103 Westgate Cir, Williamsburg, VA 23185 Property Records

Williamsburg City property record for 103 Westgate Cir, Williamsburg, VA 23185

Property Summary

Property Type	Condominium
Details	2 bd · 2 ba · 1,529 sqft · built 2000
Owner	Individual Name on File
Last Sale	$220,000 (Dec 2022)
Tax Bill	$1,722 (2025)
Deeds & Mortgages	Dec 2022 Sale & Mortgage Mar 2017 Refinance
Flood Zone	Zone X (minimal risk)
APN	`282-(08)-10-103`

Property Details

APN / Parcel Number

Primary APN	`282-(08)-10-103`
Alternative APN	`4008.173.371`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	1,529 sqft Living Area
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2000
Exterior Material	Brick
Foundation Type	Concrete
Roof Material	Shingle

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Heating Fuel	Gas

Location & Zoning

Street Address	103 WESTGATE CIR
City	WILLIAMSBURG
State	VA
Zip	23185-2074
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Local Zoning Code	RM-2 (MULTI-FAMILY DWELLI
Legal Description	WESTGATE AT WILLIAMSBURG CONDOS PH X UNIT 103
Legal Subdivision	WESTGATE @ WILLIAMSBURG (CONDO)
Legal Phase	10
Legal Block	10
Legal Unit	103
Jurisdiction	WILLIAMSBURG CITY VA
Township / Civil Division	WILLIAMSBURG
Census Block Group	1
Census Block	1001
Census Tract	370300

Owner

103 Westgate Cir, a condominium, is owned and occupied by an individual who bought it in December 2022.

Source: Williamsburg City records, as of January 12, 2026

Owner of Record	Individual Name on File
Mailing Address	103 WESTGATE CIR, WILLIAMSBURG, VA 23185-2074
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 21, 2022	Warranty Deed, Transfer · Conventional Mortgage MOVEMENT MORTGAGE LLC
Mar 30, 2017	Deed of Trust, Mortgage · Stand-Alone Refinance BANK OF AMERICA NA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 21, 2022 · Amount on File
Deed Sale	Dec 21, 2022 · Amount on File
Deed Document Number	20223859
Record Updated	Jun 8, 2026

December 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WILLIAMSBURG CITY VA
Recording Date	Dec 21, 2022
Property Address	103 WESTGATE CIR, WILLIAMSBURG, VA 23185-2074
Document Number	0020223859
Instrument Date	Dec 19, 2022
Instrument	20223859
Transaction Type	Transfer
Record Updated	Jan 25, 2023
Title Company	SAGE TITLE GROUP LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	103 WESTGATE CIR, WILLIAMSBURG, VA 23185-2074

Mortgage

Document Number	0020223860
Date	Dec 21, 2022
Instrument	20223860

Lender

Name	MOVEMENT MORTGAGE LLC

Agreement

Type	Conventional Mortgage
Amount	Amount on Record

Interest

Rate Type	Fixed Rate

March 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WILLIAMSBURG CITY VA
Property Address	103 WESTGATE CIR, WILLIAMSBURG, VA 23185-2074
Transaction Type	Mortgage
Record Updated	Dec 15, 2022
Title Company	AMERICAN TITLE INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000171535
Date	Mar 30, 2017
Instrument	171535

Lender

Name	BANK OF AMERICA NA

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	360 Months
Due	Mar 21, 2047

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2025 property tax bill for 103 Westgate Cir was $1,722.

Source: Williamsburg City assessment roll, as of June 1, 2025

Property Jurisdictions

Type	Name
State	Virginia
Municipality	Williamsburg City
Unified School District	Williamsburg City Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,722.00	$277,900 Land $11,900 Building $266,000	$277,900 Land $11,900 Building $266,000
2023	$1,443.00	$232,900 Land $11,900 Building $221,000	$232,900 Land $11,900 Building $221,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 103 Westgate Cir in Zone X, an area of minimal flood risk, though there have been 3 flood claims nearby since 1989.

Source: FEMA National Flood Hazard Layer, effective October 27, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	8 in force
Nearby Flood Claims	3 (1989)
Claims Outside the SFHA	3 of 3
Most Recent Claim	Aug 1989 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 103 Westgate Cir is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 71% of Virginia
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 193 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 100

May also be available: Glo Fiber.

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Westgate Cir

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures