103 West St, Laurel, DE 19956 Property Records

Sussex County property record for 103 West St, Laurel, DE 19956

Property Summary

Property Type	Single Family Home
Details	5 bd · 1,224 sqft · built 1900
Lot Size	0.037 acres (1,599 sqft)
Owner	2 Individual Names on File
Last Sale	$116,000 (Sep 2025)
Tax Bill	$416 (2025)
Deeds & Mortgages	Sep 2025 Sale May 2022 Refinance + 5 more
Flood Zone	Zone X (minimal risk)
APN	`432-8.06-123.01`

Property Details

APN / Parcel Number

Primary APN	`432-8.06-123.01`

Interior

Bedrooms	5 Beds
Plumbing Fixtures	8 Plumbing Fixtures
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	1,224 sqft Living Area
Elevator	Elevator

Exterior

Year Built	Built 1900
Effective Year Built	Effective 1900
Lot Area	1,599 sqft (0.037 acres)
Lot Dimensions	60 ft deep x 81 ft wide

Location & Zoning

Street Address	103 WEST ST
City	LAUREL
State	DE
Zip	19956-1050
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	TN
Legal Description	428 WEST ST
Legal Subdivision	LAUREL
Jurisdiction	SUSSEX DE
Township / Civil Division	LAUREL-DELMAR
Census Block Group	2
Census Block	2002
Census Tract	51802

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Laurel Historic District listed 1988 · 710 contributing resources · NRIS 88001056

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Sussex County assessment roll, as of May 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	103 WEST ST, LAUREL, DE 19956-1050
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Sep 12, 2025	Deed, Transfer
May 27, 2022	Deed of Trust, Mortgage · Stand-Alone Refinance TRUMARK FINANCIAL CU
Mar 28, 2022	Deed, Transfer
Mar 11, 2021	Deed of Trust, Mortgage · Commercial Mortgage EQUITYMAX INC
Mar 8, 2021	Deed, Transfer
Aug 17, 2020	Grant Deed, Transfer ATTORNEY ONLY
Jun 26, 2019	Grant Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Sep 12, 2025 · Amount on Record
Deed Sale	Sep 12, 2025 · Amount on Record
Prior Sale	Jul 23, 2025 · Amount on Record
Deed Document Number	202534031
Deed Book / Page	6371 / 156
Prior Transfer Date	Jun 27, 2025
Prior Transfer Doc	0063410023
Record Updated	Sep 20, 2026

September 2025: Deed, Transfer

Document Type	Deed
Jurisdiction	SUSSEX DE
Recording Date	Sep 12, 2025
Property Address	103 WEST ST, LAUREL, DE 19956-1050
Document Number	0063710156
Book / Page	6371 / 156
Instrument Date	Sep 9, 2025
Instrument	2025000034031
Transaction Type	Transfer
Record Updated	Oct 7, 2025

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Notice of Foreclosure Sale Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	335 COMMERCE DR, FORT WASHINGTON, PA 19034-2701

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	103 WEST ST, LAUREL, DE 19956-1050

May 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SUSSEX DE
Property Address	103 WEST ST, LAUREL, DE 19956-1050
Transaction Type	Mortgage
Record Updated	Jun 21, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0210880001
Date	May 27, 2022
Book Page	21088/1
Instrument	20220000026389

Lender

Name	TRUMARK FINANCIAL CU

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded

March 2022: Deed, Transfer

Document Type	Deed
Jurisdiction	SUSSEX DE
Recording Date	Mar 28, 2022
Property Address	103 WEST ST, LAUREL, DE 19956-1050
Document Number	0056710134
Book / Page	5671 / 134
Instrument Date	Sep 8, 2021
Instrument	20220000015591
Transaction Type	Transfer
Record Updated	Apr 19, 2022

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SUSSEX DE
Property Address	103 WEST ST, LAUREL, DE 19956-1050
Transaction Type	Mortgage
Record Updated	Apr 7, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0195410176
Date	Mar 11, 2021
Book Page	19541/176
Instrument	20210000016151

Lender

Name	EQUITYMAX INC

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	205 Months
Due	Apr 1, 2038

March 2021: Deed, Transfer

Document Type	Deed
Jurisdiction	SUSSEX DE
Recording Date	Mar 8, 2021
Property Address	103 WEST ST, LAUREL, DE 19956-1050
Document Number	0054220166
Book / Page	5422 / 166
Instrument Date	Feb 9, 2021
Instrument	20210000015026
Transaction Type	Transfer
Record Updated	Aug 24, 2021

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

August 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SUSSEX DE
Recording Date	Aug 17, 2020
Property Address	103 WEST ST, LAUREL, DE 19956-1050
Document Number	0052930001
Book / Page	005293 / 000001
Instrument Date	Aug 7, 2020
Instrument	36736
Transaction Type	Transfer
Record Updated	Sep 1, 2020
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Sole Owner
Address	5514 WYALUSING AVE PHILADELPHIA PA 191314908, PHILADELPHIA, PA 19131-4908

June 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SUSSEX DE
Recording Date	Jun 26, 2019
Property Address	103 WEST ST, LAUREL, DE 19956-1050
Document Number	0050810017
Book / Page	005081 / 000017
Instrument Date	Jun 17, 2019
Instrument	22586
Transaction Type	Transfer
Record Updated	Jul 17, 2019
Title Company	ATTORNEY ONLY

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	17080 DOYLE AVE PORT CHARLOTTE FL 339541532, PORT CHARLOTTE, FL 33954-1532

Tax Assessment & Valuation

Source: Sussex County assessment roll, as of May 21, 2026

Property Jurisdictions

Type	Name
State	Delaware
County	Sussex County
Municipality	Laurel Town
Unified School District	Laurel School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$416.00 (+36.84%)	$5,250 (-) Land $400 Building $4,850	$121,600 (+1,058.1%) Land $19,200 Building $102,400
2023	$304.00	$5,250 Land $400 Building $4,850	$10,500 Land $800 Building $9,700

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 17, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	6 (1992–2012)
Claims Outside the SFHA	2 of 6
Most Recent Claim	Oct 2012 · Hurricane Sandy
Claims by Event	Hurricane Sandy, Oct 2012 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 87% of Delaware
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LAUREL WATER DEPARTMENT serves 3,984 people · EPA ID DE0000597
Water Source	Groundwater
Last State Inspection	Feb 2025
Lead	Under 1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 386 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20

May also be available: AT&T, BridgeMAXX Suncoast Broadband.

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