1030 Ace Dr, Berea, KY 40403 Property Records

Madison County property record for 1030 Ace Dr, Berea, KY 40403

Property Summary

Property Type	Commercial
Lot Size	1.07 acres (46,609 sqft)
Owner	Company Name on File
Last Sale	$600,000 (Nov 2023)
Tax Bill	$11,681 (2025)
Deeds & Mortgages	Jul 2022 Line of Credit May 2021 Sale & Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`0060-0000-0057-4`

Property Details

APN / Parcel Number

Primary APN	`0060-0000-0057-4`
Alternative APNs	`118721` `81778` `48197`

Interior

Units	4 Units

Exterior

Lot Area	46,609 sqft (1.07 acres)

Location & Zoning

Account Number	48197
Street Address	1030 ACE DR
City	BEREA
State	KY
Zip	40403-2335
Property Category	Commercial
Property Type	Commercial > Retail
Legal Description	FOUNTAIN PROFESSIONAL PARK LOT 4-5 & PAR
Legal Subdivision	FOUNTAIN PROFESSIONAL
Legal Lot Number	4-5
Jurisdiction	MADISON KY
Township / Civil Division	BEREA
Census Block Group	1
Census Block	1004
Census Tract	11201

Owner

1030 Ace Dr, a commercial property, is owned by a company that bought it in November 2023.

Source: Madison County records, as of October 12, 2026

Owner of Record	Company Name on File
Mailing Address	1030 ACE DR, 1, BEREA, KY 40403-2335
Owner Type	Company
Vesting	Company

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 1, 2022	Deed of Trust, Mortgage · Line of Credit WHITAKER BANK INC
May 14, 2021	Deed, Transfer · Line of Credit WHITAKER BANK INC
Feb 8, 2018	Foreclosure

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 13, 2023 · Amount on File
Deed Sale	Nov 13, 2023 · Amount on File
Prior Sale	May 14, 2021 · Amount on File
Deed Document Number	202314177311
Deed Book / Page	845 / 703
Record Updated	Oct 29, 2026

July 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MADISON KY
Property Address	1030 ACE DR, BEREA, KY 40403-2335
Transaction Type	Mortgage
Record Updated	Feb 2, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	00M2172/70
Date	Jul 1, 2022
Book Page	M2172/70
Instrument	2014099227

Lender

Name	WHITAKER BANK INC
Type	Bank
Address	LEXINGTON, KY 40555

Agreement

Type	Line of Credit
Amount	Amount on Record
Due	Jun 23, 2022

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

May 2021: Deed, Transfer

Document Type	Deed
Jurisdiction	MADISON KY
Recording Date	May 14, 2021
Property Address	1030 ACE DR, BEREA, KY 40403-2335
Document Number	00D805/184
Book / Page	D805 / 184
Map Reference	CAB 18 SL 212
Instrument Date	May 11, 2021
Instrument	2014036932
Transaction Type	Transfer
Record Updated	Feb 2, 2024

Transaction

Amount	Amount on Record
Tax	$100.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	PO BOX 219, BEREA, KY 40403-0219

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	204 RICHMOND RD N, BEREA, KY 40403-1367
Mail Care Of	DEVERE PROPERTIES LLC

Mortgage

Document Number	2014036933
Date	May 14, 2021
Instrument	2014036933

Lender

Name	WHITAKER BANK INC
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

February 2018: Foreclosure

Document Type	Foreclosure
Jurisdiction	MADISON KY
Recording Date	Feb 8, 2018
Property Address	1030 ACE DR, BEREA, KY 40403-2335
Document Number	D00755/505
Book / Page	D00755 / 505
Map Reference	CAB18 SL212
Instrument Date	Feb 1, 2018
Instrument	2013971445
Transaction Type	Foreclosure
Record Updated	Feb 2, 2024

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 219, BEREA, KY 40403-0219

Tax Assessment & Valuation

The 2025 property tax bill for 1030 Ace Dr was $11,681.

Source: Madison County assessment roll, as of December 9, 2025

Property Jurisdictions

Type	Name
State	Kentucky
Municipality	Berea City
County	Madison County
Unified School District	Berea Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$11,681.00	$980,000	$980,000
2023	$654.00 (+3.15%)	$50,000 (-)	$50,000 (-)
2022	$634.00	$50,000	$50,000

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 1030 Ace Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective December 21, 2017

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 1030 Ace Dr is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 63% of Kentucky
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BEREA MUNICIPAL UTILITIES private · serves 9,972 people · EPA ID KY0760030
Water Source	Surface water
Last State Inspection	May 2023
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 26 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000

May also be available: Metronet, Verizon, Windstream.

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