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103 Windy Point Cir, Marathon, FL 33050 Property Records

Monroe County property record for 103 Windy Point Cir, Marathon, FL 33050

Property Summary

Property TypeSingle Family Home
Details4 bd · 3.5 ba · 3,601 sqft · built 2015
Lot Size0.283 acres (12,315 sqft)
Owner2 Individual Names on Record
Last Sale$1,415,000 (Dec 2019)
Tax Bill$9,204 (2024)
Deeds & MortgagesAug 2020 Mortgage
Dec 2019 Sale & Mortgage
Flood ZoneZone AE (high risk)
APN00333641-008100

Property Details

APN / Parcel Number

Primary APN00333641-008100
Alternative APNs
  • 31653300333641008100
  • 1410519

Interior

Bedrooms4 Beds
Full Baths3.5 Baths
Half Baths1 Half Bath
Stories3 Stories
Building Area3,601 sqft Living Area
1st Floor Area3,591 sqft
FlooringConcrete/Cement
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 2015
Effective Year BuiltEffective 2015
Exterior MaterialConcrete Block
Construction TypeConcrete Block
Roof TypeCathedral/Clerestory
Roof MaterialMetal
Lot Area12,315 sqft (0.283 acres)
View / LotWaterfront
Garage TypeCovered
Garage Area620 sqft

Exterior Amenities

Pool Area280 sqft
PorchOpen Porch
Porch Area1,090 sqft
Deck Area1,098 sqft
Patio Area2,598 sqft
Water FeatureWater Feature

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C

Location & Zoning

Account Number1410519
Street Address103 WINDY POINT CIR
CityMARATHON
StateFL
Zip33050-2926
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeIS
Legal DescriptionLT 81 STIRRUP KEY SUBDIVISION PB7-4 STIRRUP KEY OR793-23 OR1016-2079 OR2603-2037 OR2696-2307 OR2749-591 OR3001-0256
Legal Range33E
Legal Township65S
Legal Section31
Legal SubdivisionSTIRRUP KEY SUBD
Legal Lot Number81
JurisdictionMONROE FL
Township / Civil DivisionMIDDLE KEYS
Census Block Group2
Census Block2025
Census Tract971100

Owner

Source: Monroe County records, as of December 8, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address103 WINDY POINT CIR, MARATHON, FL 33050-2926
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Aug 18, 2020Deed of Trust, Mortgage · Conventional Mortgage
QUICKEN LOANS LLC
Dec 27, 2019Warranty Deed, Transfer · Conventional Mortgage
UNITED WHOLESALE MORTGAGE

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleDec 27, 2019 · Amount on Record
Deed SaleDec 27, 2019 · Amount on Record
Prior SaleJun 1, 1987 · Amount on Record
Deed Document Number20192249798
Deed Book / Page3001 / 256
Prior Transfer DateJun 19, 2015
Prior Transfer Doc0027490591
Record UpdatedJun 8, 2026

August 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMONROE FL
Property Address103 WINDY POINT CIR, MARATHON, FL 33050-2926
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0030381028
DateAug 18, 2020
Book Page3038/1028
Instrument2277857
Lender
NameQUICKEN LOANS LLC
TypeMortgage Company
AddressDETROIT, MI 48226
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term181 Months
DueSep 1, 2035

December 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMONROE FL
Recording DateDec 27, 2019
Property Address103 WINDY POINT CIR, MARATHON, FL 33050-2926
Document Number0030010256
Book / Page3001 / 0256
Map ReferenceMB 7 PG 4
Instrument DateDec 27, 2019
Instrument2249798
Transaction TypeTransfer
Record UpdatedDec 21, 2021

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$9,905.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address103 WINDY POINT CIR, 103, MARATHON, FL 33050-2926

Transferred To (Grantee/Buyer)

NameVerified Name
Address103 WINDY POINT CIR, MARATHON, FL 33050-2926

Mortgage

Document Number0030010258
DateDec 27, 2019
Instrument3001/0258
Lender
NameUNITED WHOLESALE MORTGAGE
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueJan 1, 2050

Tax Assessment & Valuation

Source: Monroe County assessment roll, as of December 8, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyMonroe County
MunicipalityMarathon City
Unified School DistrictMonroe County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$1,025,181 (+5.99%)$2,396,834 (+48.47%) Land $1,385,438 Building $1,011,396
2024$9,204.00 (+1%)
2023$9,113.00 (+1.38%) Homeowner's exemption$967,271 (+3%)$1,614,332 (+9.18%) Land $628,065 Building $986,267
2022$8,989.00 Homeowner's exemption$939,099$1,478,662 Land $628,065 Building $850,597

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone AE
high risk
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood Elevation10.0 ft
Flood Insurance RequirementRequired
federally backed loans
Flood Insurance CostPremium on Record
median of 522 individual policies
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies586 units insured
incl. 64 condo units
Nearby Flood Claims671 (1985–2022)
Most Recent ClaimSep 2022 · Hurricane Ian
Claims by Event
  • Hurricane Irma, Sep 2017 · 131 claims
  • Hurricane Wilma, Oct 2005 · 440 claims
  • Hurricane Georges, Sep 1998 · 69 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 6 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber		5,000 / 5,000
Xfinity
Cable		2,000 / 250

Cell Coverage

5G (outdoors only) and 4G LTE

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