Scott County property record for 103 Willow Ln, Georgetown, KY 40324
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,360 sqft · built 1994 |
| Lot Size | 0.1 acres (4,382 sqft) |
| Owner | Company Name on Record |
| Last Sale | $110,000 (Feb 2007) |
| Tax Bill | $1,940 (2025) |
| Deeds & Mortgages | Dec 2025 Mortgage Jun 2019 Line of Credit + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 140-40-077.000 |
| Primary APN | 140-40-077.000 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,360 sqft Living Area |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1994 |
|---|---|
| Effective Year Built | Effective 1994 |
| Exterior Material | Aluminum/Vinyl |
| Foundation Type | Block |
| Lot Area | 4,382 sqft (0.1 acres) |
| Garage Type | Attached |
| Garage Area | 400 sqft |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Street Address | 103 WILLOW LN |
|---|---|
| City | GEORGETOWN |
| State | KY |
| Zip | 40324-2647 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LANCASTER HEIGHTS |
| Legal Subdivision | LANCASTER HEIGHTS |
| Legal Block | K |
| Legal Lot Number | 2 |
| Legal Unit | 3 |
| Jurisdiction | SCOTT KY |
| Township / Civil Division | GEORGETOWN |
| Census Block Group | 2 |
| Census Block | 2002 |
| Census Tract | 40203 |
Source: Scott County records, as of September 23, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on Record |
|---|---|
| Mailing Address | 146 CHRISTAL DR, GEORGETOWN, KY 40324-8872 |
| Owner Type | Company |
| Vesting | Company |
| Date | Document |
|---|---|
| Dec 15, 2025 | Deed of Trust, Mortgage · Commercial Mortgage STOCK YARDS BANK & TRUST CO |
| Jun 14, 2019 | Deed of Trust, Mortgage · Line of Credit FIFTH THIRD BANK |
| Oct 7, 2021 | Deed, Transfer |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Feb 16, 2007 · Amount on Record |
| Deed Sale | Feb 16, 2007 · Amount on Record |
| Deed Document Number | 2007153030 |
| Deed Book / Page | 307 / 777 |
| Last Transfer Date | Jan 12, 2011 |
| Transfer Doc | 00D339/378 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SCOTT KY |
| Property Address | 103 WILLOW LN, GEORGETOWN, KY 40324-2647 |
| Transaction Type | Mortgage |
| Record Updated | Jan 2, 2026 |
| Name | Verified Name |
|---|---|
| Address | 146 CHRISTAL DR, GEORGETOWN, KY 40324-8872 |
| Document Number | 0M1872/371 |
|---|---|
| Date | Dec 15, 2025 |
| Book Page | M1872/371 |
| Instrument | 565744 |
| Name | STOCK YARDS BANK & TRUST CO |
|---|---|
| Type | Bank |
| Address | LOUISVILLE, KY 40223 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 59 Months |
| Due | Nov 14, 2030 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SCOTT KY |
| Property Address | 103 WILLOW LN, GEORGETOWN, KY 40324-2647 |
| Transaction Type | Mortgage |
| Record Updated | Mar 2, 2023 |
| Name | Verified Name |
|---|
| Document Number | 0M1444/652 |
|---|---|
| Date | Jun 14, 2019 |
| Book Page | M1444/652 |
| Instrument | 401188 |
| Name | FIFTH THIRD BANK |
|---|---|
| Type | Bank |
| Address | CINCINNATI, OH 45263 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 359 Months |
| Due | May 25, 2049 |
| Document Type | Deed |
|---|---|
| Jurisdiction | SCOTT KY |
| Recording Date | Oct 7, 2021 |
| Property Address | 103 WILLOW LN, GEORGETOWN, KY 40324-2647 |
| Document Number | 00D428/421 |
| Book / Page | D428 / 421 |
| Map Reference | CAB 4 SL 1352 |
| Instrument Date | Aug 28, 2021 |
| Instrument | 443633 |
| Transaction Type | Transfer |
| Record Updated | Jun 7, 2023 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 146 CHRISTAL DR, GEORGETOWN, KY 40324-8872 |
| Name | Verified Name |
|---|---|
| Address | 146 CHRISTAL DR, GEORGETOWN, KY 40324-8872 |
Source: Scott County assessment roll, as of January 21, 2026
| Type | Name |
|---|---|
| State | Kentucky |
| County | Scott County |
| Municipality | Georgetown City |
| Unified School District | Scott County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $217,900 (-) | $217,900 (-) | |
| 2025 | $1,940.00 (+9.48%) | $217,900 (+11.46%) | $217,900 (+11.46%) |
| 2023 | $1,772.00 (+20.63%) | $195,500 (+15.41%) Land $40,000 Building $155,500 | $195,500 (+15.41%) Land $40,000 Building $155,500 |
| 2022 | $1,469.00 | $169,400 Land $27,500 Building $141,900 | $169,400 Land $27,500 Building $141,900 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective November 20, 2022
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 63% of Kentucky |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | GEORGETOWN MUNICIPAL WATER SERVICE serves 44,608 people · EPA ID KY1050157 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Aug 2025 |
| Lead | 5 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 509 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · Fixed Wireless in parts of the area | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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