1030 Delta Ave, Cincinnati, OH 45208 Property Records

Hamilton County property record for 1030 Delta Ave, Cincinnati, OH 45208

Property Summary

Property TypeRetail Stores (Personal Services, Photography, Travel)
Detailsbuilt 1929
Lot Size0.178 acres (7,754 sqft)
OwnerCompany Name on Record
Tax Bill$10,615 (2025)
Deeds & MortgagesNov 2022 Mortgage
Jan 2022 Line of Credit
+ 2 more
Flood ZoneZone X (minimal risk)
APN044-0003-0021-00

Property Details

APN / Parcel Number

Primary APN044-0003-0021-00

Interior

Total Rooms4 Rooms
Stories1 Story

Exterior

Year BuiltBuilt 1929
Lot Area7,754 sqft (0.178 acres)
Lot Dimensions111 ft deep x 86 ft wide

Location & Zoning

Street Address1030 DELTA AVE
CityCINCINNATI
StateOH
Zip45208-3104
Property CategoryCommercial
Property TypeCommercial > Retail > Retail Stores (Personal Services, Photography, Travel)
Legal Description1028-34 DELTA AVE 86.10 X 111.94 NEC DELTA AVE & BINGHAM
JurisdictionHAMILTON OH
Township / Civil DivisionCINCINNATI
Census Block Group2
Census Block2004
Census Tract4800

Owner

Source: Hamilton County records, as of February 9, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on Record
Mailing Address2905 PINERIDGE AVE, CINCINNATI, OH 45208-2801
Owner TypeCompany

Deeds, Mortgages & Sale History

DateDocument
Nov 10, 2022Deed of Trust, Mortgage · Commercial Mortgage
KEMBA CREDIT UNION INC
Jan 18, 2022Deed of Trust, Mortgage · Line of Credit
KEMBA CREDIT UNION INC
Jun 24, 2019Warranty Deed, Transfer
ATTORNEY ONLY
Jun 4, 2019Grant Deed, Transfer
R MICHAEL & MARILYN K SHORE

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJun 24, 2019
Deed SaleJun 24, 2019
Prior SaleJun 4, 2019 · Amount on Record
Deed Document Number2019-0050110
Deed Book / Page13945 / 01853
Record UpdatedJun 8, 2026

November 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHAMILTON OH
Property Address1030 DELTA AVE, CINCINNATI, OH 45208-3104
Transaction TypeMortgage
Record UpdatedDec 21, 2022
Title CompanyLAWYERS TITLE

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000104845
DateNov 10, 2022
Book Page14792/21
Instrument2022-0104845
Lender
NameKEMBA CREDIT UNION INC
TypeCredit Union
AddressWEST CHESTER, OH 45069
Agreement
TypeCommercial Mortgage
AmountAmount Recorded
Term119 Months
DueOct 1, 2032

January 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHAMILTON OH
Property Address1030 DELTA AVE, CINCINNATI, OH 45208-3104
Transaction TypeMortgage
Record UpdatedAug 25, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000006516
DateJan 18, 2022
Book Page14585/3641
Instrument2022-0006516
Lender
NameKEMBA CREDIT UNION INC
TypeCredit Union
AddressWEST CHESTER, OH 45069
Agreement
TypeLine of Credit
AmountAmount Recorded
Term181 Months
DueFeb 1, 2037

June 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionHAMILTON OH
Recording DateJun 24, 2019
Property Address1030 DELTA AVE, CINCINNATI, OH 45208-3104
Document Number0000050110
Book / Page013945 / 001853
Instrument DateJun 12, 2019
Instrument50110
Transaction TypeTransfer
Record UpdatedOct 1, 2019
Title CompanyATTORNEY ONLY

Transaction

Tax$0.00
Additional
  • Arm's Length
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address2905 PINERIDGE AVE CINCINNATI OH 452082801, CINCINNATI, OH 45208-2801

June 2019: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionHAMILTON OH
Recording DateJun 4, 2019
Property Address1030 DELTA AVE, CINCINNATI, OH 45208-3104
Document Number0000043421
Book / Page013931 / 002615
Instrument DateMay 31, 2019
Instrument43421
Transaction TypeTransfer
Record UpdatedJul 19, 2019
Title CompanyATTORNEY ONLY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$3,080.00
Amount AccuracyConfirmed
Additional
  • Arm's Length
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address2905 PINERIDGE AVE CINCINNATI OH 452082801, CINCINNATI, OH 45208-2801

Mortgage

Document Number43422
DateJun 4, 2019
Book Page013931/002619
Instrument43422
Lender
NameR MICHAEL & MARILYN K SHORE
Address1240 HERSCHEL AVE, CINCINNATI, OH 45208-3102
Special NotesSeller Financed
Agreement
AmountAmount Recorded
Term60 Months
DueJun 3, 2024

Tax Assessment & Valuation

Source: Hamilton County assessment roll, as of March 1, 2025

Property Jurisdictions

TypeName
StateOhio
CountyHamilton County
MunicipalityCincinnati City
Unified School DistrictCincinnati City School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$10,615.00 (+0.41%)$127,810 (-) Land $47,520 Building $80,290
2024$10,572.00 (+0.26%)$127,810 (-) Land $47,520 Building $80,290
2023$10,545.00 (-24.98%)$127,810 (-17.34%) Land $47,520 Building $80,290$365,170 (-17.34%) Land $135,770 Building $229,400
2022$14,057.00$154,613 Land $43,190 Building $111,423
2020$441,750 Land $123,400 Building $318,350

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 22, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force
Nearby Flood Claims1 (2026)
Claims Outside the SFHA1 of 1
Most Recent ClaimJul 2026 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.1% of the US · lower than 96% of Ohio
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCINCINNATI PUBLIC WATER SYSTEM
serves 800,000 people · EPA ID OH3102612
Water SourceSurface water
Last State InspectionDec 2024
Lead2 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 429 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
altafiber Network Solutions
Fiber
3,000 / 3,000
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
AT&T
Fixed Wireless
100 / 20
T-Mobile
Fixed Wireless
100 / 20

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