1030 Wheeler Rd, Hernando, MS 38632 Property Records

DeSoto County property record for 1030 Wheeler Rd, Hernando, MS 38632 · Last verified January 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms3 Beds
Year BuiltBuilt 1981
Square Footage2,459 sqft Adjusted Area
Lot Size185,566 sqft (4.26 acres)
Pool760 sqft
OccupancyOwner Occupied
Tax Bill$1,629.00 (2025)

Owner

Source: DeSoto County records · APN 4-08-1-11-00-0-00034-00

Assessment roll updated September 1, 2025 · Last verified January 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address1030 WHEELER RD, HERNANDO, MS 38632-8634
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

DateDocument
Jul 10, 2026Deed of Trust, Mortgage · Line of Credit
RENASANT BANK
Jun 29, 2021Deed of Trust, Mortgage · Line of Credit
RENASANT BANK

Assessor's Deed Record

Deed NamesVerified Name on Deed
Deed Doc Number0000921421
Record RefreshedSep 20, 2026

July 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionDESOTO MS
Recording DateJul 10, 2026
Property Address1030 WHEELER RD, HERNANDO, MS 38632-8634
Document Number5663078382
Book / Page5663 / 78382
Instrument DateJul 02, 2026
Transaction TypeMortgage
Record UpdatedAug 04, 2026
Title CompanyNONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

NameVerified Name
Address1030 WHEELER RD, HERNANDO, MS 38632-8634

Mortgage

Document Number5663078382,
DateJul 10, 2026
Book Page5663/78382
Lender
NameRENASANT BANK
Agreement
TypeLine of Credit
AmountAmount Recorded
Term120 Months
DueJul 25, 2036
Interest
Rate TypeAdjustable Rate
Rate6.48%
Initial TypeAdjustable Rate
AdjustableDocument includes a rider for adjustable-rate mortgage with a specific rate change date.
Max Rate-1%

June 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionDESOTO MS
Property Address1030 WHEELER RD, HERNANDO, MS 38632-8634
Transaction TypeMortgage
Record UpdatedApr 18, 2022

Transferred To (Grantee/Buyer)

NameVerified Name
Address1030 WHEELER RD, HERNANDO, MS 38632-8634

Mortgage

Document Number005277/490
DateJun 29, 2021
Book Page5277/490
Lender
NameRENASANT BANK
TypeBank
AddressOLIVE BRANCH, MS 38654
Agreement
TypeLine of Credit
AmountAmount Recorded
Term120 Months
DueJun 25, 2031
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly (Revolving credit lines are monthly unless stated otherwise).

Tax Assessment & Valuation

Source: DeSoto County records · Assessment roll updated September 1, 2025 · Last verified January 2026

Property Jurisdictions

TypeName
StateMississippi
CountyDeSoto County
Unified School DistrictDeSoto County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$1,629.00 (+16.36%)$23,064 (+37.27%) Land $3,834 Building $19,230$227,800 (+37.52%) Land $38,340 Building $189,460
2023$1,400.00$16,802$165,650 Land $38,340 Building $127,310

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, DeSoto County (28033C), updated June 5, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo

Wildfire

Wildfire RiskModerate
above 61% of the US · above 77% of Mississippi
Wildfire LikelihoodAbout 1 in 556 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

Property Details

APN / Parcel Number

Primary APN4-08-1-11-00-0-00034-00

Interior

Bedrooms3 Beds
Total Rooms7 Rooms
Building Area2,459 sqft Adjusted Area
Stories1 Stories
Interior StructurePlywood Interior Structure

Exterior

Year BuiltBuilt 1981
Exterior MaterialWood Shingle Exterior
Construction TypeWood Frame Construction
Foundation TypeConcrete Foundation
Roof ConstructionGable Roof Construction
Roof MaterialShingle Roof
Lot Area185,566 sqft (4.26 acres)
Pool Area760 sqft Pool
Quonset800 sqft Quonset
Utility Building336 sqft Utility Building

Location & Zoning

Street Address1030 WHEELER RD
CityHERNANDO
StateMS
Zip38632-8634
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionPT SE1/4 PT SE 1/4
Legal Range08
Legal Township04
Legal Section11
Legal Lot Number34
JurisdictionDESOTO MS
Minor Civil Division5
Census Blockgroup1
Census Block1008
Census Tract71123

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