Chenango County and Smyrna Town property record for 103 Williams Rd, Sherburne, NY 13460
| Property Type | Rural Home |
|---|---|
| Details | 6 bd · 1 ba · 2,902 sqft · built 1840 |
| Lot Size | 11 acres (479,160 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $80,000 (Aug 2021) |
| Tax Bill | $3,869 (2026) |
| Deeds & Mortgages | Nov 2023 Line of Credit Aug 2021 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 085689 29.-1-20 |
| Primary APN | 085689 29.-1-20 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 6 Beds |
|---|---|
| Full Baths | 1 Bath |
| Stories | 2 Stories |
| Building Area | 2,902 sqft Living Area |
| 1st Floor Area | 1,787 sqft |
| 2nd Floor Area | 875 sqft |
| Upper Floors Area | 240 sqft |
| Year Built | Built 1840 |
|---|---|
| Effective Year Built | Effective 1840 |
| Architectural Style | Traditional |
| Exterior Material | Aluminum/Vinyl |
| Foundation Type | Raised |
| Lot Area | 479,160 sqft (11 acres) |
| Garage Type | Detached |
| Garage Area | 256 sqft |
| Parking Spaces | 1 Parking Space |
| Shed | 1 Shed |
| Heating System | Hot Water |
|---|---|
| Heating Fuel | Oil |
| Sewer | Septic |
| Water Source | Well |
| Account Number | 1910909 |
|---|---|
| Street Address | 103 WILLIAMS RD |
| City | SHERBURNE |
| State | NY |
| Zip | 13460-4615 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Rural Home |
| Local Zoning Code | 03 - MULTI |
| Legal Block | 1 |
| Legal Lot Number | 20.000 |
| Jurisdiction | CHENANGO NY |
| Township / Civil Division | SMYRNA |
| Census Block Group | 3 |
| Census Block | 3015 |
| Census Tract | 970101 |
103 Williams Rd, a rural home, is owned and occupied by two individuals who bought it in August 2021.
Source: Chenango County and Smyrna Town records, as of September 23, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 103 WILLIAMS RD, SHERBURNE, NY 13460-4615 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Nov 2, 2023 | Deed of Trust, Mortgage · Line of Credit MANUFACTURERS & TRADERS TRUST CO |
| Aug 19, 2021 | Deed, Transfer · Stand-Alone First Mortgage M & T BANK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Aug 19, 2021 · Amount on File |
| Deed Sale | Aug 19, 2021 · Amount on File |
| Prior Sale | Jun 6, 2012 · Amount on File |
| Deed Document Number | 2021202100001409 |
| Prior Transfer Date | Apr 13, 2012 |
| Prior Transfer Doc | 2012001044 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHENANGO NY |
| Property Address | 103 WILLIAMS RD, SHERBURNE, NY 13460-4615 |
| Transaction Type | Mortgage |
| Record Updated | Nov 21, 2023 |
| Name | Verified Name |
|---|
| Document Number | 2023000001788 |
|---|---|
| Date | Nov 2, 2023 |
| Instrument | 20230-00001788 |
| Name | MANUFACTURERS & TRADERS TRUST CO |
|---|---|
| Type | Bank |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Deed |
|---|---|
| Jurisdiction | CHENANGO NY |
| Recording Date | Aug 19, 2021 |
| Property Address | 103 WILLIAMS RD, SHERBURNE, NY 13460-4615 |
| Document Number | 2021000001409 |
| Instrument Date | Aug 16, 2021 |
| Instrument | 20210-00001409 |
| Transaction Type | Transfer |
| Record Updated | Sep 7, 2021 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 103 WILLIAMS RD, SHERBURNE, NY 13460-4615 |
| Document Number | 21000002023 |
|---|---|
| Date | Aug 19, 2021 |
| Instrument | 210-00002023 |
| Name | M & T BANK |
|---|---|
| Type | Bank |
| Type | Stand-Alone First Mortgage |
|---|---|
| Amount | Amount on Record |
The 2026 property tax bill for 103 Williams Rd was $3,869, up 1.2% from the year before.
Source: Chenango County and Smyrna Town assessment roll, as of May 12, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Chenango County |
| County Subdivision | Smyrna Town |
| Unified School District | Sherburne-Earlville Central School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $3,869.00 (+1.18%) | ||
| 2025 | $3,824.00 | $77,300 Land $17,900 Building $59,400 | $156,162 Land $36,162 Building $120,000 |
| 2023 | $77,300 Land $17,900 Building $59,400 | $140,801 Land $32,605 Building $108,196 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 103 Williams Rd in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective November 26, 2010 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 13 policies |
| Nearby Flood Policies | 13 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 103 Williams Rd is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 54% of New York |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 4 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Fiber | 1,000 / 1,000 |
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