103 Windward Pl, Oldsmar, FL 34677 Property Records

Pinellas County property record for 103 Windward Pl, Oldsmar, FL 34677

Property Summary

Property Type	Condominium
Details	879 sqft · built 1984
Lot Size	3.53 acres (154,033 sqft)
Owner	2 Individual Names on File
Last Sale	$105,000 (Nov 2019)
Tax Bill	$2,715 (2025)
Deeds & Mortgages	Nov 2019 Sale Nov 2019 Sale & Mortgage + 2 more
Flood Zone	Zone X (moderate risk)
APN	`C62-000-759-2017-3`

Property Details

APN / Parcel Number

Primary APN	`C62-000-759-2017-3`
Alternative APNs	`09-28-16-56948-000-0030` `281609569480000030` `162809569480000030` `R99201`

Interior

Stories	1 Story
Building Area	879 sqft Living Area
1st Floor Area	879 sqft

Exterior

Year Built	Built 1984
Effective Year Built	Effective 1991
Architectural Style	Condo/Apartment
Exterior Material	Brick/Stone
Construction Type	Wood
Lot Area	154,033 sqft (3.53 acres)
View / Lot	Interior
Porch	Screened Porch

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Account Number	R99201
Street Address	103 WINDWARD PL
City	OLDSMAR
State	FL
Zip	34677-2241
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Legal Description	MEADOWS CONDO UNIT ONE AT EAST LAKE WOODLANDS, THE UNIT 3
Legal Range	16E
Legal Township	28S
Legal Section	9
Legal Subdivision	MEADOWS CONDO UNIT ONE AT
Legal Tract	56948
Jurisdiction	PINELLAS FL
Township / Civil Division	TARPON SPRINGS
Census Block Group	2
Census Block	2008
Census Tract	27326

Owner

103 Windward Pl, a condominium, is owned by two individuals who bought it in November 2019.

Source: Pinellas County records, as of December 2, 2025

Owner of Record	2 Individual Names on File
Mailing Address	70 E CORAL DR, BRICK, NJ 08723-7636
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 27, 2019	Quit Claim Deed, Transfer GUARDIAN TITLE/FL W COAST INC
Nov 27, 2019	Warranty Deed, Transfer · Conventional Mortgage HOME POINT FINANCIAL CORPORATION
Sep 10, 2019	Quit Claim Deed, Transfer NOT AVAILABLE
Apr 20, 2017	Warranty Deed, Transfer EAST LAKE TITLE INC, EAST LK TITLE INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 27, 2019 · Amount on File
Deed Sale	Nov 27, 2019 · Amount on File
Prior Sale	Apr 20, 2017 · Amount on File
Deed Document Number	2019383101
Deed Book / Page	20789 / 1861
Prior Transfer Date	Nov 26, 2019
Prior Transfer Doc	0207891860
Record Updated	Jun 8, 2026

November 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	PINELLAS FL
Recording Date	Nov 27, 2019
Property Address	103 WINDWARD PL, OLDSMAR, FL 34677-2241
Document Number	0207891860
Book / Page	020789 / 001860
Instrument Date	Nov 26, 2019
Instrument	383100
Transaction Type	Transfer
Record Updated	Dec 13, 2019
Title Company	GUARDIAN TITLE/FL W COAST INC

Transaction

Amount	Amount on Record
Tax	$0.70
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	808 VISCOUNT ST BRANDON FL 335116652, BRANDON, FL 33511-6652

November 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PINELLAS FL
Recording Date	Nov 27, 2019
Property Address	103 WINDWARD PL, OLDSMAR, FL 34677-2241
Document Number	0207891861
Book / Page	20789 / 1861
Map Reference	MB 5787 PG 1490
Instrument Date	Nov 26, 2019
Instrument	2019383101
Transaction Type	Transfer
Record Updated	Feb 1, 2022
Title Company	GUARDIAN TTL OF FL WEST COAS

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$735.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	808 VISCOUNT ST, 808, BRANDON, FL 33511-6652

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	35 COMMODORE DR, BRICK, NJ 08723-7608

Mortgage

Document Number	0207891862
Date	Nov 27, 2019
Instrument	20789/1862

Lender

Name	HOME POINT FINANCIAL CORPORATION
Type	Lending Institution

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	181 Months
Due	Dec 1, 2034

September 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	PINELLAS FL
Recording Date	Sep 10, 2019
Property Address	103 WINDWARD PL, OLDSMAR, FL 34677-2241
Document Number	0206861496
Book / Page	020686 / 001496
Instrument Date	Aug 30, 2019
Instrument	289815
Transaction Type	Transfer
Record Updated	Sep 24, 2019
Title Company	NOT AVAILABLE

Transaction

Amount	Amount on Record
Tax	$0.70
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	808 VISCOUNT ST BRANDON FL 335116652, BRANDON, FL 33511-6652

April 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PINELLAS FL
Recording Date	Apr 20, 2017
Property Address	103 WINDWARD PL, OLDSMAR, FL 34677-2241
Document Number	0195980196
Book / Page	019598 / 000196
Instrument Date	Apr 13, 2017
Instrument	122279
Transaction Type	Transfer
Record Updated	Jun 27, 2017
Title Company	EAST LAKE TITLE INC, EAST LK TITLE INC

Transaction

Amount	Amount on Record
Tax	$574.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	47 CROW'S NEST WAY

Tax Assessment & Valuation

The 2025 property tax bill for 103 Windward Pl was $2,715, up 7.1% from the year before.

Source: Pinellas County assessment roll, as of December 2, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Pinellas County
Unified School District	Pinellas County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,715.00 (+7.14%)	$169,992 Building $169,992	$169,992 Building $169,992
2024	$2,534.00 (+5.94%)
2023	$2,392.00 (+19.36%)	$168,428 (+38.38%)	$168,428 (+38.38%) Building $168,428
2022	$2,004.00	$121,713	$121,713 Building $121,713

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 103 Windward Pl in Zone X, an area of moderate flood risk, though there have been 4 flood claims nearby since 1988.

Source: FEMA National Flood Hazard Layer, effective April 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Coastal	Yes
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 63 individual policies
Community Rating System	Class 2 (40% premium discount)
Nearby Flood Policies	187 units insured incl. 124 condo units
Nearby Flood Claims	4 (1988–2016)
Claims Outside the SFHA	2 of 4
Most Recent Claim	Sep 2016 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 103 Windward Pl is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 67% of the US · lower than 92% of Florida
Wildfire Likelihood	0.03% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PINELLAS COUNTY UTILITIES serves 506,353 people · EPA ID FL6521405
Water Source	Purchased surface water from several systems
Last State Inspection	Mar 2023
Lead	Under 1 ppb (2020) action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator for missed monitoring and reporting.

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	17 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 156 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

May also be available: Frontier.

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