103 Willis Ave, Atlantic Beach, NC 28512 Property Records

Carteret County property record for 103 Willis Ave, Atlantic Beach, NC 28512

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,558 sqft · built 1980
Lot Size	0.254 acres (11,064 sqft)
Owner	2 Individual Names on Record
Last Sale	$410,000 (Jul 2018)
Tax Bill	$1,647 (2025)
Deeds & Mortgages	Nov 2020 Mortgage Sep 2019 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`6385.15.53.4283000`

Property Details

APN / Parcel Number

Primary APN	`6385.15.53.4283000`
Alternative APNs	`533191` `54574`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,558 sqft Heated Area
Gross Area	2,112 sqft
Flooring	Hardwood
Interior Walls	Paneling

Exterior

Year Built	Built 1980
Effective Year Built	Effective 1996
Exterior Material	Vinyl
Foundation Type	Pile
Roof Type	Hip
Roof Material	Metal
Lot Area	11,064 sqft (0.254 acres)
Lot Dimensions	159 ft deep x 70 ft wide

Exterior Amenities

Porch	Slab
Porch Area	384 sqft
Deck Area	72 sqft
Utility Building	448 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	54574
Street Address	103 WILLIS AVE
City	ATLANTIC BEACH
State	NC
Zip	28512
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	L23 CLUB COLONY
Legal Subdivision	CLUB COLONY
Legal Block	53
Legal Lot Number	23
Jurisdiction	CARTERET NC
Township / Civil Division	MOREHEAD
Census Block Group	1
Census Block	1007
Census Tract	971103

Owner

Source: Carteret County records, as of September 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	120 AGASSI CT, CARY, NC 27511-6692
Owner Type	Individual
Vesting	Et Ux (and Wife)

Deeds, Mortgages & Sale History

Date	Document
Nov 30, 2020	Deed of Trust, Mortgage · Conventional Mortgage BAYSHORE MORTGAGE FUNDING LLC
Sep 13, 2019	Deed of Trust, Mortgage · Conventional Mortgage AMERICAN FEDERAL MORTGAGE CORP
Jul 20, 2018	Warranty Deed, Transfer · Conventional Mortgage AURORA FINANCIAL LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 20, 2018 · Amount on Record
Deed Sale	Jul 20, 2018 · Amount on Record
Deed Document Number	20181614283
Deed Book / Page	1614 / 283
Record Updated	Oct 29, 2026

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CARTERET NC
Property Address	103 WILLIS AVE, ATLANTIC BEACH, NC 28512
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	MADISON SETTLEMENTS

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0016970431
Date	Nov 30, 2020
Book Page	1697/431
Instrument	1697431

Lender

Name	BAYSHORE MORTGAGE FUNDING LLC
Type	Mortgage Company
Address	LUTHERVILLE TIMONIUM, MD 21093

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2050

September 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CARTERET NC
Property Address	103 WILLIS AVE, ATLANTIC BEACH, NC 28512
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0016490085
Date	Sep 13, 2019
Book Page	1649/085
Instrument	1649085

Lender

Name	AMERICAN FEDERAL MORTGAGE CORP
Type	Mortgage Company
Address	CHESTER, NJ 07930

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2049

July 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CARTERET NC
Recording Date	Jul 20, 2018
Property Address	103 WILLIS AVE, ATLANTIC BEACH, NC 28512
Document Number	0016140283
Book / Page	1614 / 283
Map Reference	MB7 PG73
Instrument Date	Jul 18, 2018
Instrument	1614283
Transaction Type	Transfer
Record Updated	Sep 16, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$820.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	PO BOX 1181, ZEBULON, NC 27597-1181

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	120 AGASSI CT, CARY, NC 27511-6692

Mortgage

Document Number	1614284
Date	Jul 20, 2018
Instrument	1614284

Lender

Name	AURORA FINANCIAL LLC
Type	Lending Institution

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2048

Tax Assessment & Valuation

Source: Carteret County assessment roll, as of November 24, 2025

Property Jurisdictions

Type	Name
State	North Carolina
Municipality	Atlantic Beach Town
County	Carteret County
Unified School District	Carteret County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$688,717 (-) Land $305,610 Building $383,107	$688,717 (-) Land $305,610 Building $383,107
2025	$1,647.00 (+13.51%)	$688,717 (+58.24%) Land $305,610 Building $383,107	$688,717 (+58.24%) Land $305,610 Building $383,107
2023		$435,225 Land $182,182 Building $253,043	$435,225 Land $182,182 Building $253,043
2022	$1,451.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 17, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 501 individual policies
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	1,796 units insured incl. 1,295 condo units
Nearby Flood Claims	75 (1996–2025)
Claims Outside the SFHA	23 of 75
Most Recent Claim	Aug 2025 · rainfall accumulation
Claims by Event	Hurricane Florence, Sep 2018 · 39 claims Hurricane Ophelia, Sep 2005 · 7 claims Hurricane Bonnie, Aug 1998 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF ATLANTIC BEACH serves 6,380 people · EPA ID NC0416035
Water Source	Groundwater
Last State Inspection	Oct 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Jan 2021 E. coli resolved · Sep 2017
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 251 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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