Stearns County property record for 1030 Bromo Ave, Saint Cloud, MN 56303
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 1,448 sqft · built 1970 |
| Lot Size | 0.59 acres (25,700 sqft) |
| Owner | Individual Name on File |
| Last Sale | $294,900 (Feb 2026) |
| Tax Bill | $3,608 (2026) |
| Deeds & Mortgages | Apr 2026 Line of Credit Feb 2026 Sale + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 82-44153-0329 |
| Primary APN | 82-44153-0329 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,448 sqft Living Area |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1970 |
|---|---|
| Effective Year Built | Effective 1970 |
| Exterior Material | Brick |
| Roof Material | Asphalt |
| Lot Area | 25,700 sqft (0.59 acres) |
| Lot Width | 119 ft Width |
| Garage Area | 676 sqft |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | HVAC |
|---|---|
| Heating System | HVAC |
| Heating Fuel | Gas |
| Street Address | 1030 BROMO AVE |
|---|---|
| City | SAINT CLOUD |
| State | MN |
| Zip | 56303-0213 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1 |
| Legal Description | LOT 002 BLK 002 AL'S 2ND ADD TO ST CLOUD SECTION 06 TOWNSHIP 124 RANGE 028 SECTION 06 TOWNSHIP 124 RANGE 028 |
| Legal Range | 28W |
| Legal Township | 124 |
| Legal Section | 06 |
| Legal Subdivision | ALS 2ND ADD TO ST CLOUD |
| Legal Block | 2 |
| Legal Lot Number | 2 |
| Jurisdiction | STEARNS MN |
| Township / Civil Division | ST. CLOUD |
| Census Block Group | 2 |
| Census Block | 2004 |
| Census Tract | 1002 |
Source: Stearns County records · APN 82-44153-0329
Assessment roll updated November 6, 2025 · Last verified May 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 1030 BROMO AVE, SAINT CLOUD, MN 56303-0213 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Apr 13, 2026 | Deed of Trust, Mortgage · Line of Credit DEERWOOD BANK |
| Feb 04, 2026 | Warranty Deed, Transfer |
| Nov 12, 2025 | Warranty Deed, Transfer |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Feb 04, 2026 · Amount on Record |
| Deed Sale | Feb 04, 2026 · Amount on Record |
| Prior Sale | Nov 12, 2025 · Amount on Record |
| Deed Document Number | 20261707588 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | STEARNS MN |
| Recording Date | Apr 13, 2026 |
| Property Address | 1030 BROMO AVE, SAINT CLOUD, MN 56303-0213 |
| Document Number | 0001711243 |
| Instrument Date | Mar 26, 2026 |
| Instrument | 20261711243 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Address | 1030 BROMO AVE, SAINT CLOUD, MN 56303-0213 |
| Document Number | 0001711243, |
|---|---|
| Date | Apr 13, 2026 |
| Instrument | 20261711243 |
| Name | DEERWOOD BANK |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | Apr 01, 2046 |
| Rate | 5.98% |
|---|---|
| Max Rate | -1% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | STEARNS MN |
| Recording Date | Feb 04, 2026 |
| Property Address | 1030 BROMO AVE, SAINT CLOUD, MN 56303-0213 |
| Document Number | 00A1707588 |
| Instrument Date | Jan 16, 2026 |
| Instrument | A1707588 |
| Transaction Type | Transfer |
| Record Updated | Mar 03, 2026 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1030 BROMO AVE, SAINT CLOUD, MN 56303-0213 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | STEARNS MN |
| Recording Date | Nov 12, 2025 |
| Property Address | 1030 BROMO AVE, SAINT CLOUD, MN 56303-0213 |
| Document Number | 00A1703062 |
| Instrument Date | Nov 07, 2025 |
| Instrument | A1703062 |
| Transaction Type | Transfer |
| Record Updated | Dec 16, 2025 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 8028 GLENWOOD DR, CIRCLE PINES, MN 55014-6011 |
Source: Stearns County records · Assessment roll updated November 6, 2025 · Last verified May 2026
| Type | Name |
|---|---|
| State | Minnesota |
| County | Stearns County |
| Municipality | St. Cloud City |
| Unified School District | St. Cloud Public School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $3,608.00 (+16.01%) | ||
| 2025 | $263,800 (+3.82%) Land $60,000 Building $203,800 | $263,800 (+3.82%) Land $60,000 Building $203,800 | |
| 2024 | $3,110.00 (+6.29%) | ||
| 2023 | $2,926.00 | $254,100 Land $45,000 Building $209,100 | $254,100 Land $45,000 Building $209,100 |
Source: FEMA National Flood Hazard Layer as of September 29, 2024 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Wildfire Risk | Low lower than 99.1% of the US · lower than 96% of Minnesota |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| BIF IV Intrepid HoldCo Fiber | 2,000 / 2,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Lumen Technologies DSL | 140 / 20 |
Based on FCC filings for 259 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | Saint Cloud serves 71,321 people |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Aug 2025 |
| Lead | 3 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them. The full violation and enforcement history is in the system's EPA record.
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