103 White St, #A, Morganton, NC 28655 Property Records

Burke County property record for 103 White St, #A, Morganton, NC 28655

Property Summary

Property Type	Condominium
Details	1 ba · 1,781 sqft · built 2005
Lot Size	0.86 acres (37,462 sqft)
Owner	Company Name on File
Last Sale	$220,000 (Nov 2006)
Tax Bill	$1,553 (2026)
Deeds & Mortgages	Oct 2020 Mortgage Oct 2020 Transfer + 1 more
Flood Zone	Zone X (minimal risk)
APN	`2703374939`

Property Details

APN / Parcel Number

Primary APN	`2703374939`
Alternative APN	`59163`

Interior

Full Baths	1 Bath
Stories	1 Story
Building Area	1,781 sqft Living Area

Exterior

Year Built	Built 2005
Effective Year Built	Effective 2010
Architectural Style	Condo/Apartment
Exterior Material	Brick Veneer
Roof Type	Mansard
Roof Material	Asphalt
Lot Area	37,462 sqft (0.86 acres)
Porch	Slab
Porch Area	100 sqft

Utilities, Heating & Cooling

Cooling System	Central

Location & Zoning

Street Address	103 WHITE ST, A
City	MORGANTON
State	NC
Zip	28655-3461
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Local Zoning Code	CONDITIONA
Legal Description	CONDO RETAIL UNC105
Legal Subdivision	400 UNION SQUARE CONDOMINIUMS
Jurisdiction	BURKE NC
Township / Civil Division	MORGANTON
Census Block Group	2
Census Block	2034
Census Tract	20600

Owner

103 White St, #A is owned by a company that bought it in November 2006.

Source: Burke County records, as of October 12, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Company Name on File
Mailing Address	103 WHITE ST, A, MORGANTON, NC 28655-3461
Owner Type	Company
Vesting	Company

Deeds, Mortgages & Sale History

Date	Document
Oct 8, 2020	Warranty Deed, Transfer ATLANTIC BAY MTG
Oct 8, 2020	Quit Claim Deed, Transfer NOT AVAILABLE
Apr 12, 2019	Deed of Trust, Mortgage MORGANTON SVGS BK SSB

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 2, 2006 · Amount on File
Deed Sale	Nov 2, 2006 · Amount on File
Deed Document Number	200615372
Deed Book / Page	1612 / 660
Record Updated	Oct 29, 2026

October 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BURKE NC
Recording Date	Oct 8, 2020
Property Address	103 WHITE ST # A, A, MORGANTON, NC 28655-3461
Document Number	0024930621
Book / Page	002493 / 000621
Instrument Date	Oct 7, 2020
Instrument	45612
Transaction Type	Transfer
Record Updated	Oct 27, 2020
Title Company	NOT AVAILABLE

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	402 LINVILLE ST MORGANTON NC 286550046, MORGANTON, NC 28655-0046

Mortgage

Document Number	24930623
Date	Oct 8, 2020
Book Page	002493/000623
Instrument	45613

Lender

Name	ATLANTIC BAY MTG
Type	Mortgage Company
Address	VIRGINIA BEACH, VA 23452

Agreement

Amount	Amount on Record
Term	360 Months
Due	Oct 7, 2050

October 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	BURKE NC
Recording Date	Oct 8, 2020
Property Address	103 WHITE ST # A, A, MORGANTON, NC 28655-3461
Document Number	0024930575
Book / Page	002493 / 000575
Instrument Date	Oct 7, 2020
Instrument	45600
Transaction Type	Transfer
Record Updated	Oct 13, 2020
Title Company	NOT AVAILABLE

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	159 HIGHRIDGE DR MORGANTON NC 28655, MORGANTON, NC 28655

April 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BURKE NC
Property Address	103 WHITE ST # A, A, MORGANTON, NC 28655-3461
Document Number	0023970839
Instrument Date	Apr 12, 2019
Transaction Type	Mortgage
Record Updated	Apr 25, 2019
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	103 WHITE ST #A MORGANTON NC 286553461, A, MORGANTON, NC 28655-3461

Mortgage

Document Number	0023970839
Date	Apr 12, 2019
Book Page	002397/000839
Instrument	26710

Lender

Name	MORGANTON SVGS BK SSB
Address	MORGANTON, NC 28680-1509

Agreement

Amount	Amount on Record
Term	84 Months
Due	Apr 11, 2026

Tax Assessment & Valuation

Source: Burke County assessment roll, as of October 12, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Burke County
Municipality	Morganton City
Unified School District	Burke County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,553.00	$279,977 (-) Land $39,141 Building $240,836	$279,977 (-) Land $39,141 Building $240,836
2025	$1,553.00 (-0.89%)	$279,977 (-) Land $39,141 Building $240,836	$279,977 (-) Land $39,141 Building $240,836
2023	$1,567.00	$279,977 Land $39,141 Building $240,836	$279,977 Land $39,141 Building $240,836

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 103 White St, #A in Zone X, an area of minimal flood risk, though there have been 5 flood claims nearby since 1993.

Source: FEMA National Flood Hazard Layer, effective June 28, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	5 (1993–2024)
Claims Outside the SFHA	2 of 5
Most Recent Claim	Sep 2024 · Tropical Storm Helene
Claims by Event	Tropical Storm Helene, Sep 2024 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 103 White St, #A has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF MORGANTON serves 27,221 people · EPA ID NC0112015
Water Source	Surface water
Last State Inspection	Oct 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 312 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Compas X-Stream Cable · Fiber in parts of the area	1,000 / 50
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless · DSL · Fiber in parts of the area	100 / 20

May also be available: Spectrum.

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