1030 Mountain Top Dr, Annapolis, MD 21409 Property Records

Anne Arundel County property record for 1030 Mountain Top Dr, Annapolis, MD 21409

Property Summary

Property TypeSingle Family Home
Details2 ba · 984 sqft · built 1965
Lot Size0.218 acres (9,487 sqft)
Owner2 Individual Names on Record
Last Sale$360,000 (Apr 2018)
Tax Bill$4,262 (2025)
Deeds & MortgagesApr 2020 Mortgage
Apr 2018 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN03-165-26492401

Property Details

APN / Parcel Number

Primary APN03-165-26492401
Alternative APNs
  • 316526492401
  • 16526492401

Interior

Full Baths2 Baths
Stories1 Story
Building Area1,709 sqft Living Area
1st Floor Area984 sqft
Basement Area725 sqft
Finished Basement725 sqft

Exterior

Year BuiltBuilt 1965
Effective Year BuiltEffective 1965
Architectural StyleConventional
Exterior MaterialSiding
Construction TypeFrame
Roof MaterialComposition Shingle
Lot Area9,487 sqft (0.218 acres)

Exterior Amenities

Deck Area192 sqft
Patio Area80 sqft
Shed1 Shed
Shed Area128 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHVAC
SewerMunicipal

Location & Zoning

Account Number16526492401
Street Address1030 MOUNTAIN TOP DR
CityANNAPOLIS
StateMD
Zip21409-5048
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR5
Legal DescriptionLT 17 BK OO PL 7 CAPE ST CLAIRE
Legal SubdivisionCAPE ST CLAIRE
Legal BlockOO
Legal Lot Number17
JurisdictionANNE ARUNDEL MD
Township / Civil Division5
Census Block Group2
Census Block2012
Census Tract731003

Owner

Source: Anne Arundel County records, as of September 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address1030 MOUNTAIN TOP DR, ANNAPOLIS, MD 21409-5048
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Apr 22, 2020Deed of Trust, Mortgage · VA Mortgage
FIRST HOME MORTGAGE CORP
Apr 23, 2018Deed, Transfer · VA Mortgage
FIRST HOME MORTGAGE CORP

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleApr 23, 2018 · Amount on Record
Deed SaleApr 23, 2018 · Amount on Record
Prior SaleJun 16, 2011 · Amount on Record
Deed Book / Page32033 / 316
Record UpdatedOct 29, 2026

April 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionANNE ARUNDEL MD
Property Address1030 MOUNTAIN TOP DR, ANNAPOLIS, MD 21409-5048
Transaction TypeMortgage
Record UpdatedOct 28, 2022
Title CompanyPROGRESSIVE TITLE CORP

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0344740448
DateApr 22, 2020
Book Page34474/448
Lender
NameFIRST HOME MORTGAGE CORP
TypeMortgage Company
AddressNOTTINGHAM, MD 21236
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term361 Months
DueMay 1, 2050

April 2018: Deed, Transfer

Document TypeDeed
JurisdictionANNE ARUNDEL MD
Recording DateApr 23, 2018
Property Address1030 MOUNTAIN TOP DR, ANNAPOLIS, MD 21409-5048
Document Number0320330316
Book / Page32033 / 316
Map ReferenceMB22 FO02
Instrument DateApr 2, 2018
Transaction TypeTransfer
Record UpdatedOct 28, 2022
Title CompanyCAPITOL TITLE INS AGENCY INC

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$4,500.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address00000

Transferred To (Grantee/Buyer)

NameVerified Name
Address1030 MOUNTAIN TOP DR, ANNAPOLIS, MD 21409-5048

Mortgage

Document Number0032033324
DateApr 23, 2018
Instrument32033/324
Lender
NameFIRST HOME MORTGAGE CORP
TypeMortgage Company
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term361 Months
DueMay 1, 2048

Tax Assessment & Valuation

Source: Anne Arundel County assessment roll, as of September 4, 2026

Property Jurisdictions

TypeName
StateMaryland
CountyAnne Arundel County
Unified School DistrictAnne Arundel County Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$396,667 (+11.88%)$415,700 (+15.92%) Land $241,400 Building $174,300
2025$4,262.00 (+28.41%)
2023$3,319.00 Homeowner's exemption$354,533$358,600 Land $231,400 Building $127,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 16, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies8 in force
Nearby Flood Claims3 (1978–2003)
Claims Outside the SFHA1 of 3
Most Recent ClaimSep 2003 · Hurricane Isabel
Claims by Event
  • Hurricane Isabel, Sep 2003 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemGLEN BURNIE-BROADNECK
serves 290,606 people · EPA ID MD0020017
Water SourceGroundwater
Last State InspectionMay 2024
LeadUnder 1 ppb (2016–2018)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 568 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
Astound Broadband
Cable
1,500 / 50
Verizon
Fiber · Fixed Wireless in parts of the area
980 / 880
T-Mobile
Fixed Wireless
100 / 20
AT&T
Fixed Wireless
100 / 20

Nearby Properties on Mountain Top Dr

Nearby Streets

Search Property Records by Address or Parcel Number