1030 E Ortega St, Santa Barbara, CA 93103 Property Records

Santa Barbara County property record for 1030 E Ortega St, Santa Barbara, CA 93103

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,634 sqft · built 1920
Lot Size	0.12 acres (5,227 sqft)
Owner	2 Individual Names on Record
Last Sale	$1,450,000 (Mar 2024)
Tax Bill	$15,636 (2025)
Deeds & Mortgages	Mar 2024 Sale & Mortgage Apr 2022 Transfer
Flood Zone	Zone X (minimal risk)
APN	`031-184-008`

Property Details

APN / Parcel Number

Primary APN	`031-184-008`
Alternative APN	`03118408`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	4 Rooms
Building Area	1,634 sqft Total Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1920
Effective Year Built	Effective 1920
Lot Area	5,227 sqft (0.12 acres)
Lot Dimensions	100 ft deep x 50 ft wide
Garage Type	Carport
Carport	Carport

Location & Zoning

Street Address	1030 E ORTEGA ST
City	SANTA BARBARA
State	CA
Zip	93103-2528
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R2
Legal Description	MILPAS GARDENS LOT 19
Legal Subdivision	MILPAS GARDENS
Legal Lot Number	19
Jurisdiction	SANTA BARBARA CA
Township / Civil Division	SANTA BARBARA
Census Block Group	2
Census Block	2007
Census Tract	801

Owner

Source: Santa Barbara County records, as of September 18, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1030 E ORTEGA ST, SANTA BARBARA, CA 93103-2528
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Mar 22, 2024	Grant Deed, Transfer · Conventional Mortgage MONTECITO BANK & TRUST
Apr 13, 2022	Intrafamily Transfer, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 22, 2024 · Amount on Record
Deed Sale	Mar 22, 2024 · Amount on Record
Deed Document Number	20248508
Prior Transfer Date	Apr 11, 2022
Prior Transfer Doc	0000018260
Record Updated	Sep 20, 2026

March 2024: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SANTA BARBARA CA
Recording Date	Mar 22, 2024
Property Address	1030 E ORTEGA ST, SANTA BARBARA, CA 93103-2528
Document Number	0000008508
Map Reference	MB 9 PG 52
Instrument Date	Mar 13, 2024
Instrument	2024-0008508
Transaction Type	Transfer
Record Updated	Apr 3, 2024
Title Company	FIDELITY NATIONAL TITLE CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	1030 E ORTEGA ST, SANTA BARBARA, CA 93103-2528

Mortgage

Document Number	0000008509
Date	Mar 22, 2024
Instrument	2024-0008509

Lender

Name	MONTECITO BANK & TRUST
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2054

Interest

Rate Type	Adjustable Rate
Rate	6.25%
Type Change Date	Apr 1, 2029
Change Frequency	Annually
Min Rate At Change	6.25%
Max Rate At Change	8.25%
Index	1-Year T-Bill
Margin	2
Max Rate	11.2%

Mortgage

Document Number	0000008510
Date	Mar 22, 2024
Instrument	2024-0008510

Lender

Name	GEORGIAS OWN CU
Type	Credit Union
Address	ATLANTA, GA 30303

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Mar 21, 2054

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

April 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SANTA BARBARA CA
Recording Date	Apr 13, 2022
Property Address	1030 E ORTEGA ST, SANTA BARBARA, CA 93103-2528
Document Number	0000018260
Map Reference	MB 9 PG 52
Instrument Date	Apr 11, 2022
Instrument	2022-0018260
Transaction Type	Transfer
Record Updated	Jun 7, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	2601 BLANDING AVE # C166, C166, ALAMEDA, CA 94501-1579

Tax Assessment & Valuation

Source: Santa Barbara County assessment roll, as of July 30, 2025

Property Jurisdictions

Type	Name
State	California
County	Santa Barbara County
Municipality	Santa Barbara City
Unified School District	Santa Barbara Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$1,681,580 (+13.7%) Land $832,320 Building $849,260
2025	$15,636.00 (+889.62%)	$1,479,000 (+871.88%) Land $816,000 Building $663,000
2023	$1,580.00 (+1.87%) Homeowner's exemption Additional exemption filed	$152,180 Land $29,144 Building $123,036
2022	$1,551.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective June 9, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AH, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 32 policies
Nearby Flood Policies	32 in force
Nearby Flood Claims	3 (2023)
Most Recent Claim	Jan 2023 · Severe Winter Storms, Flooding, Landslides, And Mudslides
Claims by Event	Severe Winter Storms, Flooding, Landslides, And Mudslides, Jan 2023 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF SANTA BARBARA WATER DEPARTMENT serves 93,334 people · EPA ID CA4210010
Water Source	Surface water
Last State Inspection	Dec 2025
Lead	3 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 830 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Cox Communications Cable · Fiber in parts of the area	2,000 / 100
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	100 / 20

May also be available: Astound Broadband, GeoLinks.

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