James City County property record for 103 White Ct, Williamsburg, VA 23188
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 4 ba · 3,640 sqft · built 1997 |
| Lot Size | 0.714 acres (31,145 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $6,142 (2025) |
| Deeds & Mortgages | Feb 2022 Mortgage Aug 2020 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 31-4 02-F-0036 |
| Primary APN | 31-4 02-F-0036 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 4 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 9 Rooms |
| Stories | 1 Story |
| Building Area | 3,640 sqft Living Area |
| Fireplace | Fireplace |
| Year Built | Built 1997 |
|---|---|
| Exterior Material | Brick |
| Foundation Type | Raised |
| Roof Material | Composition Shingle |
| Lot Area | 31,145 sqft (0.714 acres) |
| Garage Type | Attached |
| Garage Area | 611 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Open Porch |
|---|---|
| Porch Area | 354 sqft |
| Deck Area | 405 sqft |
| Patio Area | 405 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air |
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 17747 |
|---|---|
| Street Address | 103 WHITE CT |
| City | WILLIAMSBURG |
| State | VA |
| Zip | 23188-6372 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R4 RESIDENTIAL PLANNED CO |
| Legal Description | L-36 S-1 BLK-F MIDDLE PLANTATION |
| Legal Subdivision | FORDS COLONY |
| Legal Block | F |
| Legal Lot Number | 36 |
| Jurisdiction | JAMES CITY VA |
| Township / Civil Division | POWHATAN |
| Census Block Group | 3 |
| Census Block | 3003 |
| Census Tract | 80207 |
103 White Ct is owned and occupied by two individuals who acquired it in August 2020.
Source: James City County records, as of November 17, 2025
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 103 WHITE CT, WILLIAMSBURG, VA 23188-6372 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Feb 28, 2022 | Deed of Trust, Mortgage · Conventional Mortgage 1ST ADVANTAGE FEDERAL CREDIT UNION |
| Aug 27, 2020 | Warranty Deed, Transfer · Conventional Mortgage ATLANTIC BAY MTG |
| Feb 28, 2019 | Quit Claim Deed, Transfer Quitclaim |
| Deed Names | 2 Names on Deed |
|---|---|
| Prior Sale | Feb 28, 2019 |
| Last Transfer Date | Aug 27, 2020 |
| Transfer Doc | 0000013699 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | JAMES CITY VA |
| Property Address | 103 WHITE CT, WILLIAMSBURG, VA 23188-6372 |
| Transaction Type | Mortgage |
| Record Updated | Mar 9, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0202203222 |
|---|---|
| Date | Feb 28, 2022 |
| Instrument | 202203222 |
| Name | 1ST ADVANTAGE FEDERAL CREDIT UNION |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Feb 3, 2052 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | JAMES CITY VA |
| Recording Date | Aug 27, 2020 |
| Property Address | 103 WHITE CT, WILLIAMSBURG, VA 23188-6372 |
| Document Number | 0000013699 |
| Instrument Date | Aug 19, 2020 |
| Instrument | 13699 |
| Transaction Type | Transfer |
| Record Updated | Sep 29, 2020 |
| Title Company | NOT AVAILABLE |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $620.00 |
| Amount Accuracy | Confirmed |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 103 WHITE CT WILLIAMSBURG VA 231886372, WILLIAMSBURG, VA 23188-6372 |
| Document Number | 13700 |
|---|---|
| Date | Aug 27, 2020 |
| Instrument | 13700 |
| Name | ATLANTIC BAY MTG |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Aug 26, 2050 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | JAMES CITY VA |
| Recording Date | Feb 28, 2019 |
| Property Address | 103 WHITE CT, WILLIAMSBURG, VA 23188-6372 |
| Document Number | 0000002947 |
| Instrument Date | Feb 28, 2019 |
| Instrument | 2947 |
| Transaction Type | Transfer |
| Record Updated | Mar 12, 2019 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 103 WHITE CT WILLIAMSBURG VA 231886372, WILLIAMSBURG, VA 23188-6372 |
The 2025 property tax bill for 103 White Ct was $6,142, up 6.4% from the year before.
Source: James City County assessment roll, as of January 1, 2025
| Type | Name |
|---|---|
| State | Virginia |
| County | James City County |
| Unified School District | James City County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $6,142.00 (+6.41%) | $740,000 Land $187,700 Building $552,300 | $740,000 Land $187,700 Building $552,300 |
| 2024 | $5,772.00 (+11.45%) | ||
| 2023 | $5,179.00 | $624,000 Land $133,800 Building $490,200 | $624,000 Land $133,800 Building $490,200 |
| 2022 | $5,179.00 | ||
| 2019 | $4,861.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 103 White Ct in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective October 27, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 34 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 34 in force |
| Nearby Flood Claims | 1 (2021) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Mar 2021 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 103 White Ct is low, with a 0.02% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 71% of Virginia |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | JCSA - CENTRAL SYSTEM serves 57,726 people · EPA ID VA3095490 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Nov 2023 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 165 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Glo Fiber Fiber | 8,000 / 8,000 |
| Cox Communications Cable | 2,000 / 100 |
| T-Mobile Fixed Wireless | 100 / 20 |
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