Somerset County and Bernards Township property record for 103 Whitenack Rd, Basking Ridge, NJ 07920
| Property Type | Single Family Home |
|---|---|
| Details | 2,373 sqft · built 1900 |
| Lot Size | 2.38 acres (103,673 sqft) |
| Owner | Individual Name on File |
| Last Sale | $310,000 (Dec 1995) |
| Tax Bill | $12,621 (2025) |
| Deeds & Mortgages | Apr 2017 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 02-04801-0000-00001 |
| Primary APN | 02-04801-0000-00001 |
|---|---|
| Alternative APN |
|
| Total Rooms | 7 Rooms |
|---|---|
| Stories | 1 Story |
| Building Area | 2,373 sqft Living Area |
| Year Built | Built 1900 |
|---|---|
| Effective Year Built | Effective 1900 |
| Architectural Style | Cape Cod |
| Exterior Material | Brick |
| Construction Type | Brick |
| Lot Area | 103,673 sqft |
| Old Parcel Number | 0200105000000008 |
|---|---|
| Street Address | 103 WHITENACK RD |
| City | BASKING RIDGE |
| State | NJ |
| Zip | 07920-2057 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1 |
| Legal Description | ADDITIONAL LOTS: 155 10 |
| Legal Block | 4801 |
| Legal Lot Number | 1 |
| Jurisdiction | SOMERSET NJ |
| Township / Civil Division | BERNARDS |
| Census Block Group | 1 |
| Census Block | 1008 |
| Census Tract | 52604 |
103 Whitenack Rd is owned and occupied by an individual who bought it in December 1995.
Source: Somerset County and Bernards Township records, as of July 7, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 103 WHITENACK RD, BASKING RIDGE, NJ 07920-2057 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Dec 27, 1995 · Amount on File |
| Deed Sale | Dec 27, 1995 · Amount on File |
| Deed Book / Page | 2040 / 664 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SOMERSET NJ |
| Property Address | 103 WHITENACK RD, BASKING RIDGE, NJ 07920-2057 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000016442 |
|---|---|
| Date | Apr 25, 2017 |
| Book Page | 6955/0899 |
| Instrument | 2017016442 |
| Name | JPMORGAN CHASE BANK NA |
|---|---|
| Type | Bank |
| Address | COLUMBUS, OH 43240 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 420 Months |
| Due | Apr 13, 2052 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
The 2025 property tax bill for 103 Whitenack Rd was $12,621, up 4.6% from the year before.
Source: Somerset County and Bernards Township assessment roll, as of July 7, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Somerset County |
| County Subdivision | Bernards Township |
| Unified School District | Bernards Township School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $804,400 (+7.58%) Land $403,500 Building $400,900 | $804,400 (+7.58%) Land $403,500 Building $400,900 | |
| 2025 | $12,621.00 (+4.57%) | $747,700 Land $372,000 Building $375,700 | $747,700 Land $372,000 Building $375,700 |
| 2024 | $12,070.00 | ||
| 2023 | $616,100 Land $345,000 Building $271,100 | $616,100 Land $345,000 Building $271,100 | |
| 2022 | $11,810.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 103 Whitenack Rd in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective September 3, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 4 in force |
| Nearby Flood Claims | 3 (2011–2023) |
| Claims Outside the SFHA | 3 of 3 |
| Most Recent Claim | Jun 2023 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 103 Whitenack Rd is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 65% of New Jersey |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | NJ AMERICAN WATER - SHORT HILLS private · serves 217,230 people · EPA ID NJ0712001 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Nov 2022 |
| Lead | 3 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 79 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Optimum Fiber · Cable | 8,000 / 8,000 |
| Verizon Fiber | 2,300 / 2,300 |
| T-Mobile Fixed Wireless | 100 / 20 |
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