Hardin County property record for 103 Wayne Way, Radcliff, KY 40160
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3 ba · 1,860 sqft · built 1999 |
| Lot Size | 0.212 acres (9,278 sqft) |
| Owner | Individual Name on File |
| Last Sale | $164,000 (Feb 2019) |
| Tax Bill | $1,827 (2025) |
| Deeds & Mortgages | Feb 2019 Mortgage Jul 2020 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 162-30-04-233 |
| Primary APN | 162-30-04-233 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Half Baths | 1 Half Bath |
| Stories | 1 Story |
| Building Area | 1,860 sqft Living Area |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1999 |
|---|---|
| Architectural Style | Raised Ranch |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 9,278 sqft (0.212 acres) |
| Patio Area | 180 sqft |
| Heating System | Central |
|---|---|
| Heating Fuel | Electric |
| Street Address | 103 WAYNE WAY |
|---|---|
| City | RADCLIFF |
| State | KY |
| Zip | 40160-8785 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | HILLTOP TERRACE LT 233 #9 |
| Legal Subdivision | HILLTOP TERRACE |
| Legal Lot Number | 233 |
| Jurisdiction | HARDIN KY |
| Township / Civil Division | RADCLIFF |
| Census Block Group | 2 |
| Census Block | 2011 |
| Census Tract | 902 |
103 Wayne Way is owned and occupied by an individual who bought it in February 2019.
Source: Hardin County records, as of January 16, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 103 WAYNE WAY, RADCLIFF, KY 40160-8785 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Feb 27, 2019 | Deed of Trust, Mortgage · Stand-Alone First Mortgage KENTUCKY HOUSING CORPORATION |
| Jul 8, 2020 | Deed of Trust, Mortgage · FHA Mortgage REPUBLIC STATE MORTGAGE CO |
| Feb 27, 2019 | Deed, Transfer · FHA Mortgage REPUBLIC STATE MORTGAGE CO |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Feb 27, 2019 · Amount on File |
| Deed Sale | Feb 27, 2019 · Amount on File |
| Deed Document Number | 20190-00002251 |
| Deed Book / Page | 1469 / 207 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HARDIN KY |
| Property Address | 103 WAYNE WAY, RADCLIFF, KY 40160-8785 |
| Transaction Type | Mortgage |
| Record Updated | Nov 16, 2023 |
| Name | Verified Name |
|---|
| Document Number | 02259/1140 |
|---|---|
| Date | Feb 27, 2019 |
| Book Page | 2259/1140 |
| Instrument | 20190-00002251 |
| Name | KENTUCKY HOUSING CORPORATION |
|---|
| Type | Stand-Alone First Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 121 Months |
| Due | Mar 1, 2029 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HARDIN KY |
| Property Address | 103 WAYNE WAY, RADCLIFF, KY 40160-8785 |
| Transaction Type | Mortgage |
| Record Updated | Jul 21, 2020 |
| Title Company | BLUEGRASS LAND TITLE LLC |
| Name | Verified Name |
|---|
| Document Number | 2321/1247 |
|---|---|
| Date | Jul 8, 2020 |
| Book Page | 2321/1247 |
| Name | REPUBLIC STATE MORTGAGE CO |
|---|---|
| Type | Mortgage Company |
| Address | HOUSTON, TX 77006 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Aug 1, 2050 |
| Document Type | Deed |
|---|---|
| Jurisdiction | HARDIN KY |
| Recording Date | Feb 27, 2019 |
| Property Address | 103 WAYNE WAY, RADCLIFF, KY 40160-8785 |
| Document Number | 1469/207 |
| Book / Page | 1469 / 207 |
| Instrument Date | Feb 27, 2019 |
| Instrument | 20190-00002251 |
| Transaction Type | Transfer |
| Record Updated | Oct 8, 2021 |
| Title Company | BLUEGRASS LAND TITLE |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 103 WAYNE WAY, RADCLIFF, KY 40160-8785 |
| Document Number | 02259/1121 |
|---|---|
| Date | Feb 27, 2019 |
| Book Page | 2259/1121 |
| Instrument | 20190-00002251 |
| Name | REPUBLIC STATE MORTGAGE CO |
|---|
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Mar 1, 2049 |
The 2025 property tax bill for 103 Wayne Way was $1,827.
Source: Hardin County assessment roll, as of April 1, 2025
| Type | Name |
|---|---|
| State | Kentucky |
| County | Hardin County |
| Municipality | Radcliff City |
| Unified School District | Hardin County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,827.00 | $194,000 Land $21,100 Building $172,900 | $194,000 Land $21,100 Building $172,900 |
| 2023 | $164,000 (-) Land $21,100 Building $142,900 | $164,000 (-) Land $21,100 Building $142,900 | |
| 2022 | $164,000 Land $21,100 Building $142,900 | $164,000 Land $21,100 Building $142,900 | |
| 2021 | $1,573.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 103 Wayne Way in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2014.
Source: FEMA National Flood Hazard Layer, effective October 15, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 9 (5% premium discount) |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 1 (2014) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Jun 2014 · other causes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 103 Wayne Way is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 98.2% of Kentucky |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | HARDIN COUNTY WATER DISTRICT #1 serves 30,230 people · EPA ID KY0470393 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Apr 2023 |
| Lead | 3 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 176 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Brandenburg Telecom Fiber | 1,000 / 1,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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