1030 S Spruce St, Buffalo, MO 65622 Property Records

Dallas County property record for 1030 S Spruce St, Buffalo, MO 65622

Property Summary

Property Type	Single Family Home
Details	1 ba · 2,172 sqft · built 1974
Lot Size	0.664 acres (28,950 sqft)
Owner	Individual Name on Record
Last Sale	$61,900 (Nov 2017)
Tax Bill	$839 (2025)
Deeds & Mortgages	Apr 2022 Mortgage Apr 2022 Line of Credit + 14 more
Flood Zone	Zone X (minimal risk)
APN	`09-7.0-26-003-012-012.000`

Property Details

APN / Parcel Number

Primary APN	`09-7.0-26-003-012-012.000`

Interior

Full Baths	1 Bath
Stories	1 Story
Building Area	2,172 sqft Base Area
1st Floor Area	2,172 sqft
Flooring	Carpet
Interior Walls	Plywood
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1974
Effective Year Built	Effective 1974
Exterior Material	Brick
Roof Type	Gable
Roof Material	Metal
Lot Area	28,950 sqft (0.664 acres)
Lot Dimensions	150 ft deep x 193 ft wide
Garage Area	624 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	1030 S SPRUCE ST
City	BUFFALO
State	MO
Zip	65622-8563
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 28 OAK GROVE SECOND ADDITION; LOT SIZE: 193.3' X 150' IRR
Legal Range	20W
Legal Township	34N
Legal Section	26
Legal Subdivision	OAK GROVE SECOND ADDITION
Legal Lot Number	28
Jurisdiction	DALLAS MO
Township / Civil Division	SOUTH BENTON
Census Block Group	3
Census Block	3026
Census Tract	480200

Owner

Source: Dallas County records, as of June 2, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	1030 S SPRUCE ST, BUFFALO, MO 65622-8563
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Single

Deeds, Mortgages & Sale History

Date	Document
Apr 1, 2022	Deed of Trust, Mortgage · Conventional Mortgage AMERISAVE MORTGAGE CORP
Apr 4, 2022	Deed of Trust, Mortgage · Line of Credit O BANNON BANKING CO
Jul 22, 2024	Deed of Trust, Mortgage · Line of Credit OMB BANK
Aug 1, 2007	Deed of Trust, Mortgage · Conventional Mortgage THE BANK OF URBANA
Jul 21, 2008	Deed of Trust, Mortgage · Conventional Mortgage THE BANK OF URBANA
Sep 1, 2009	Deed of Trust, Mortgage · Conventional Mortgage THE BANK OF URBANA
Oct 16, 2007	Deed of Trust, Mortgage · ARM THE BANK OF URBANA
Jan 7, 2025	Warranty Deed, Transfer
Nov 20, 2017	Warranty Deed, Transfer · Conventional Mortgage OAKSTAR BANK NA
Nov 20, 2017	Intrafamily Transfer, Transfer
Aug 11, 2016	Intrafamily Transfer, Transfer
May 5, 2014	Warranty Deed, Transfer
May 24, 2012	Trustee's Deed, Foreclosure
Feb 15, 2007	Intrafamily Transfer, Transfer · Construction Mortgage THE BANK OF URBANA
Jan 3, 2006	Special Warranty Deed, Transfer · Conventional Mortgage OBANNON BANKING CO
Oct 19, 2005	Trustee's Deed, Foreclosure

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 20, 2017 · Amount on Record
Deed Sale	Nov 20, 2017 · Amount on Record
Prior Sale	May 5, 2014
Deed Document Number	20172510
Deed Book / Page	2017 / 2510
Last Transfer Date	Jul 17, 2024
Transfer Doc	0000000024
Record Updated	Sep 20, 2026

April 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DALLAS MO
Property Address	1030 S SPRUCE ST, BUFFALO, MO 65622-8563
Transaction Type	Mortgage
Record Updated	Jun 30, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1030 S SPRUCE ST, BUFFALO, MO 65622-8563

Mortgage

Document Number	002022/920
Date	Apr 1, 2022
Book Page	2022/920
Instrument	202200920

Lender

Name	AMERISAVE MORTGAGE CORP
Type	Mortgage Company
Address	ATLANTA, GA 30305

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Apr 1, 2037

April 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DALLAS MO
Property Address	1030 S SPRUCE ST, BUFFALO, MO 65622-8563
Transaction Type	Mortgage
Record Updated	Jun 30, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 313, BUFFALO, MO 65622-0313
Investor	Possibly a Property Investor

