Hardin County property record for 103 Winter Smith Ct, Elizabethtown, KY 42701
| Property Type | Single Family Home |
|---|---|
| Lot Size | 1 acres (43,560 sqft) |
| Owner | Individual Name on File |
| Last Sale | $269,900 (Nov 2024) |
| Tax Bill | $3,358 (2025) |
| Deeds & Mortgages | Jun 2020 Mortgage Aug 2022 Construction Loan + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 221-10-01-012 |
| Primary APN | 221-10-01-012 |
|---|
| Lot Area | 43,560 sqft (1 acres) |
|---|
| Street Address | 103 WINTER SMITH CT |
|---|---|
| City | ELIZABETHTOWN |
| State | KY |
| Zip | 42701-9200 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | GLENDALE HILL LT 12 #1A |
| Legal Subdivision | GLENDALE HILL |
| Legal Lot Number | 12 |
| Jurisdiction | HARDIN KY |
| Township / Civil Division | ELIZABETHTOWN |
| Census Block Group | 1 |
| Census Block | 1031 |
| Census Tract | 1500 |
103 Winter Smith Ct is owned and occupied by an individual who bought it in November 2024.
Source: Hardin County records, as of January 16, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 103 WINTER SMITH CT, ELIZABETHTOWN, KY 42701-9200 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jun 2, 2020 | Deed of Trust, Mortgage · Conventional Mortgage ABOUND FCU |
| Aug 26, 2022 | Deed of Trust, Mortgage · Construction Mortgage WEST POINT BANK |
| Jul 19, 2024 | Deed of Trust, Mortgage · Line of Credit WEST POINT BANK |
| Nov 8, 2024 | Warranty Deed, Transfer · FHA Mortgage NORTHPOINTE BANK |
| Mar 14, 2022 | Deed, Transfer |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Nov 8, 2024 · Amount on File |
| Deed Sale | Nov 8, 2024 · Amount on File |
| Prior Sale | Mar 14, 2022 · Amount on File |
| Deed Document Number | 0015751441 |
| Deed Book / Page | 1575 / 1441 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HARDIN KY |
| Property Address | 103 WINTER SMITH CT, ELIZABETHTOWN, KY 42701-9200 |
| Transaction Type | Mortgage |
| Record Updated | Dec 5, 2025 |
| Name | Verified Name |
|---|
| Document Number | 02314/1298 |
|---|---|
| Date | Jun 2, 2020 |
| Book Page | 2314/1298 |
| Name | ABOUND FCU |
|---|---|
| Type | Credit Union |
| Address | RADCLIFF, KY 40160 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 61 Months |
| Due | Jul 1, 2025 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HARDIN KY |
| Property Address | 103 WINTER SMITH CT, ELIZABETHTOWN, KY 42701-9200 |
| Transaction Type | Mortgage |
| Record Updated | Dec 5, 2025 |
| Name | Verified Name |
|---|---|
| Address | 149 COFER LN, ELIZABETHTOWN, KY 42701-4737 |
| Document Number | 002454/810 |
|---|---|
| Date | Aug 26, 2022 |
| Book Page | 2454/810 |
| Name | WEST POINT BANK |
|---|---|
| Type | Bank |
| Address | RADCLIFF, KY 40159 |
| Type | Construction Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 12 Months |
| Due | Aug 22, 2023 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HARDIN KY |
| Property Address | 103 WINTER SMITH CT, ELIZABETHTOWN, KY 42701-9200 |
| Transaction Type | Mortgage |
| Record Updated | Dec 5, 2025 |
| Title Company | UNKNOWN, COLLIER TITLE COMPANY LLC |
| Name | Verified Name |
|---|---|
| Address | 149 COFER LN, ELIZABETHTOWN, KY 42701-4737 |
| Document Number | 02527/1282 |
|---|---|
| Date | Jul 19, 2024 |
| Book Page | 2527/1282 |
| Name | WEST POINT BANK |
|---|---|
| Type | Bank |
| Address | RADCLIFF, KY 40159 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 12 Months |
| Due | Jul 16, 2025 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HARDIN KY |
| Recording Date | Nov 8, 2024 |
| Property Address | 103 WINTER SMITH CT, ELIZABETHTOWN, KY 42701-9200 |
| Document Number | 01575/1441 |
| Book / Page | 1575 / 1441 |
| Map Reference | CAB 1 SH 472 |
| Instrument Date | Nov 1, 2024 |
| Transaction Type | Transfer |
| Record Updated | Dec 5, 2025 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $270.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 149 COFER LN, ELIZABETHTOWN, KY 42701-4737 |
| Name | Verified Name |
|---|---|
| Address | 103 WINTER SMITH CT, ELIZABETHTOWN, KY 42701-9200 |
| Document Number | 0002542195 |
|---|---|
| Date | Nov 8, 2024 |
| Instrument | 2542/195 |
| Name | NORTHPOINTE BANK |
|---|---|
| Type | Bank |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Dec 1, 2054 |
| Document Type | Deed |
|---|---|
| Jurisdiction | HARDIN KY |
| Recording Date | Mar 14, 2022 |
| Property Address | 103 WINTER SMITH CT, ELIZABETHTOWN, KY 42701-9200 |
| Document Number | 001530/850 |
| Book / Page | 1530 / 850 |
| Map Reference | CAB 1 SH 472 |
| Instrument Date | Feb 25, 2022 |
| Transaction Type | Transfer |
| Record Updated | Dec 5, 2025 |
| Amount | Amount on Record |
|---|---|
| Tax | $3.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 200 W DIXIE AVE, ELIZABETHTOWN, KY 42701-1554 |
| Name | Verified Name |
|---|---|
| Relationship | Right of Survivorship |
| Address | 149 COFER LN, ELIZABETHTOWN, KY 42701-4737 |
The 2025 property tax bill for 103 Winter Smith Ct was $3,358.
Source: Hardin County assessment roll, as of April 1, 2025
| Type | Name |
|---|---|
| State | Kentucky |
| County | Hardin County |
| Municipality | Elizabethtown City |
| Unified School District | Elizabethtown Independent School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,358.00 | $269,900 Land $15,000 Building $254,900 | $269,900 Land $15,000 Building $254,900 |
| 2023 | $10,000 (+15%) Land $10,000 | $10,000 (+15%) Land $10,000 | |
| 2022 | Additional exemption filed | $4,000 Land $4,000 | $4,000 Land $4,000 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
FEMA maps place 103 Winter Smith Ct in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective October 15, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AH, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 1 (2006) |
| Most Recent Claim | Sep 2006 · river or lake flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 103 Winter Smith Ct is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 96% of the US · lower than 96% of Kentucky |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | HARDIN COUNTY WATER DISTRICT #2 serves 76,326 people · EPA ID KY0470175 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Sep 2025 |
| Lead | 6 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 171 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Windstream Fiber · DSL in parts of the area | 2,000 / 2,000 |
| Xfinity Cable | 2,000 / 250 |
| Brandenburg Telecom Fiber | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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