Dorchester County property record for 103 Willis St, Cambridge, MD 21613
| Property Type | Single Family Home |
|---|---|
| Details | 2 ba · 1,968 sqft · built 1915 |
| Lot Size | 0.087 acres (3,811 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $294,000 (May 2022) |
| Tax Bill | $5,169 (2026) |
| Deeds & Mortgages | May 2022 Sale & Mortgage Jul 2019 Sale |
| Flood Zone | Zone X (minimal risk) |
| APN | 07-172257 |
| Primary APN | 07-172257 |
|---|---|
| Alternative APNs |
|
| Full Baths | 2 Baths |
|---|---|
| Stories | 2 Stories |
| Building Area | 1,968 sqft Total Area |
| Year Built | Built 1915 |
|---|---|
| Effective Year Built | Effective 1915 |
| Architectural Style | Conventional |
| Exterior Material | Siding |
| Roof Material | Composition Shingle |
| Lot Area | 3,811 sqft (0.087 acres) |
| View / Lot | Waterfront |
| Porch | Slab |
| Porch Area | 119 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Baseboard |
| Sewer | Connected |
| Account Number | 172257 |
|---|---|
| Street Address | 103 WILLIS ST |
| City | CAMBRIDGE |
| State | MD |
| Zip | 21613-1618 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-3 |
| Legal Description | LOT 3,811 SQ. FT. 103 WILLIS STREET CAMBRIDGE |
| Jurisdiction | DORCHESTER MD |
| Township / Civil Division | 7, CAMBRIDGE |
| Census Block Group | 4 |
| Census Block | 4007 |
| Census Tract | 970400 |
Source: NPS National Register of Historic Places, as of August 1, 2026
| Historic District | Within the Cambridge Historic District, Wards I and III listed 1990 · 675 contributing resources · NRIS 90001370 |
|---|
Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.
103 Willis St is owned by two individuals who bought it in May 2022.
Source: Dorchester County records, as of October 1, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 1758 TRAVERS WHARF RD, CAMBRIDGE, MD 21613-9500 |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| May 18, 2022 | Deed, Transfer · Conventional Mortgage GUARANTEED RATE INC |
| Jul 15, 2019 | Grant Deed, Transfer CAMBRIDGE TITLE INC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | May 18, 2022 · Amount on File |
| Deed Sale | May 18, 2022 · Amount on File |
| Prior Sale | Jul 15, 2019 · Amount on File |
| Deed Book / Page | 1743 / 222 |
| Transfer Doc | 0000000009 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | DORCHESTER MD |
| Recording Date | May 18, 2022 |
| Property Address | 103 WILLIS ST, CAMBRIDGE, MD 21613-1618 |
| Document Number | 0017430222 |
| Book / Page | 1743 / 222 |
| Instrument Date | May 16, 2022 |
| Transaction Type | Transfer |
| Record Updated | Jul 15, 2022 |
| Title Company | CAMBRIDGE TITLE COMPANY, COMBRIDGE TITLE COMPANY |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 1756 TRAVERS WHARF RD, CAMBRIDGE, MD 21613-9500 |
| Document Number | 0001743228 |
|---|---|
| Date | May 18, 2022 |
| Instrument | 1743-228 |
| Name | GUARANTEED RATE INC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jun 1, 2052 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | DORCHESTER MD |
| Recording Date | Jul 15, 2019 |
| Property Address | 103 WILLIS ST, CAMBRIDGE, MD 21613-1618 |
| Document Number | 0015280482 |
| Book / Page | 001528 / 000482 |
| Instrument Date | Jul 12, 2019 |
| Transaction Type | Transfer |
| Record Updated | Jul 29, 2019 |
| Title Company | CAMBRIDGE TITLE INC |
| Amount | Amount on Record |
|---|---|
| Tax | $155.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Sole Owner |
| Address | 103 WILLIS ST CAMBRIDGE MD 216131618, CAMBRIDGE, MD 21613-1618 |
The 2026 property tax bill for 103 Willis St was $5,169, up 4.6% from the year before.
Source: Dorchester County assessment roll, as of October 1, 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Dorchester County |
| Municipality | Cambridge City |
| Unified School District | Dorchester County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $5,169.00 (+4.61%) | $276,633 | $303,700 Land $51,000 Building $252,700 |
| 2025 | $4,941.00 | ||
| 2023 | $3,263.00 | $176,567 | $263,100 Land $39,000 Building $224,100 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 103 Willis St in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective April 10, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 36 individual policies |
| Nearby Flood Policies | 60 units insured incl. 24 condo units |
| Nearby Flood Claims | 25 (1979–2025) |
| Claims Outside the SFHA | 4 of 25 |
| Most Recent Claim | Jul 2025 |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 103 Willis St has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF CAMBRIDGE WATER serves 15,000 people · EPA ID MD0090002 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jun 2025 |
| Lead | 4 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 687 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
May also be available: Bay Country Communications, Verizon.
5G (outdoors only) and 4G LTE
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