Mortgage

Document Number	002022/961
Date	Apr 4, 2022
Book Page	2022/961
Instrument	202200961

Lender

Name	O BANNON BANKING CO
Type	Bank
Address	BUFFALO, MO 65622

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	12 Months
Due	Apr 1, 2023

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

July 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DALLAS MO
Property Address	1030 S SPRUCE ST, BUFFALO, MO 65622-8563
Transaction Type	Mortgage
Record Updated	Jun 30, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1030 S SPRUCE ST, BUFFALO, MO 65622-8563

Mortgage

Document Number	02024/1677
Date	Jul 22, 2024
Book Page	2024/1677
Instrument	202401677

Lender

Name	OMB BANK
Type	Bank
Address	SPRINGFIELD, MO 65804

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

August 2007: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DALLAS MO
Property Address	1030 S SPRUCE ST, BUFFALO, MO 65622-8563
Transaction Type	Mortgage
Record Updated	Jun 30, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	00344/1074
Date	Aug 1, 2007
Book Page	344/1074
Instrument	2007-2281

Lender

Name	THE BANK OF URBANA
Address	BUFFALO, MO 65622

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	6 Months
Due	Feb 15, 2008

July 2008: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DALLAS MO
Property Address	1030 S SPRUCE ST, BUFFALO, MO 65622-8563
Transaction Type	Mortgage
Record Updated	Jun 30, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	00353/2654
Date	Jul 21, 2008
Book Page	353/2654
Instrument	2008-2186

Lender

Name	THE BANK OF URBANA
Address	BUFFALO, MO 65622

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Jul 16, 2023

September 2009: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DALLAS MO
Property Address	1030 S SPRUCE ST, BUFFALO, MO 65622-8563
Transaction Type	Mortgage
Record Updated	Jun 30, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	00359/2035
Date	Sep 1, 2009
Book Page	359/2035
Instrument	2009-2080

Lender

Name	THE BANK OF URBANA
Address	BUFFALO, MO 65622

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	179 Months
Due	Aug 15, 2024

October 2007: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DALLAS MO
Property Address	1030 S SPRUCE ST, BUFFALO, MO 65622-8563
Transaction Type	Mortgage
Record Updated	Jun 30, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	00347/0778
Date	Oct 16, 2007
Book Page	347/0778
Instrument	2007-3129

Lender

Name	THE BANK OF URBANA
Address	BUFFALO, MO 65622

Agreement

Type	ARM
Amount	Amount Recorded
Term	180 Months
Due	Oct 15, 2022

Interest

Rate Type	Adjustable Rate
Rate	7.75%
Type Change Date	Oct 15, 2008
Change Frequency	Annually
Min Rate At Change	6%
Index	Prime Rate
Max Rate	13.7%

January 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DALLAS MO
Recording Date	Jan 7, 2025
Property Address	1030 S SPRUCE ST, BUFFALO, MO 65622-8563
Document Number	0002025/24
Book / Page	2025 / 24
Instrument Date	May 17, 2024
Instrument	202500024
Transaction Type	Transfer
Record Updated	Jun 30, 2026

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1030 S SPRUCE ST, BUFFALO, MO 65622-8563

November 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DALLAS MO
Recording Date	Nov 20, 2017
Property Address	1030 S SPRUCE ST, BUFFALO, MO 65622-8563
Document Number	02017/2510
Book / Page	2017 / 2510
Instrument Date	Nov 17, 2017
Instrument	201702510
Transaction Type	Transfer
Record Updated	Jun 30, 2026

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1030 S SPRUEE ST, BUFFALO, MO 65622

Mortgage

Document Number	0201702511
Date	Nov 20, 2017
Instrument	201702511

Lender

Name	OAKSTAR BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	241 Months
Due	Dec 1, 2037

November 2017: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	DALLAS MO
Recording Date	Nov 20, 2017
Property Address	1030 S SPRUCE ST, BUFFALO, MO 65622-8563
Document Number	02017/2509
Book / Page	2017 / 2509
Instrument Date	Oct 19, 2017
Instrument	201702509
Transaction Type	Transfer
Record Updated	Jun 30, 2026

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1030 S SPRUCE ST, FORDLAND, MO 65652

