103 Willow St, Harvard, NE 68944 Property Records

Clay County property record for 103 Willow St, Harvard, NE 68944

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,113 sqft · built 1945
Lot Size	0.197 acres (8,588 sqft)
Owner	Company Name on File
Flood Zone	Zone X (minimal risk)
APN	`3669-00-0-60055-000-6595`

Property Details

APN / Parcel Number

Primary APN	`3669-00-0-60055-000-6595`
Alternative APN	`000659500`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Plumbing Fixtures	6 Plumbing Fixtures
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,113 sqft Living Area

Exterior

Year Built	Built 1945
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Foundation Type	Slab (Mat/Raft)
Roof Material	Composition Shingle
Lot Area	8,588 sqft (0.197 acres)

Utilities, Heating & Cooling

Heating System	Floor/Wall Furnace

Location & Zoning

Street Address	103 WILLOW ST
City	HARVARD
State	NE
Zip	68944
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	01-SINGLE FAMILY
Legal Description	SUB A LOT 54, COURTS ADD, HARVARD CITY
Legal Subdivision	COURTS ADD
Legal Lot Number	54
Jurisdiction	CLAY NE
Township / Civil Division	HARVARD
Census Block Group	1
Census Block	1198
Census Tract	962100

Owner

Source: Clay County records · APN 3669-00-0-60055-000-6595

Assessment roll updated December 31, 2025 · Last verified March 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on File
Mailing Address	PO BOX 542, HARVARD, NE 68944-0542
Occupancy	Owner Occupied
Owner Type	Company

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Nov 13, 2008
Deed Sale	Nov 13, 2008
Deed Document Number	2008-01439
Deed Book / Page	124 / 246
Record Updated	Jun 08, 2026

Tax Assessment & Valuation

Source: Clay County records · Assessment roll updated December 31, 2025 · Last verified March 2026

Property Jurisdictions

Type	Name
State	Nebraska
County	Clay County
County Subdivision	Harvard Township
Municipality	Harvard City
Unified School District	Harvard Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill
2025	Additional exemption filed
2023	Additional exemption filed

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of July 4, 2018 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Wildfire

Wildfire Risk	Low lower than 98% of the US · lower than 96% of Nebraska
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Uniti Group Fiber · DSL in parts of the area	2,000 / 2,000
AMG Technology Investment Group Fixed Wireless	500 / 100
LTD Broadband Fixed Wireless	150 / 130
Zito West Holding Cable	100 / 25

Based on FCC filings for 133 locations within half a mile of this property.

Cell Coverage

5G (outdoors only) and 4G LTE

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	CITY OF HARVARD serves 1,000 people
Water Source	Groundwater
Last State Inspection	Sep 2025
Lead	Under 1 ppb (2026) action level 15 ppb
Copper	1.51 mg/L (2026) action level 1.3 mg/L

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ. The full violation and enforcement history is in the system's EPA record.