103 Willow Ln, Oneonta, NY 13820 Property Records

Otsego County and Milford Town property record for 103 Willow Ln, Oneonta, NY 13820

Property Summary

Property TypeOffice Building
Details7,500 sqft · built 2005
Lot Size2.71 acres (118,048 sqft)
OwnerCompany Name on Record
Tax Bill$26,804 (2026)
Flood ZoneZone X (minimal risk)
APN364089 277.00-2-4.00

Property Details

APN / Parcel Number

Primary APN364089 277.00-2-4.00
Alternative APNs
  • 408927700000020040000000
  • 010420

Interior

Stories1 Story
Building Area7,500 sqft Gross Area

Exterior

Year BuiltBuilt 2005
Effective Year BuiltEffective 2005
Lot Area118,048 sqft (2.71 acres)
Loading Dock400 sqft

Utilities, Heating & Cooling

SewerSeptic
Water SourceWell

Location & Zoning

Account Number010420
Street Address103 WILLOW LN
CityONEONTA
StateNY
Zip13820
Property CategoryCommercial
Property TypeCommercial > Office > Office Building
Legal Description004 0 0
Legal Block2
Legal Lot Number4.000
JurisdictionOTSEGO NY
Township / Civil DivisionMILFORD
Census Block Group1
Census Block1074
Census Tract590500

Owner

Source: Otsego County and Milford Town records, as of September 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on Record
Mailing AddressPO BOX 194, COLLIERSVILLE, NY 13747-0194
Owner TypeCompany
VestingCompany

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Record UpdatedOct 29, 2026

Tax Assessment & Valuation

Source: Otsego County and Milford Town assessment roll, as of April 30, 2026

Property Jurisdictions

TypeName
StateNew York
CountyOtsego County
County SubdivisionMilford Town
Unified School DistrictOneonta City School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$26,804.00 (+2.54%)
2025$26,139.00$925,000 (-) Land $30,000 Building $895,000$1,321,429 (+17.86%) Land $42,857 Building $1,278,572
2023$925,000 Land $30,000 Building $895,000$1,121,212 Land $36,364 Building $1,084,848

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 20, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 100 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 11 policies
Nearby Flood Policies11 in force
Nearby Flood Claims11 (1979–2022)
Claims Outside the SFHA2 of 11
Most Recent ClaimApr 2022 · other causes
Claims by Event
  • Remnants Of Tropical Storm Lee, Sep 2011 · 2 claims
  • Severe Storms And Flooding, Jun 2006 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 54% of New York
Wildfire Likelihood0.01% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 17 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000

May also be available: Verizon.

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