August 2016: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	DALLAS MO
Recording Date	Aug 11, 2016
Property Address	1030 S SPRUCE ST, BUFFALO, MO 65622-8563
Document Number	02016/1796
Book / Page	2016 / 1796
Instrument Date	Aug 11, 2016
Instrument	201601796
Transaction Type	Transfer
Record Updated	Jun 30, 2026

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4289 S 205TH RD, HALF WAY, MO 65663-9132

May 2014: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DALLAS MO
Recording Date	May 5, 2014
Property Address	1030 S SPRUCE ST, BUFFALO, MO 65622-8563
Document Number	02014/0949
Book / Page	2014 / 0949
Instrument Date	Feb 5, 2014
Instrument	201400949
Transaction Type	Transfer
Record Updated	Jun 30, 2026

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1030 S SPRUCE ST, BUFFALO, MO 65622-8563

May 2012: Trustee's Deed, Foreclosure

Document Type	Trustee's Deed
Jurisdiction	DALLAS MO
Recording Date	May 24, 2012
Property Address	1030 S SPRUCE ST, BUFFALO, MO 65622-8563
Document Number	02012/1052
Book / Page	2012 / 1052
Instrument Date	May 24, 2012
Instrument	201201052
Transaction Type	Foreclosure
Record Updated	Jun 30, 2026

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 1903, BUFFALO, MO 65622-1903

February 2007: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	DALLAS MO
Recording Date	Feb 15, 2007
Property Address	1030 S SPRUCE ST, BUFFALO, MO 65622-8563
Document Number	00338/1243
Book / Page	338 / 1243
Instrument Date	Feb 15, 2007
Instrument	2007-0443
Transaction Type	Transfer
Record Updated	Jun 30, 2026

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1030 S SPRUCE ST, BUFFALO, MO 65622-8563

Mortgage

Document Number	00338/1248
Date	Feb 15, 2007
Book Page	338/1248
Instrument	2007-0445

Lender

Name	THE BANK OF URBANA
Address	BUFFALO, MO 65622

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	2 Months
Due	Apr 15, 2007

January 2006: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	DALLAS MO
Recording Date	Jan 3, 2006
Property Address	1030 S SPRUCE ST, BUFFALO, MO 65622-8563
Document Number	00322/0864
Book / Page	322 / 0864
Instrument Date	Jan 3, 2006
Instrument	00616
Transaction Type	Transfer
Record Updated	Jun 30, 2026

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2458 HIGHWAY C, BUFFALO, MO 65622-9280

Mortgage

Document Number	00322/0866
Date	Jan 3, 2006
Book Page	322/0866
Instrument	00617

Lender

Name	OBANNON BANKING CO
Address	BUFFALO, MO 65622

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	179 Months
Due	Dec 28, 2020

Interest

Rate	9%

October 2005: Trustee's Deed, Foreclosure

Document Type	Trustee's Deed
Jurisdiction	DALLAS MO
Recording Date	Oct 19, 2005
Property Address	1030 S SPRUCE ST, BUFFALO, MO 65622-8563
Document Number	00319/1024
Book / Page	319 / 1024
Instrument Date	Oct 6, 2005
Instrument	53576
Transaction Type	Foreclosure
Record Updated	Jun 30, 2026

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated

Transferred From (Grantor/Seller)

Name	Verified Name
Address	10045 STATE HIGHWAY 38, BUFFALO, MO 65622-6443

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	8609 WESTWOOD CENTER DR, VIENNA, VA 22182-7521
Investor	Possibly a Property Investor

Tax Assessment & Valuation

Source: Dallas County assessment roll, as of January 23, 2026

Property Jurisdictions

Type	Name
State	Missouri
County	Dallas County
Municipality	Buffalo City
Unified School District	Dallas County R-I School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$839.00 (+5.93%)	$18,870 (+5.54%)	$99,300 (+5.53%) Land $14,300 Building $85,000
2023	$792.00	$17,880	$94,100 Land $13,000 Building $81,100

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective April 19, 2010

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 62% of the US · lower than 67% of Missouri
Wildfire Likelihood	0.05% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BUFFALO PWS serves 3,462 people · EPA ID MO5010114
Water Source	Groundwater
Last State Inspection	Oct 2024
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 251 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Sparklight Fiber	1,000 / 1,000
Wisper ISP Fixed Wireless	400 / 30
Verizon Fixed Wireless	300 / 20