10304 Cave Ave, Bakersfield, CA 93312 Property Records

Kern County property record for 10304 Cave Ave, Bakersfield, CA 93312

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,787 sqft · built 1980
Lot Size	0.276 acres (12,001 sqft)
Owner	Individual Name on Record
Last Sale	$370,000 (Aug 2021)
Tax Bill	$5,080 (2025)
Deeds & Mortgages	Sep 2025 Mortgage Aug 2021 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`449-104-15-00-2`

Property Details

APN / Parcel Number

Primary APN	`449-104-15-00-2`
Alternative APNs	`449-104-15-7` `4491041500` `44910415`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	5 Rooms
Stories	2 Stories
Building Area	1,787 sqft Living Area
Gross Area	2,326 sqft
1st Floor Area	944 sqft
2nd Floor Area	843 sqft
Family Room	Family Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1980
Effective Year Built	Effective 1980
Construction Type	Frame
Lot Area	12,001 sqft (0.276 acres)
Garage Type	Attached
Garage Area	515 sqft
Parking Spaces	2 Parking Spaces
Porch	Porch
Porch Area	24 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Floor/Wall Furnace

Location & Zoning

Account Number	449104157
Street Address	10304 CAVE AVE
City	BAKERSFIELD
State	CA
Zip	93312-2411
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-S
Legal Description	TRACT 3906 , BLOCK , LOT 32
Legal Subdivision	TRACT 3906
Legal Tract	3906
Legal Block	3
Legal Lot Number	32
Jurisdiction	KERN CA
Township / Civil Division	ROSEDALE
Census Block Group	3
Census Block	3023
Census Tract	3807

Owner

Source: Kern County records, as of August 6, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	10304 CAVE AVE, BAKERSFIELD, CA 93312-2411
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 30, 2025	Deed of Trust, Mortgage · FHA Mortgage FREEDOM MORTGAGE CORP
Aug 26, 2021	Grant Deed, Transfer · FHA Mortgage HOME POINT FINANCIAL CORPORATION
Feb 8, 2021	Deed of Trust, Mortgage · Conventional Mortgage LADERA LENDING INC
Jul 30, 2019	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LNS

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 26, 2021 · Amount on Record
Deed Sale	Aug 26, 2021 · Amount on Record
Prior Sale	Oct 27, 2009 · Amount on Record
Deed Document Number	2021162661
Prior Transfer Date	Jul 31, 2015
Prior Transfer Doc	0000157453
Record Updated	Oct 29, 2026

September 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KERN CA
Property Address	10304 CAVE AVE, BAKERSFIELD, CA 93312-2411
Transaction Type	Mortgage
Record Updated	Oct 8, 2025
Title Company	TITLE CONNECTION, TITLE CONNECT INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10304 CAVE AVE, BAKERSFIELD, CA 93312-2411

Mortgage

Document Number	0000115046
Date	Sep 30, 2025
Instrument	225115046

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	BOCA RATON, FL 33431

Agreement

Type	FHA Mortgage
Amount	Amount Recorded

August 2021: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	KERN CA
Recording Date	Aug 26, 2021
Property Address	10304 CAVE AVE, BAKERSFIELD, CA 93312-2411
Document Number	0000162661
Map Reference	MB 28 PG 165&166
Instrument Date	Aug 9, 2021
Instrument	221162661
Transaction Type	Transfer
Record Updated	Nov 7, 2022
Title Company	PLACER TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10304 CAVE AVE, BAKERSFIELD, CA 93312-2411

Mortgage

Document Number	0000162662
Date	Aug 26, 2021
Instrument	221162662

Lender

Name	HOME POINT FINANCIAL CORPORATION
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2051

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KERN CA
Property Address	10304 CAVE AVE, BAKERSFIELD, CA 93312-2411
Transaction Type	Mortgage
Record Updated	Feb 17, 2021
Title Company	UNISOURCE TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10304 CAVE AVE, BAKERSFIELD, CA 93312-2411

Mortgage

Document Number	0000022846
Date	Feb 8, 2021
Instrument	221022846

Lender

Name	LADERA LENDING INC
Type	Mortgage Company
Address	LADERA RANCH, CA 92694

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Feb 1, 2051

July 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KERN CA
Property Address	10304 CAVE AVE, BAKERSFIELD, CA 93312-2411
Document Number	0000095651
Instrument Date	Jul 30, 2019
Transaction Type	Mortgage
Record Updated	Aug 14, 2019
Title Company	AMROCK INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Separate Estate/Property
Address	10304 CAVE AVE BAKERSFIELD CA 933122411, BAKERSFIELD, CA 93312-2411

Mortgage

Document Number	0000095651
Date	Aug 6, 2019
Instrument	95651

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 5, 2049

Tax Assessment & Valuation

Source: Kern County assessment roll, as of August 6, 2026

Property Jurisdictions

Type	Name
State	California
County	Kern County
Secondary School District	Kern High School District (09 - 12)
Elementary School District	Rosedale Union Elementary School District (KG - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$400,498 (+2%) Land $75,769 Building $324,729
2025	$5,080.00 (+1.42%)	$392,646 (+4.04%) Land $74,284 Building $318,362
2024	$5,009.00 (+2.12%)
2023	$4,905.00 (+2.19%)	$377,400 Land $71,400 Building $306,000
2022	$4,800.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective April 30, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	VAUGHN WC INC private · serves 37,189 people · EPA ID CA1510029
Water Source	Groundwater
Last State Inspection	May 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 578 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Applied Technology Group Fixed Wireless	500 / 500
unWired Broadband Fixed Wireless	400 / 50
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: GeoLinks.

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