Montgomery County property record for 10303 Gardiner Ave, Silver Spring, MD 20902
| Property Type | Single Family Home |
|---|---|
| Details | 1 ba · 2,400 sqft · built 1949 |
| Lot Size | 0.163 acres (7,108 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $484,900 (Jun 2016) |
| Tax Bill | $5,778 (2025) |
| Deeds & Mortgages | Oct 2020 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 13-01103611 |
| Primary APN | 13-01103611 |
|---|---|
| Alternative APN |
|
| Full Baths | 1 Bath |
|---|---|
| Stories | 1 Story |
| Building Area | 2,400 sqft Living Area |
| 1st Floor Area | 1,224 sqft |
| Basement Area | 588 sqft |
| Finished Basement | 588 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1949 |
|---|---|
| Effective Year Built | Effective 1949 |
| Architectural Style | Multi-Level |
| Exterior Material | Brick |
| Construction Type | Brick |
| Roof Material | Composition Shingle |
| Lot Area | 7,108 sqft (0.163 acres) |
| Deck Area | 192 sqft |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Sewer | Municipal |
| Account Number | 01103611 |
|---|---|
| Street Address | 10303 GARDINER AVE |
| City | SILVER SPRING |
| State | MD |
| Zip | 20902-4107 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R60 |
| Legal Description | CARROLL KNOLLS SEC 1 |
| Legal Subdivision | CARROLL KNOLLS OSTROWS SUB |
| Legal Block | D |
| Legal Lot Number | 1 |
| Jurisdiction | MONTGOMERY MD |
| Township / Civil Division | 13 |
| Census Block Group | 3 |
| Census Block | 3011 |
| Census Tract | 704000 |
10303 Gardiner Ave is owned and occupied by two individuals who bought it in June 2016.
Source: Montgomery County records, as of August 17, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 10303 GARDINER AVE, SILVER SPRING, MD 20902-4107 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jun 3, 2016 · Amount on File |
| Deed Sale | Jun 3, 2016 · Amount on File |
| Prior Sale | Dec 31, 2002 · Amount on File |
| Deed Book / Page | 52166 / 490 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONTGOMERY MD |
| Property Address | 10303 GARDINER AVE, SILVER SPRING, MD 20902-4107 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | AMROCK INC |
| Name | Verified Name |
|---|
| Document Number | 0608830487 |
|---|---|
| Date | Oct 26, 2020 |
| Book Page | 60883/487 |
| Name | QUICKEN LOANS LLC |
|---|---|
| Type | Mortgage Company |
| Address | DETROIT, MI 48226 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 238 Months |
| Due | Aug 1, 2040 |
The 2025 property tax bill for 10303 Gardiner Ave was $5,778.
Source: Montgomery County assessment roll, as of August 17, 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Montgomery County |
| Unified School District | Montgomery County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $532,467 (+7.06%) | $567,600 (-) Land $285,900 Building $281,700 | |
| 2025 | $5,778.00 | $497,333 | $567,600 Land $285,900 Building $281,700 |
| 2023 | $445,133 | $462,200 Land $260,900 Building $201,300 | |
| 2022 | $4,625.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 10303 Gardiner Ave in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 2021.
Source: FEMA National Flood Hazard Layer, effective April 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
| Nearby Flood Claims | 2 (2021–2025) |
| Claims Outside the SFHA | 2 of 2 |
| Most Recent Claim | Jul 2025 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 10303 Gardiner Ave is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 98.5% of Maryland |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | WASHINGTON SUBURBAN SANITARY COMMISSION serves 1,900,000 people · EPA ID MD0150005 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | May 2025 |
| Lead | Under 1 ppb (2018–2020) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 544 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fiber | 2,300 / 2,300 |
| Xfinity Cable | 2,000 / 250 |
| Astound Broadband Cable | 1,500 / 50 |
| T-Mobile Fixed Wireless | 100 / 20 |
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