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103 Watson St, Fredericktown, MO 63645 Property Records

Madison County property record for 103 Watson St, Fredericktown, MO 63645

Property Summary

Property TypeSingle Family Home
Details3 bd · 828 sqft · built 1975
Lot Size0.19 acres (8,276 sqft)
Owner2 Individual Names on Record
Tax Bill$632 (2025)
Deeds & MortgagesJul 2025 Mortgage
Aug 2022 Sale
Flood ZoneZone AE (high risk)
APN07-2.2-09-000-000-080.000

Property Details

APN / Parcel Number

Primary APN07-2.2-09-000-000-080.000
Alternative APN
  • 2699

Interior

Bedrooms3 Beds
Total Rooms6 Rooms
Stories1 Story
Building Area828 sqft Living Area
FlooringPlywood
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 1975
Effective Year BuiltEffective 1975
Exterior MaterialAluminum/Vinyl
Construction TypeFrame
Roof TypeGable
Roof MaterialShingle
Lot Area8,276 sqft (0.19 acres)
Lot Dimensions106 ft deep x 78 ft wide
Utility Building168 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C

Location & Zoning

Street Address103 WATSON ST
CityFREDERICKTOWN
StateMO
Zip63645-1234
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLT 9;PT LT 10 HOLMES ADD.
Legal Range07
Legal Township33
Legal Section09
Legal SubdivisionHOLMES ADD
Legal Lot Number9
JurisdictionMADISON MO
Township / Civil DivisionST. MICHAEL
Census Block Group1
Census Block1040
Census Tract960201

Owner

Source: Madison County records, as of January 13, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record2 Individual Names on Record
Mailing Address103 WATSON ST, FREDERICKTOWN, MO 63645-1234
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jul 1, 2025Deed of Trust, Mortgage · Conventional Mortgage
GREAT SOUTHERN BANK
Aug 24, 2022Warranty Deed, Transfer

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleAug 24, 2022
Deed SaleAug 24, 2022
Deed Document Number20221461
Deed Book / Page545 / 730
Prior Transfer DateAug 23, 2022
Prior Transfer Doc000545/730
Record UpdatedJun 8, 2026

July 2025: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMADISON MO
Property Address103 WATSON ST, FREDERICKTOWN, MO 63645-1234
Transaction TypeMortgage
Record UpdatedMar 11, 2026

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number000576/855
DateJul 1, 2025
Book Page576/855
Instrument2025000930
Lender
NameGREAT SOUTHERN BANK
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueJul 1, 2055

August 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMADISON MO
Recording DateAug 24, 2022
Property Address103 WATSON ST, FREDERICKTOWN, MO 63645-1234
Document Number000545/730
Book / Page545 / 730
Instrument DateAug 23, 2022
Instrument2022001461
Transaction TypeTransfer
Record UpdatedMar 11, 2026

Transaction

Tax$0.00
Additional
  • Intrafamily Transfer
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address103 WATSON ST, FREDERICKTOWN, MO 63645-1234

Tax Assessment & Valuation

Source: Madison County assessment roll, as of January 13, 2026

Property Jurisdictions

TypeName
StateMissouri
CountyMadison County
MunicipalityFredericktown City
Unified School DistrictFredericktown R-I School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$632.00$10,060 (-)$52,960 (-) Land $3,340 Building $49,620
2023$632.00$10,060$52,960 Land $3,340 Building $49,620

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective August 2, 2012 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone AE
high risk
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood ElevationVaries along the reach; see FIRM
Flood Insurance RequirementRequired
federally backed loans
Nearby Flood Policies5 in force
Nearby Flood Claims3 (2022)
Most Recent ClaimAug 2022 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 84% of Missouri
Wildfire Likelihood0.01% annual chance
ExposureIndirect
within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemFREDERICKTOWN PWS
serves 4,429 people · EPA ID MO4010290
Water SourceSurface water
Last State InspectionAug 2024
LeadUnder 1 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityFailure to filter
resolved · Aug 2017
Total trihalomethanes
resolved · Jan 2017
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting2
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 224 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable · Fiber in parts of the area		1,000 / 1,000
Wisper ISP
Fixed Wireless		400 / 30

May also be available: AT&T.

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