103 Williams St, Butler, KY 41006 Property Records

Pendleton County property record for 103 Williams St, Butler, KY 41006

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,014 sqft · built 1988
Lot Size	0.542 acres (23,596 sqft)
Owner	Individual Name on File
Last Sale	$191,000 (Jun 2026)
Tax Bill	$1,454 (2025)
Deeds & Mortgages	Oct 2014 Mortgage Jun 2026 Sale & Mortgage + 1 more
Flood Zone	Zone AE (high risk)
APN	`029-70-00-006.00`

Property Details

APN / Parcel Number

Primary APN	`029-70-00-006.00`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	1,014 sqft Living Area

Exterior

Year Built	Built 1988
Effective Year Built	Effective 1988
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	23,596 sqft (0.542 acres)
Garage Type	Attached
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Electric

Location & Zoning

Street Address	103 WILLIAMS ST
City	BUTLER
State	KY
Zip	41006-1035
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	.5417 ACRE & HOUSE
Jurisdiction	PENDLETON KY
Township / Civil Division	BUTLER
Census Block Group	1
Census Block	1015
Census Tract	930102

Owner

103 Williams St is owned and occupied by an individual who bought it in June 2026.

Source: Pendleton County records, as of June 22, 2026

Owner of Record	Individual Name on File
Mailing Address	103 WILLIAMS ST, BUTLER, KY 41006-1035
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Unmarried Woman

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 1, 2014	Deed of Trust, Mortgage · Conventional Mortgage AMERICAN MORTGAGE SERVICE CO
Jun 12, 2026	Deed, Transfer · Conventional Mortgage TRUST BANK
Sep 3, 2019	Warranty Deed, Transfer · Conventional Mortgage LOAN ONE MORTGAGE CO INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 12, 2026 · Amount on File
Deed Sale	Jun 12, 2026 · Amount on File
Prior Sale	Sep 3, 2019 · Amount on File
Deed Document Number	2026650058
Deed Book / Page	395 / 167
Record Updated	Sep 20, 2026

October 2014: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PENDLETON KY
Property Address	103 WILLIAMS ST, BUTLER, KY 41006-1035
Transaction Type	Mortgage
Record Updated	Jul 1, 2026
Title Company	BRIDGE TRUST TITLE GROUP

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	000355/076
Date	Oct 1, 2014
Book Page	355/076

Lender

Name	AMERICAN MORTGAGE SERVICE CO
Type	Mortgage Company
Address	CINCINNATI, OH 45246

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Oct 1, 2044

June 2026: Deed, Transfer

Document Type	Deed
Jurisdiction	PENDLETON KY
Recording Date	Jun 12, 2026
Property Address	103 WILLIAMS ST, BUTLER, KY 41006-1035
Document Number	0000650058
Book / Page	395 / 167
Instrument Date	May 20, 2026
Instrument	2026650058
Transaction Type	Transfer
Record Updated	Jun 22, 2026
Title Company	IVY POINTE TITLE LLC, IVY POINTE TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$19,291.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	103 WILLIAMS ST, BUTLER, KY 41006-1035

Mortgage

Document Number	0000650059,
Date	Jun 12, 2026
Instrument	2026650059

Lender

Name	TRUST BANK

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jun 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.3%
Initial Type	Fixed Rate
Max Rate	-1%

September 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PENDLETON KY
Recording Date	Sep 3, 2019
Property Address	103 WILLIAMS ST, BUTLER, KY 41006-1035
Document Number	00D354/432
Book / Page	D354 / 432
Instrument Date	Aug 30, 2019
Instrument	521783
Transaction Type	Transfer
Record Updated	Jan 18, 2022
Title Company	NORTHWEST TITLE FAM/COMPANIES, NORTHWEST TTL FAM OF COMPANI

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$110.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	5712 HIGHWAY 609, 5712, BUTLER, KY 41006-8531

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	103 WILLIAMS ST, BUTLER, KY 41006-1035

Mortgage

Document Number	0000521784
Date	Sep 3, 2019
Instrument	521784

Lender

Name	LOAN ONE MORTGAGE CO INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Sep 1, 2049

Tax Assessment & Valuation

The 2025 property tax bill for 103 Williams St was $1,454.

Source: Pendleton County assessment roll, as of October 21, 2025

Property Jurisdictions

Type	Name
State	Kentucky
Municipality	Butler City
County	Pendleton County
Unified School District	Pendleton County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,454.00	$117,000	$117,000
2023	$1,419.00	$110,000	$110,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 103 Williams St in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective June 18, 2013 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Varies along the reach; see FIRM
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on File median of 18 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	18 in force
Nearby Flood Claims	4 (1997–2025)
Most Recent Claim	Apr 2025 · Severe Storms, Straight-line Winds, Tornadoes, Flooding, Landslides, And Mudslides
Claims by Event	Severe Storms, Straight-line Winds, Tornadoes, Flooding, Landslides, And Mudslides, Apr 2025 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 103 Williams St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 94% of Kentucky
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BUTLER WATER WORKS serves 980 people · EPA ID KY0960051
Water Source	Purchased surface water from PENDLETON CO WATER DISTRICT #1 / NORTH
Last State Inspection	Jul 2025
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 164 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
altafiber Network Solutions Fiber	3,000 / 3,000
Spectrum Cable	1,000 / 1,000
Starlink Satellite	280 / 30

May also be available: T-Mobile.

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