1030 Bernadine Ave, Ambridge, PA 15003 Property Records

Beaver County property record for 1030 Bernadine Ave, Ambridge, PA 15003

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,341 sqft · built 1945
Lot Size	0.1 acres (4,356 sqft)
Owner	2 Individual Names on Record
Tax Bill	$489 (2025)
Deeds & Mortgages	Mar 2023 Line of Credit Mar 2017 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`64-002-0304.000`

Property Details

APN / Parcel Number

Primary APN	`64-002-0304.000`
Alternative APN	`64-002-0304.000-01-1`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	1,341 sqft Living Area
Gross Area	149 sqft
Basement Area	149 sqft
Flooring	Wood
Interior Walls	Wood
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1945
Effective Year Built	Effective 1945
Architectural Style	Conventional
Exterior Material	Metal
Construction Type	Brick
Roof Material	Asphalt
Lot Area	4,356 sqft (0.1 acres)
Garage Area	450 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Porch
Porch Area	174 sqft
Shed	1 Shed
Shed Area	120 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Account Number	64-002-0304.000
Street Address	1030 BERNADINA AVE
City	AMBRIDGE
State	PA
Zip	15003-1621
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 1 ELB CO PL HS OB
Legal Subdivision	ECONOMY LUMBER & BLDG CO
Legal Lot Number	1
Jurisdiction	BEAVER PA
Township / Civil Division	HARMONY
Census Block Group	2
Census Block	2012
Census Tract	603900

Owner

Source: Beaver County records, as of May 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1030 BERNADINA AVE, AMBRIDGE, PA 15003-1621
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 9, 2023	Deed of Trust, Mortgage · Line of Credit CITIZENS BANK NA
Mar 1, 2017	Deed of Trust, Mortgage · Line of Credit CITIZENS BK/PA

Assessor's Deed Record

Deed Names	2 Names on Deed
Record Updated	Sep 20, 2026

March 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BEAVER PA
Property Address	1030 BERNADINE AVE, AMBRIDGE, PA 15003-1621
Transaction Type	Mortgage
Record Updated	Mar 27, 2023
Title Company	ACCURATE GROUP, ACCURATE GROUP LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1030 BERNADINE AVE, AMBRIDGE, PA 15003-1621

Mortgage

Document Number	0003675740
Date	Mar 9, 2023
Instrument	3675740

Lender

Name	CITIZENS BANK NA
Type	Bank
Address	PROVIDENCE, RI 02903

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	300 Months
Due	Feb 29, 2048

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

March 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BEAVER PA
Property Address	1030 BERNADINE AVE, AMBRIDGE, PA 15003-1621
Document Number	0003547114
Instrument Date	Mar 1, 2017
Transaction Type	Mortgage
Record Updated	Mar 28, 2017
Title Company	EQUITY NATIONAL TITLE LLC, EQUITY NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1030 BERNADINE AVE AMBRIDGE PA 150031621, AMBRIDGE, PA 15003-1621

Mortgage

Document Number	0003547114
Date	Mar 16, 2017
Instrument	3547114

Lender

Name	CITIZENS BK/PA
Type	Bank
Address	PHILADELPHIA, PA 19103

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	300 Months
Due	Mar 15, 2042

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Beaver County assessment roll, as of May 27, 2026

Property Jurisdictions

Type	Name
State	Pennsylvania
County	Beaver County
County Subdivision	Harmony Township
Unified School District	Ambridge Area School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$66,650 (+250.79%) Land $9,300 Building $57,350	$133,300 (+250.79%) Land $18,600 Building $114,700
2025	$489.00 (-81.54%)
2023	$2,649.00	$19,000 Land $1,700 Building $17,300
1982			$38,000 Land $3,400 Building $34,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 15, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (2024)
Most Recent Claim	Apr 2024 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 43% of Pennsylvania
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	AMBRIDGE WATER AUTH serves 19,500 people · EPA ID PA5040008
Water Source	Surface water
Last State Inspection	Dec 2023
Lead	9 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Sanitary survey deficiency not corrected Jul 2023
Monitoring and Reporting	13 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 717 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
GoNetspeed Fiber	1,000 / 1,000

May also be available: Verizon.

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