Bedford County property record for 103 Windward Way, Moneta, VA 24121
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,620 sqft · built 1997 |
| Lot Size | 1.04 acres (45,302 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $695 (2026) |
| Flood Zone | Zone X (minimal risk) |
| APN | 232 1 4 26 |
| Primary APN | 232 1 4 26 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,620 sqft Living Area |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1997 |
|---|---|
| Effective Year Built | Effective 1997 |
| Architectural Style | Mobile Home |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Wood |
| Foundation Type | No Foundation |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 45,302 sqft (1.04 acres) |
| Porch | Porch |
| Porch Area | 160 sqft |
| Deck Area | 138 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Heat Pump |
| Street Address | 103 WINDWARD WAY |
|---|---|
| City | MONETA |
| State | VA |
| Zip | 24121-5116 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | SNUG HARBOR LT 26 BK 4 |
| Legal Subdivision | SNUG HARBOR |
| Legal Block | 4 |
| Legal Lot Number | 26 |
| Jurisdiction | BEDFORD VA |
| Township / Civil Division | 2 |
| Census Block Group | 1 |
| Census Block | 1033 |
| Census Tract | 30504 |
103 Windward Way is owned and occupied by two individuals.
Source: Bedford County records, as of July 23, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 103 WINDWARD WAY, MONETA, VA 24121-5116 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Record Updated | Sep 20, 2026 |
The 2026 property tax bill for 103 Windward Way was $695.
Source: Bedford County assessment roll, as of July 23, 2026
| Type | Name |
|---|---|
| State | Virginia |
| County | Bedford County |
| Unified School District | Bedford County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $695.00 | $169,700 Land $38,000 Building $131,700 | |
| 2023 | $695.00 Additional exemption filed | $84,850 | $169,700 Land $38,000 Building $131,700 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 103 Windward Way in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective September 29, 2010 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 5 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 103 Windward Way is low, with a 0.03% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 71% of Virginia |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 48 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 1,200 / 35 |
| ZiTEL Fiber | 960 / 960 |
| Verizon Fixed Wireless | 300 / 20 |
5G (outdoors only) and 4G LTE
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