103 Whiting Way, Folsom, CA 95630 Property Records

Sacramento County property record for 103 Whiting Way, Folsom, CA 95630

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 1,858 sqft · built 1994
Lot Size	0.105 acres (4,563 sqft)
Owner	2 Individual Names on File
Last Sale	$481,000 (Apr 2018)
Tax Bill	$6,710 (2025)
Deeds & Mortgages	Jul 2022 Line of Credit Feb 2020 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`071-1200-083-0000`

Property Details

APN / Parcel Number

Primary APN	`071-1200-083-0000`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	1,858 sqft Living Area
1st Floor Area	873 sqft
2nd Floor Area	985 sqft
Family Room	Family Room
Utility Room	Utility Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1994
Effective Year Built	Effective 1994
Architectural Style	L-Shape
Construction Type	Wood
Roof Material	Other
Lot Area	4,563 sqft (0.105 acres)
Garage Area	440 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	103 WHITING WAY
City	FOLSOM
State	CA
Zip	95630-3288
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	C-2 (PD)
Legal Description	REFLECTIONS II 01, LOT 83
Legal Subdivision	REFLECTIONS II 01
Legal Lot Number	83
Jurisdiction	SACRAMENTO CA
Township / Civil Division	FOLSOM
Census Block Group	3
Census Block	3008
Census Tract	8403

Owner

103 Whiting Way is owned and occupied by two individuals who bought it in April 2018.

Source: Sacramento County records, as of September 3, 2026

Owner of Record	2 Individual Names on File
Mailing Address	103 WHITING WAY, FOLSOM, CA 95630-3288
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 12, 2022	Deed of Trust, Mortgage · Line of Credit THE GOLDEN 1 CU
Feb 24, 2020	Deed of Trust, Mortgage · Conventional Mortgage GUILD MTG
May 4, 2019	Deed of Trust, Mortgage · Conventional Mortgage GUILD MTG
Apr 3, 2018	Grant Deed, Transfer · Conventional Mortgage GUILD MTG

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 3, 2018 · Amount on File
Deed Sale	Apr 3, 2018 · Amount on File
Prior Sale	Mar 26, 2004 · Amount on File
Deed Book / Page	20180403 / 1338
Prior Transfer Date	Aug 5, 2008
Prior Transfer Doc	0000000705
Record Updated	Oct 29, 2026

July 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SACRAMENTO CA
Property Address	103 WHITING WAY, FOLSOM, CA 95630-3288
Transaction Type	Mortgage
Record Updated	May 15, 2026
Title Company	TRISTAR NATIONAL TITLE, ARISTA NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	103 WHITING WAY, FOLSOM, CA 95630-3288

Mortgage

Document Number	0000000659
Date	Jul 12, 2022
Instrument	2022071200659

Lender

Name	THE GOLDEN 1 CU
Type	Credit Union
Address	SACRAMENTO, CA 95826

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2052

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

February 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SACRAMENTO CA
Property Address	103 WHITING WAY, FOLSOM, CA 95630-3288
Document Number	2003030877
Instrument Date	Feb 24, 2020
Transaction Type	Mortgage
Record Updated	Mar 17, 2020
Title Company	CORINTHIAN TITLE COMPANY, CORINTHIAN TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	103 WHITING WAY FOLSOM CA 956303288, FOLSOM, CA 95630-3288

Mortgage

Document Number	2003030877
Date	Mar 3, 2020
Instrument	2003030877

Lender

Name	GUILD MTG
Type	Mortgage Company
Address	SAN DIEGO, CA 92111

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Mar 2, 2050

May 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SACRAMENTO CA
Property Address	103 WHITING WAY, FOLSOM, CA 95630-3288
Document Number	1905090686
Instrument Date	May 4, 2019
Transaction Type	Mortgage
Record Updated	May 20, 2019
Title Company	CORINTHIAN TITLE COMPANY, CORINTHIAN TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	103 WHITING WAY FOLSOM CA 956303288, FOLSOM, CA 95630-3288

Mortgage

Document Number	1905090686
Date	May 9, 2019
Instrument	1905090686

Lender

Name	GUILD MTG
Type	Mortgage Company
Address	SAN DIEGO, CA 92111

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	May 8, 2049

April 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SACRAMENTO CA
Recording Date	Apr 3, 2018
Property Address	103 WHITING WAY, FOLSOM, CA 95630-3288
Document Number	1804031338
Instrument Date	Mar 30, 2018
Instrument	1804031338
Transaction Type	Transfer
Record Updated	Apr 11, 2018
Title Company	FIDELITY NATIONAL TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$529.10
Amount Accuracy	Full Value
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	103 WHITING WAY FOLSOM CA 956303288, FOLSOM, CA 95630-3288

Mortgage

Document Number	1804031339
Date	Apr 3, 2018
Instrument	1804031339

Lender

Name	GUILD MTG
Type	Mortgage Company
Address	SAN DIEGO, CA 92111

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Apr 2, 2048

Tax Assessment & Valuation

The 2025 property tax bill for 103 Whiting Way was $6,710, up 2.1% from the year before.

Source: Sacramento County assessment roll, as of July 22, 2026

Property Jurisdictions

Type	Name
State	California
County	Sacramento County
Municipality	Folsom City
Unified School District	Folsom-Cordova Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$616,995 (+2%) Land $174,084 Building $442,911
2025	$6,710.00 (+2.07%)	$604,898 Land $170,671 Building $434,227
2024	$6,574.00 (+2.88%)
2023	$6,390.00 (+10.71%)	$575,039 Land $164,045 Building $410,994
2022	$5,772.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 103 Whiting Way in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 29, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 103 Whiting Way has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	FOLSOM, CITY OF - MAIN serves 80,969 people · EPA ID CA3410014
Water Source	Surface water
Last State Inspection	Feb 2025
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 356 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable · Fiber in parts of the area	2,000 / 250
Verizon Fixed Wireless	300 / 20
Succeed.Net Fixed Wireless	100 / 50
Cal.net Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

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