James City County property record for 103 Workington, Williamsburg, VA 23188
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3 ba · 2,878 sqft · built 2000 |
| Lot Size | 0.45 acres (19,602 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $505,000 (Jan 2021) |
| Tax Bill | $4,761 (2025) |
| Deeds & Mortgages | Apr 2026 Mortgage Jul 2022 Second Mortgage + 4 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 30-4 02-0-0205 |
| Primary APN | 30-4 02-0-0205 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Total Rooms | 9 Rooms |
| Stories | 2 Stories |
| Building Area | 2,878 sqft Living Area |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2000 |
|---|---|
| Effective Year Built | Effective 2000 |
| Exterior Material | Concrete |
| Foundation Type | Raised |
| Roof Material | Composition Shingle |
| Lot Area | 19,602 sqft (0.45 acres) |
| Garage Type | Attached |
| Garage Area | 608 sqft |
| Parking Spaces | 2 Parking Spaces |
| Deck Area | 132 sqft |
| Patio Area | 132 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 20330 |
|---|---|
| Street Address | 103 WORKINGTON |
| City | WILLIAMSBURG |
| State | VA |
| Zip | 23188-7407 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R4 RESIDEN |
| Legal Description | L-205 S-3 FORD'S COLONY |
| Legal Subdivision | FORDS COLONY |
| Legal Lot Number | 205 |
| Jurisdiction | JAMES CITY VA |
| Township / Civil Division | POWHATAN |
| Census Block Group | 2 |
| Census Block | 2009 |
| Census Tract | 80207 |
Source: James City County records, as of May 8, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 103 WORKINGTON, WILLIAMSBURG, VA 23188-7407 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Apr 23, 2026 | Deed of Trust, Mortgage · Conventional Mortgage ASIA BANK NATIONAL ASSOCIATION |
| Jul 29, 2022 | Deed of Trust, Mortgage · Stand-Alone Second Mortgage SPRING EQ LLC |
| Jan 29, 2021 | Warranty Deed, Transfer · Conventional with PMI TD BK NA |
| Dec 28, 2019 | Deed of Trust, Mortgage · FHA Mortgage QUICKEN LNS |
| Sep 16, 2019 | Quit Claim Deed, Transfer NOT AVAILABLE |
| Mar 29, 2019 | Warranty Deed, Transfer ATLANTIC BAY MTG |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jan 29, 2021 · Amount on Record |
| Deed Sale | Jan 29, 2021 · Amount on Record |
| Prior Sale | Mar 29, 2019 · Amount on Record |
| Deed Document Number | 20211972 |
| Prior Transfer Date | Sep 9, 2019 |
| Prior Transfer Doc | 0000013325 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | JAMES CITY VA |
| Recording Date | Apr 23, 2026 |
| Property Address | 103 WORKINGTON, WILLIAMSBURG, VA 23188-7407 |
| Document Number | 0000004861 |
| Instrument Date | Apr 18, 2026 |
| Instrument | 20264861 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety, 298 |
| Address | 103 WORKINGTON, WILLIAMSBURG, VA 23188-7407 |
| Document Number | 0000004861, |
|---|---|
| Date | Apr 23, 2026 |
| Instrument | 20264861 |
| Name | ASIA BANK NATIONAL ASSOCIATION |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | May 1, 2046 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 8.24% |
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | JAMES CITY VA |
| Property Address | 103 WORKINGTON, WILLIAMSBURG, VA 23188-7407 |
| Transaction Type | Mortgage |
| Record Updated | Aug 10, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0202211715 |
|---|---|
| Date | Jul 29, 2022 |
| Instrument | 202211715 |
| Name | SPRING EQ LLC |
|---|
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 182 Months |
| Due | Sep 1, 2037 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | JAMES CITY VA |
| Recording Date | Jan 29, 2021 |
| Property Address | 103 WORKINGTON, WILLIAMSBURG, VA 23188-7407 |
| Document Number | 0000001972 |
| Instrument Date | Jan 19, 2021 |
| Instrument | 1972 |
| Transaction Type | Transfer |
| Record Updated | Mar 2, 2021 |
| Title Company | NOT AVAILABLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $505.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 103 WORKINGTON WILLIAMSBURG VA 231887407, WILLIAMSBURG, VA 23188-7407 |
| Document Number | 1973 |
|---|---|
| Date | Jan 29, 2021 |
| Instrument | 1973 |
| Name | TD BK NA |
|---|---|
| Type | Bank |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jan 28, 2051 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | JAMES CITY VA |
| Property Address | 103 WORKINGTON, WILLIAMSBURG, VA 23188-7407 |
| Document Number | 0000000273 |
| Instrument Date | Dec 28, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Jan 21, 2020 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Address | 103 WORKINGTON WILLIAMSBURG VA 231887407, WILLIAMSBURG, VA 23188-7407 |
| Document Number | 0000000273 |
|---|---|
| Date | Jan 6, 2020 |
| Instrument | 273 |
| Name | QUICKEN LNS |
|---|---|
| Type | Funding / Finance Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jan 5, 2050 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | JAMES CITY VA |
| Recording Date | Sep 16, 2019 |
| Property Address | 103 WORKINGTON, WILLIAMSBURG, VA 23188-7407 |
| Document Number | 0000013325 |
| Instrument Date | Sep 9, 2019 |
| Instrument | 13325 |
| Transaction Type | Transfer |
| Record Updated | Oct 15, 2019 |
| Title Company | NOT AVAILABLE |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 103 WORKINGTON WILLIAMSBURG VA 231887407, WILLIAMSBURG, VA 23188-7407 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | JAMES CITY VA |
| Recording Date | Mar 29, 2019 |
| Property Address | 103 WORKINGTON, WILLIAMSBURG, VA 23188-7407 |
| Document Number | 0000004841 |
| Instrument Date | Mar 17, 2019 |
| Instrument | 4841 |
| Transaction Type | Transfer |
| Record Updated | Apr 9, 2019 |
| Title Company | NOT AVAILABLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 103 WORKINGTON WILLIAMSBURG VA 231887407, WILLIAMSBURG, VA 23188-7407 |
| Document Number | 4842 |
|---|---|
| Date | Mar 29, 2019 |
| Instrument | 4842 |
| Name | ATLANTIC BAY MTG |
|---|---|
| Type | Mortgage Company |
| Amount | Amount Recorded |
|---|---|
| Term | 360 Months |
| Due | Mar 28, 2049 |
| Rate Type | Fixed Rate |
|---|
Source: James City County assessment roll, as of October 14, 2025
| Type | Name |
|---|---|
| State | Virginia |
| County | James City County |
| Unified School District | James City County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,761.00 (+6.41%) | $573,700 (+14.76%) Land $106,900 Building $466,800 | $573,700 (+14.76%) Land $106,900 Building $466,800 |
| 2024 | $4,474.00 (+7.83%) | ||
| 2023 | $4,149.00 | $499,900 Land $78,900 Building $421,000 | $499,900 Land $78,900 Building $421,000 |
| 2022 | $4,149.00 (+27.9%) | ||
| 2019 | $3,244.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective October 27, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 10 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 10 in force |
| Nearby Flood Claims | 1 (2023) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Apr 2023 · other causes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 71% of Virginia |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | JCSA - CENTRAL SYSTEM serves 57,726 people · EPA ID VA3095490 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Nov 2023 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 141 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Glo Fiber Fiber | 8,000 / 8,000 |
| Cox Communications Cable | 2,000 / 100 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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