103 Watkins Rd, Ringgold, GA 30736 Property Records

Catoosa County property record for 103 Watkins Rd, Ringgold, GA 30736

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,788 sqft · built 1945
Lot Size	20.4 acres (891,673 sqft)
Owner	Individual Name on Record
Tax Bill	$337 (2025)
Deeds & Mortgages	Aug 2021 Mortgage Oct 2020 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`63005500A`

Property Details

APN / Parcel Number

Primary APN	`63005500A`
Alternative APN	`23928`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	1,788 sqft Heated Area
1st Floor Area	1,788 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1945
Effective Year Built	Effective 1984
Architectural Style	Other
Exterior Material	Fiber Cement Siding
Foundation Type	Concrete
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	891,673 sqft (20.4 acres)
Garage Area	528 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Porch Area	366 sqft
Deck Area	160 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	23928
Street Address	103 WATKINS RD
City	RINGGOLD
State	GA
Zip	30736-4423
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	A-1
Legal Description	CUVA COVENANT EXP12-31-29
Legal Subdivision	TRACT 4
Jurisdiction	CATOOSA GA
Township / Civil Division	CATOOSA SPRINGS
Census Block Group	5
Census Block	5007
Census Tract	30100

Owner

Source: Catoosa County records, as of January 30, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	103 WATKINS RD, RINGGOLD, GA 30736-4423
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 30, 2021	Deed of Trust, Mortgage · Conventional Mortgage FIRSTBANK
Oct 13, 2020	Deed of Trust, Construction Loan · Line of Credit FIRSTBANK
Aug 31, 2020	Warranty Deed, Transfer NOT AVAILABLE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 19, 2020
Deed Sale	Mar 19, 2020
Deed Document Number	0000204148
Record Updated	Jun 8, 2026

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CATOOSA GA
Property Address	103 WATKINS RD, RINGGOLD, GA 30736-4423
Transaction Type	Mortgage
Record Updated	Nov 25, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	103 WATKINS RD, RINGGOLD, GA 30736-4423

Mortgage

Document Number	0021640000000405
Date	Aug 30, 2021
Book Page	0000002164/0000000405
Instrument	008486

Lender

Name	FIRSTBANK

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Jan 1, 2036

October 2020: Deed of Trust, Construction Loan

Document Type	Deed of Trust
Jurisdiction	CATOOSA GA
Recording Date	Oct 13, 2020
Property Address	103 WATKINS RD, RINGGOLD, GA 30736-4423
Document Number	0020850391
Book / Page	002085 / 000391
Instrument Date	Oct 8, 2020
Instrument	8357
Transaction Type	Construction Loan
Record Updated	Oct 28, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	8706 FOREST HILL DR HIXSON TN 373431258, HIXSON, TN 37343-1258

Mortgage

Document Number	20850391
Date	Oct 13, 2020
Book Page	002085/000391
Instrument	8357

Lender

Name	FIRSTBANK
Type	Bank
Address	NASHVILLE, TN 37201

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	12 Months
Due	Oct 12, 2021

Interest

Rate Type	Adjustable Rate

August 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CATOOSA GA
Recording Date	Aug 31, 2020
Property Address	103 WATKINS RD, RINGGOLD, GA 30736-4423
Document Number	0020760151
Book / Page	002076 / 000151
Instrument Date	Aug 27, 2020
Instrument	7019
Transaction Type	Transfer
Record Updated	Sep 22, 2020
Title Company	NOT AVAILABLE

Transaction

Amount	Amount Recorded
Tax	$50.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	103 WATKINS RD RINGGOLD GA 307364423, RINGGOLD, GA 30736-4423

Tax Assessment & Valuation

Source: Catoosa County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Georgia
County	Catoosa County
Unified School District	Catoosa County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$337.00 (-71.8%) Homeowner's exemption Senior Citizen's exemption Additional exemption filed	$120,694 (+47.34%) Land $47,748 Building $72,946	$301,735 (+47.34%) Land $119,370 Building $182,365
2023	$1,195.00 (-22.5%) Homeowner's exemption Senior Citizen's exemption Additional exemption filed	$81,915 Land $29,551 Building $52,364	$204,788 Land $73,878 Building $130,910
2022	$1,542.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 12, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 48% of the US · above 58% of Georgia
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 7 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Ringgold Telephone Company Fiber	2,500 / 2,500

May also be available: Verizon.

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