10304 Co Rd 2326, Terrell, TX 75160 Property Records

Hunt County property record for 10304 Co Rd 2326, Terrell, TX 75160

Property Summary

Property Type	Single Family Home
Details	2,250 sqft · built 2023
Lot Size	1.73 acres (75,359 sqft)
Owner	2 Individual Names on File
Last Sale	$402,600 (Mar 2023)
Tax Bill	$2,486 (2025)
Deeds & Mortgages	Mar 2026 Mortgage Mar 2023 Construction Loan
Flood Zone	Zone X (minimal risk)
APN	`0871-1430-0010-89`

Property Details

APN / Parcel Number

Primary APN	`0871-1430-0010-89`
Alternative APNs	`R117495` `117495`

Interior

Stories	1 Story
Building Area	2,250 sqft Gross Area
1st Floor Area	2,250 sqft

Exterior

Year Built	Built 2023
Effective Year Built	Effective 2023
Lot Area	75,359 sqft (1.73 acres)
Porch	Open Porch
Deck Area	Deck Area
Utility Building	960 sqft

Location & Zoning

Street Address	10304 COUNTY ROAD 2326
City	TERRELL
State	TX
Zip	75160-8750
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	A0871 RIALS JOHN J,TRACT 143-1, ACRES 1.73
Legal Subdivision	RIALS JOHN J
Legal Tract	143-1
Legal Block	1
Legal Lot Number	143-1
Jurisdiction	HUNT TX
Township / Civil Division	QUINLAN
Census Block Group	1
Census Block	1025
Census Tract	961501

Owner

10304 Co Rd 2326 is owned and occupied by two individuals who bought it in March 2023.

Source: Hunt County records, as of October 12, 2026

Owner of Record	2 Individual Names on File
Mailing Address	18188 GRANDVIEW DR, FORNEY, TX 75126-7134
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 25, 2026	Deed of Trust, Mortgage · Conventional Mortgage FREEDOM MORTGAGE CORP
Mar 20, 2023	Deed of Trust, Mortgage · Construction Mortgage CARDINAL FINANCIAL COMPANY LP

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 20, 2023 · Amount on File
Deed Sale	Mar 20, 2023 · Amount on File
Deed Document Number	20235008
Record Updated	Oct 29, 2026

March 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HUNT TX
Property Address	10304 COUNTY ROAD 2326, TERRELL, TX 75160-8750
Transaction Type	Mortgage
Record Updated	Apr 14, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10304 COUNTY ROAD 2326, TERRELL, TX 75160-8750

Mortgage

Document Number	0000005277
Date	Mar 25, 2026
Instrument	2026-05277

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	BOCA RATON, FL 33431

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	328 Months
Due	Jul 1, 2053

March 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HUNT TX
Property Address	10304 COUNTY ROAD 2326, TERRELL, TX 75160-8750
Transaction Type	Mortgage
Record Updated	Apr 6, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	18188 GRANDVIEW DR, FORNEY, TX 75126-7134

Mortgage

Document Number	0000005010
Date	Mar 20, 2023
Instrument	2023-05010

Lender

Name	CARDINAL FINANCIAL COMPANY LP
Type	Mortgage Company
Address	CHARLOTTE, NC 28273

Agreement

Type	Construction Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2053

Tax Assessment & Valuation

The 2025 property tax bill for 10304 Co Rd 2326 was $2,486 with a homeowner's exemption, up 12.5% from the year before.

Source: Hunt County assessment roll, as of September 10, 2025

Property Jurisdictions

Type	Name
State	Texas
County	Hunt County
Municipality	Poetry Town
Unified School District	Terrell Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,486.00 (+12.54%) Homeowner's exemption	$460,110 Land $134,750 Building $325,360	$460,110 Land $134,750 Building $325,360
2024	$2,209.00
2023		$119,350 Land $93,750 Building $25,600	$119,350 Land $93,750 Building $25,600
2022	$1,587.00

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 10304 Co Rd 2326 in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective May 3, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 10304 Co Rd 2326 is moderate, ranking above 57% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 57% of the US · lower than 62% of Texas
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	POETRY WSC serves 3,636 people · EPA ID TX1290022
Water Source	Purchased surface water from CITY OF TERRELL
Last State Inspection	Oct 2025
Lead	2 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 12 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Fiber	1,000 / 1,000
Nextlink Fixed Wireless	500 / 100
Wi-Five Broadband Fixed Wireless	100 / 100

May also be available: Peoples Communications.

Cell Coverage

5G (outdoors only) and 4G LTE

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