1030 W Main St, Troy, TX 76579 Property Records

Bell County property record for 1030 W Main St, Troy, TX 76579

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,387 sqft · built 1989
Lot Size	0.998 acres (43,516 sqft)
Owner	Individual Name on File
Tax Bill	$1,991 (2023)
Deeds & Mortgages	May 2020 Mortgage Mar 2021 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`0479221001`

Property Details

APN / Parcel Number

Primary APN	`0479221001`
Alternative APNs	`840536` `35548`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,387 sqft Living Area
Gross Area	1,968 sqft
1st Floor Area	1,387 sqft
2nd Floor Area	581 sqft
Upper Floors Area	581 sqft
Interior Walls	Plaster
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1989
Exterior Material	Brick Veneer
Foundation Type	Slab (Mat/Raft)
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	43,516 sqft (0.998 acres)
Lot Dimensions	275 ft deep x 158 ft wide
Garage Area	483 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Porch Area	135 sqft
Canopy	450 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	840536
Street Address	1030 W MAIN ST
City	TROY
State	TX
Zip	76579-2202
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	A0086BC C BENDLE, 4-4-1, ACRES .999 4-4-1,
Legal Subdivision	C BENDLE
Jurisdiction	BELL TX
Township / Civil Division	EAST BELL
Census Block Group	2
Census Block	2014
Census Tract	20101

Owner

1030 W Main St is owned and occupied by an individual who acquired it in February 2018.

Source: Bell County records, as of April 1, 2024

Owner of Record	Individual Name on File
Co-owner	Co-owner on File
Mailing Address	1030 W MAIN ST, TROY, TX 76579-2202
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 21, 2020	Deed of Trust, Mortgage · VA Mortgage FREEDOM MORTGAGE CORP
Mar 22, 2021	Deed of Trust, Mortgage · VA Mortgage FREEDOM MORTGAGE CORP
Feb 20, 2018	Warranty Deed, Transfer · VA Mortgage FIRST NATIONAL BANK TEXAS
Jun 15, 2017	Affidavit of Death, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 20, 2018
Deed Sale	Feb 20, 2018
Prior Sale	Jun 20, 2008
Deed Document Number	2018-00006643
Record Updated	Jun 7, 2026

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BELL TX
Property Address	1030 W MAIN ST, TROY, TX 76579-2202
Transaction Type	Mortgage
Record Updated	Nov 15, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000024237
Date	May 21, 2020
Instrument	2020-00024237

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	MOUNT LAUREL, NJ 08054

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	335 Months
Due	Apr 1, 2048

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BELL TX
Property Address	1030 W MAIN ST, TROY, TX 76579-2202
Transaction Type	Mortgage
Record Updated	Nov 15, 2022
Title Company	INSPIRE CLOSING SERVICES LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000016904
Date	Mar 22, 2021
Instrument	2021016904

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	MOUNT LAUREL, NJ 08054

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	327 Months
Due	Jun 1, 2048

February 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BELL TX
Recording Date	Feb 20, 2018
Property Address	1030 W MAIN ST, TROY, TX 76579-2202
Document Number	0000006643
Instrument Date	Feb 16, 2018
Instrument	2018-00006643
Transaction Type	Transfer
Record Updated	Sep 30, 2021
Title Company	CENTRALAND TITLE CO

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	415 E MAVIR ST, 415, TROY, TX 76579

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1030 LUTHER CURTIS RD, TROY, TX 76579-2704

Mortgage

Document Number	0000006644
Date	Feb 20, 2018
Instrument	2018-00006644

Lender

Name	FIRST NATIONAL BANK TEXAS
Type	Bank

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Mar 1, 2048

June 2017: Affidavit of Death, Transfer

Document Type	Affidavit of Death
Jurisdiction	BELL TX
Recording Date	Jun 15, 2017
Property Address	1030 W MAIN ST, TROY, TX 76579-2202
Document Number	0000024696
Instrument Date	Jun 13, 2017
Instrument	24696
Transaction Type	Transfer
Record Updated	Jul 3, 2017
Title Company	ATTORNEY ONLY

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1030 LUTHER CURTIS RD TROY TX 765792704, TROY, TX 76579-2704

Tax Assessment & Valuation

Source: Bell County assessment roll, as of August 1, 2023

Property Jurisdictions

Type	Name
State	Texas
County	Bell County
Unified School District	Troy Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2023	$1,991.00 (-25.57%) Homeowner's exemption Disabled Person's exemption Veteran's exemption	$282,362 Land $39,970 Building $242,392	$282,362 Land $39,970 Building $242,392
2022	$2,675.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1030 W Main St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1030 W Main St is moderate, ranking above 52% of the US, with a 0.09% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 52% of the US · lower than 71% of Texas
Wildfire Likelihood	0.09% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 22 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Nextlink Fixed Wireless	500 / 100
Rise Broadband Fixed Wireless	25 / 5

May also be available: Astound Broadband, AT&T.

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