1030 Cardinal Dr, Merced, CA 95340 Property Records

Merced County property record for 1030 Cardinal Dr, Merced, CA 95340

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,838 sqft · built 1993
Lot Size	0.158 acres (6,884 sqft)
Owner	Trust Name on File
Last Sale	$269,000 (Jul 2016)
Tax Bill	$2,808 (2025)
Deeds & Mortgages	Jul 2022 Transfer Jul 2021 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`231-152-002-000`

Property Details

APN / Parcel Number

Primary APN	`231-152-002-000`
Alternative APN	`231-152-002`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,838 sqft Living Area
Gross Area	2,258 sqft
1st Floor Area	1,838 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1993
Effective Year Built	Effective 1994
Construction Type	Wood
Lot Area	6,884 sqft (0.158 acres)
Garage Type	Attached
Garage Area	420 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Old Parcel Number	231-152-002
Street Address	1030 CARDINAL DR
City	MERCED
State	CA
Zip	95340-8326
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R16
Legal Description	YOS MEADOWS #2 LOT 17
Legal Subdivision	YOSEMITE MDWS 02
Legal Lot Number	17
Jurisdiction	MERCED CA
Township / Civil Division	MERCED
Census Block Group	1
Census Block	1038
Census Tract	1801

Owner

1030 Cardinal Dr is owner-occupied and held in a trust since June 2022.

Source: Merced County records, as of August 21, 2026

Owner of Record	Trust Name on File
Mailing Address	1030 CARDINAL DR, MERCED, CA 95340-8326
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 20, 2022	Intrafamily Transfer, Transfer
Jul 30, 2021	Deed of Trust, Mortgage · Conventional Mortgage CROSSCOUNTRY MORTGAGE LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 21, 2016 · Amount on File
Deed Sale	Jul 21, 2016 · Amount on File
Prior Sale	Jan 15, 2013 · Amount on File
Deed Document Number	201624565
Last Transfer Date	Jun 22, 2022
Transfer Doc	0000026962
Record Updated	Oct 29, 2026

July 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	MERCED CA
Recording Date	Jul 20, 2022
Property Address	1030 CARDINAL DR, MERCED, CA 95340-8326
Document Number	0000026962
Map Reference	VOL 42 PG 9&10
Instrument Date	Jun 22, 2022
Instrument	2022026962
Transaction Type	Transfer
Record Updated	Jun 7, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Living Trust
Address	1030 CARDINAL DR, MERCED, CA 95340-8326

July 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MERCED CA
Property Address	1030 CARDINAL DR, MERCED, CA 95340-8326
Transaction Type	Mortgage
Record Updated	Sep 7, 2021
Title Company	FIRSTAMERICAN TITLE COMPANY, FIRST AMERICAN TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1030 CARDINAL DR, MERCED, CA 95340-8326

Mortgage

Document Number	0000033799
Date	Jul 30, 2021
Instrument	2021033799

Lender

Name	CROSSCOUNTRY MORTGAGE LLC
Type	Mortgage Company
Address	BRECKSVILLE, OH 44141

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2051

Tax Assessment & Valuation

The 2025 property tax bill for 1030 Cardinal Dr was $2,808 with a homeowner's exemption, up 5.5% from the year before.

Source: Merced County assessment roll, as of August 21, 2026

Property Jurisdictions

Type	Name
State	California
County	Merced County
Municipality	Merced City
Elementary School District	Merced City Elementary School District (KG - 08)
Secondary School District	Merced Union High School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$248,977 (+2%) Land $82,035 Building $166,942
2025	$2,808.00 (+5.48%) Homeowner's exemption	$244,096 Land $80,427 Building $163,669
2024	$2,662.00 (+1.8%)
2023	$2,615.00 (+1.63%) Homeowner's exemption	$234,618 Land $77,304 Building $157,314
2022	$2,573.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 1030 Cardinal Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 4, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	7 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1030 Cardinal Dr is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 88% of California
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF MERCED serves 96,073 people · EPA ID CA2410009
Water Source	Groundwater
Last State Inspection	Sep 2023
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 631 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
unWired Broadband Fixed Wireless	400 / 50
Cal.net Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T DSL	100 / 20

May also be available: GeoLinks, Verizon.

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