10303 2nd St, #VBB, Dunkirk, NY 14048 Property Records

Chautauqua County and Pomfret Town property record for 10303 2nd St, #VBB, Dunkirk, NY 14048

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,168 sqft · built 2013
Lot Size	0.114 acres (5,000 sqft)
Owner	Individual Name on Record
Last Sale	$124,500 (Nov 2012)
Tax Bill	$5,297 (2026)
Deeds & Mortgages	Jun 2026 Mortgage Nov 2022 Mortgage
APN	`065889 111.08-3-31`

Property Details

APN / Parcel Number

Primary APN	`065889 111.08-3-31`
Alternative APN	`58891110080003031000`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	1,168 sqft Living Area
1st Floor Area	584 sqft
2nd Floor Area	584 sqft

Exterior

Year Built	Built 2013
Effective Year Built	Effective 2013
Architectural Style	Colonial
Foundation Type	Raised
Lot Area	5,000 sqft (0.114 acres)
Lot Dimensions	100 ft deep x 100 ft wide

Utilities, Heating & Cooling

Heating Fuel	Oil
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	10303 2ND ST, VBB
City	DUNKIRK
State	NY
Zip	14048-9659
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R3
Legal Description	(69 SECOND ST); OLD APN: 065889 15-1-88
Legal Block	3
Legal Lot Number	31.000
Jurisdiction	CHAUTAUQUA NY
Township / Civil Division	POMFRET
Census Block Group	1
Census Block	1048
Census Tract	36000

Owner

Source: Chautauqua County and Pomfret Town records, as of September 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	10303 2ND ST, VBB, DUNKIRK, NY 14048-9659
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 17, 2026	Deed of Trust, Mortgage · FHA Mortgage SECRETARY OF HOUSING AND URBAN DEVELOPMEN
Nov 9, 2022	Deed of Trust, Mortgage · FHA Mortgage SECRETARY HOUSING URBAN DEVELOPMENT

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 21, 2012 · Amount on Record
Deed Sale	Nov 21, 2012 · Amount on Record
Deed Book / Page	2012 / 6339
Record Updated	Oct 29, 2026

June 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHAUTAUQUA NY
Recording Date	Jun 17, 2026
Property Address	10303 2ND ST, VBB, DUNKIRK, NY 14048-9659
Document Number	0000002522
Instrument Date	May 9, 2026
Instrument	20262522
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10303 2ND ST, DUNKIRK, NY 14048-9659

Mortgage

Document Number	0000002522,
Date	Jun 17, 2026
Instrument	20262522

Lender

Name	SECRETARY OF HOUSING AND URBAN DEVELOPMEN

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	198 Months
Due	Dec 1, 2042

Interest

Rate	6.37%
Max Rate	-1%

November 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHAUTAUQUA NY
Property Address	10303 2ND ST # VBB, VBB, DUNKIRK, NY 14048-9659
Transaction Type	Mortgage
Record Updated	Nov 29, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	MT2022004703
Date	Nov 9, 2022
Instrument	MT2022004703

Lender

Name	SECRETARY HOUSING URBAN DEVELOPMENT
Type	Government Agency

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	241 Months
Due	Dec 1, 2042

Tax Assessment & Valuation

Source: Chautauqua County and Pomfret Town assessment roll, as of April 28, 2026

Property Jurisdictions

Type	Name
State	New York
County	Chautauqua County
County Subdivision	Pomfret Town
Unified School District	Fredonia Central School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$5,297.00 (+2.93%) Homeowner's exemption
2025	$5,146.00	$25,130 (-) Land $2,050 Building $23,080	$228,455 (+18.18%) Land $18,636 Building $209,819
2023		$25,130 (-) Land $2,050 Building $23,080	$193,308 (+15.39%) Land $15,769 Building $177,539
2022	Homeowner's exemption	$25,130 Land $2,050 Building $23,080	$167,533 Land $13,667 Building $153,866

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Flood Insurance Cost	Premium on Record median of 12 policies
Nearby Flood Policies	12 in force
Nearby Flood Claims	25 (1979–2021)
Claims Outside the SFHA	3 of 25
Most Recent Claim	Dec 2021 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.2% of New York
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	POMFRET NORTH END WATER DISTRICT serves 360 people · EPA ID NY0630121
Water Source	Purchased surface water from FREDONIA VILLAGE
Last State Inspection	Jan 2025
Lead	5 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 226 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000

May also be available: DFT Local Service.

Cell Coverage

5G and 4G LTE (outdoors only)

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