1030 13th St, Bellingham, WA 98225 Property Records

Whatcom County property record for 1030 13th St, Bellingham, WA 98225

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,580 sqft · built 1926
Lot Size	0.114 acres (5,009 sqft)
Owner	Individual Name on File
Last Sale	$611,000 (Jul 2006)
Tax Bill	$7,850 (2025)
Deeds & Mortgages	Sep 2020 Mortgage Nov 2017 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`3702011601840000`

Property Details

APN / Parcel Number

Primary APN	`3702011601840000`
Alternative APNs	`370201 159186 0000` `16069` `44001`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	2 Stories
Building Area	1,580 sqft Living Area
1st Floor Area	1,380 sqft
2nd Floor Area	200 sqft
Basement Area	1,380 sqft
Unfinished Basement	1,380 sqft

Exterior

Year Built	Built 1926
Architectural Style	Split Level
Exterior Material	Combination
Foundation Type	Concrete
Roof Material	Composition Shingle
Lot Area	5,009 sqft (0.114 acres)
Porch	Porch
Porch Area	241 sqft

Utilities, Heating & Cooling

Heating System	Forced Air

Location & Zoning

Account Number	44001
Old Parcel Number	3702011601840000
Street Address	1030 13TH ST
City	BELLINGHAM
State	WA
Zip	98225-6636
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RS7.2
Legal Description	LOT A J FRIESEN LLA AS REC AF 2080403990
Legal Range	02
Legal Township	37
Legal Section	01
Legal Subdivision	J FRIESEN LLA
Legal Block	7
Legal Lot Number	A
Jurisdiction	WHATCOM WA
Township / Civil Division	BELLINGHAM
Census Block Group	2
Census Block	2024
Census Tract	1101

Owner

1030 13th St is owned by an individual who acquired it in March 2007.

Source: Whatcom County records, as of March 16, 2026

Owner of Record	Individual Name on File
Co-owner	Co-owner on File
Mailing Address	1028 13TH ST, BELLINGHAM, WA 98225-6636
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 21, 2020	Deed of Trust, Mortgage · Conventional Mortgage US BK
Nov 21, 2017	Deed of Trust, Mortgage UMPQUA BK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 7, 2006 · Amount on File
Deed Sale	Jul 7, 2006 · Amount on File
Prior Sale	Jul 7, 2006
Deed Document Number	2060700708
Last Transfer Date	Mar 5, 2007
Transfer Doc	2070300376
Record Updated	Jun 8, 2026

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WHATCOM WA
Property Address	1030 13TH ST, BELLINGHAM, WA 98225-6636
Document Number	2200903567
Instrument Date	Sep 21, 2020
Transaction Type	Mortgage
Record Updated	Oct 5, 2020
Title Company	WHATCOM LAND TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	1030 13TH ST BELLINGHAM WA 982256636, BELLINGHAM, WA 98225-6636

Mortgage

Document Number	2200903567
Date	Sep 22, 2020
Instrument	903567

Lender

Name	US BK
Type	Bank
Address	OWENSBORO, KY 42301

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Sep 21, 2050

November 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WHATCOM WA
Property Address	1030 13TH ST, BELLINGHAM, WA 98225-6636
Document Number	2171103044
Instrument Date	Nov 21, 2017
Transaction Type	Mortgage
Record Updated	Dec 12, 2017
Title Company	WHATCOM LAND TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	1030 13TH ST BELLINGHAM WA 982256636, BELLINGHAM, WA 98225-6636

Mortgage

Document Number	2171103044
Date	Nov 28, 2017
Instrument	1103044

Lender

Name	UMPQUA BK
Type	Bank
Address	TIGARD, OR 97224

Agreement

Amount	Amount on Record
Term	360 Months
Due	Nov 27, 2047

Interest

Rate Type	Adjustable Rate
Rate	4%

Tax Assessment & Valuation

The 2025 property tax bill for 1030 13th St was $7,850.

Source: Whatcom County assessment roll, as of May 31, 2025

Property Jurisdictions

Type	Name
State	Washington
Municipality	Bellingham City
County	Whatcom County
Unified School District	Bellingham School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$7,850.00	$959,921 Land $604,500 Building $355,421	$959,921 Land $604,500 Building $355,421
2022		$931,021 Land $595,680 Building $335,341	$931,021 Land $595,680 Building $335,341
2021	$6,658.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1030 13th St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective May 26, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1030 13th St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 84% of Washington
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF BELLINGHAM-WATER DIVISION serves 141,127 people · EPA ID WA5305600
Water Source	Surface water
Last State Inspection	Sep 2024
Lead	3 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 404 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Astound Broadband, CenturyLink.

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