103 Westwind Rd, Lowell, MA 01852 Property Records

Middlesex County and Lowell City property record for 103 Westwind Rd, Lowell, MA 01852

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,462 sqft · built 1970
Lot Size	0.23 acres (10,019 sqft)
Owner	Individual Name on Record
Last Sale	$651,000 (Dec 2025)
Tax Bill	$6,330 (2026)
Deeds & Mortgages	Nov 2021 Mortgage Nov 2025 Line of Credit + 4 more
Flood Zone	Zone X (minimal risk)
APN	`G11365`

Property Details

APN / Parcel Number

Primary APN	`G11365`
Alternative APNs	`LOWE M:246 B:6305 L:103` `M:000246 T:G11365`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	8 Rooms
Stories	1 Story
Building Area	1,462 sqft Living Area
Gross Area	2,790 sqft
1st Floor Area	1,296 sqft
Basement Area	1,242 sqft
Unfinished Basement	966 sqft

Exterior

Year Built	Built 1970
Effective Year Built	Effective 1970
Architectural Style	Raised Ranch
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Asphalt
Lot Area	10,019 sqft (0.23 acres)
Deck Area	Deck Area

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Account Number	G11365
Street Address	103 WESTWIND RD
City	LOWELL
State	MA
Zip	01852-1539
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	SSF
Legal Block	6305
Legal Lot Number	103
Jurisdiction	LOWELL MA
Township / Civil Division	LOWELL
Census Block Group	1
Census Block	1001
Census Tract	312501

Owner

Source: Middlesex County and Lowell City records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	103 WESTWIND RD, LOWELL, MA 01852-1539
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Individual(s)

Deeds, Mortgages & Sale History

Date	Document
Nov 30, 2021	Deed of Trust, Mortgage · ARM LOWELL FIVE CENTS SAVINGS BANK
Nov 3, 2025	Deed of Trust, Mortgage · Line of Credit LOWELL FIVE CENTS SAVINGS BANK
Dec 2, 2025	Quit Claim Deed, Transfer · Conventional Mortgage GUARANTEED RATE INC
Feb 9, 2021	Quit Claim Deed, Transfer Quitclaim
May 8, 2020	Deed of Trust, Mortgage · Conventional Mortgage MORTGAGE EQUITY PTRS
Jul 18, 2018	Quit Claim Deed, Transfer · Conventional Mortgage LENDUSA LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 2, 2025 · Amount on Record
Deed Sale	Dec 2, 2025 · Amount on Record
Prior Sale	Jul 18, 2018 · Amount on Record
Prior Transfer Date	Dec 1, 2025
Prior Transfer Doc	0000328336
Record Updated	Oct 29, 2026

November 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LOWELL MA
Property Address	103 WESTWIND RD, LOWELL, MA 01852-1539
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000314168
Date	Nov 30, 2021
Instrument	314168

Lender

Name	LOWELL FIVE CENTS SAVINGS BANK
Type	Bank

Agreement

Type	ARM
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2051

Interest

Rate Type	Adjustable Rate
Rate	2.75%
Type Change Date	Dec 1, 2031
Index	1-Year CMT
Margin	3

November 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LOWELL MA
Property Address	103 WESTWIND RD, LOWELL, MA 01852-1539
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000328096
Date	Nov 3, 2025
Instrument	328096

Lender

Name	LOWELL FIVE CENTS SAVINGS BANK
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	241 Months
Due	Dec 1, 2045

Interest

Rate Type	Adjustable Rate

December 2025: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	LOWELL MA
Recording Date	Dec 2, 2025
Property Address	103 WESTWIND RD, LOWELL, MA 01852-1539
Document Number	0000328336
Instrument Date	Dec 1, 2025
Instrument	328336
Transaction Type	Transfer
Record Updated	Dec 24, 2025

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	103 WESTWIND RD, LOWELL, MA 01852-1539

Mortgage

Document Number	0000328337
Date	Dec 2, 2025
Instrument	328337

Lender

Name	GUARANTEED RATE INC
Type	Non-Lending Institution

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2056

February 2021: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	LOWELL MA
Recording Date	Feb 9, 2021
Property Address	103 WESTWIND RD, LOWELL, MA 01852-1539
Document Number	309403
Instrument Date	Jan 25, 2021
Instrument	309403
Transaction Type	Transfer
Record Updated	May 12, 2021

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	103 WESTWIND RD, LOWELL, MA 01852-1539

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LOWELL MA
Property Address	103 WESTWIND RD, LOWELL, MA 01852-1539
Document Number	0000305173
Instrument Date	May 8, 2020
Transaction Type	Mortgage
Record Updated	Jun 24, 2021
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	103 WESTWIND RD LOWELL MA 018521539, LOWELL, MA 01852-1539

Mortgage

Document Number	0000305173
Date	May 14, 2020
Instrument	305173

Lender

Name	MORTGAGE EQUITY PTRS
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	120 Months
Due	May 13, 2030

July 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	LOWELL MA
Recording Date	Jul 18, 2018
Property Address	103 WESTWIND RD, LOWELL, MA 01852-1539
Document Number	0000297033
Instrument Date	Jul 13, 2018
Instrument	297033
Transaction Type	Transfer
Record Updated	Aug 13, 2018

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,869.60
Amount Accuracy	Confirmed
Additional	Quitclaim Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	103 WESTWIND RD LOWELL MA 018521539, LOWELL, MA 01852-1539

Mortgage

Document Number	297034
Date	Jul 18, 2018
Instrument	297034

Lender

Name	LENDUSA LLC

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Jul 17, 2033

Tax Assessment & Valuation

Source: Middlesex County and Lowell City assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Middlesex County
Municipality	Lowell City
Unified School District	Lowell School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$6,330.00 (+8.26%)	$557,700 (+9.5%) Land $245,100 Building $312,600	$627,296 (+10.09%)
2025	$5,847.00 (+0.36%)	$509,300 (+4.11%) Land $229,100 Building $280,200	$569,810 (+3.88%)
2024	$5,826.00 (+4.33%)	$489,200 (+8.81%) Land $214,100 Building $275,100	$548,530
2023	$5,584.00	$449,600 Land $186,200 Building $263,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 98.7% of Massachusetts
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LOWELL REGIONAL WATER UTILITY serves 120,418 people · EPA ID MA3160000
Water Source	Surface water
Last State Inspection	Dec 2023
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Corrosion control Jul 2017
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 474 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 2,000
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880
T-Mobile Fixed Wireless	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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