103 Waterfront Rd, Hubert, NC 28539 Property Records

Onslow County property record for 103 Waterfront Rd, Hubert, NC 28539

Property Summary

Property Type	Commercial
Details	1,360 sqft
Lot Size	10 acres (435,600 sqft)
Owner	Company Name on File
Last Sale	$283,000 (Jan 2022)
Tax Bill	$3,919 (2023)
Deeds & Mortgages	Jan 2022 Sale & Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`1306-31.13`

Property Details

APN / Parcel Number

Primary APN	`1306-31.13`
Alternative APNs	`480674000` `067925`

Interior

Building Area	1,360 sqft Total Area

Exterior

Lot Area	435,600 sqft (10 acres)

Location & Zoning

Account Number	480674000
Old Parcel Number	1306 31,13
Street Address	103 WATERFRONT RD
City	HUBERT
State	NC
Zip	28539-4348
Property Category	Commercial
Property Type	Commercial > Retail
Local Zoning Code	HB
Legal Description	NC 24 S/F 1306 31,4 BILLIE B HOWARD
Legal Subdivision	ATLAS AND JEFF BROWN
Jurisdiction	ONSLOW NC
Township / Civil Division	SWANSBORO
Census Block Group	3
Census Block	3007
Census Tract	105

Owner

Source: Onslow County assessment roll, as of January 1, 2023

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on File
Mailing Address	115 ATLAS BROWN DR, JACKSONVILLE, NC 28540-3052
Owner Type	Company

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Jan 28, 2022 · Amount on Record
Deed Sale	Jan 28, 2022 · Amount on Record
Prior Sale	Feb 2, 2006 · Amount on Record
Deed Document Number	0005674367
Deed Book / Page	5674 / 367
Record Updated	Jun 7, 2026

January 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ONSLOW NC
Recording Date	Jan 28, 2022
Property Address	103 WATERFRONT RD, HUBERT, NC 28539-4348
Document Number	0056740367
Book / Page	5674 / 367
Map Reference	MB 49 PG 35
Instrument Date	Jan 27, 2022
Transaction Type	Transfer
Record Updated	Aug 23, 2022

Transaction

Amount	Amount Recorded
Tax	$566.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	115 ATLAS BROWN DR, 115, JACKSONVILLE, NC 28540-3052

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	115 ATLAS BROWN DR, JACKSONVILLE, NC 28540-3052

Mortgage

Document Number	0005674370
Date	Jan 28, 2022
Instrument	5674/370

Lender

Name	FIRST BANK
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Onslow County assessment roll, as of January 1, 2023

Property Jurisdictions

Type	Name
State	North Carolina
County	Onslow County
Unified School District	Onslow County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2023	$3,919.00	$598,340 Land $482,100 Building $116,240	$598,340 Land $482,100 Building $116,240

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective August 12, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 114 policies
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	114 in force
Nearby Flood Claims	19 (1996–2018)
Claims Outside the SFHA	4 of 19
Most Recent Claim	Sep 2018 · Hurricane Florence
Claims by Event	Hurricane Florence, Sep 2018 · 15 claims Severe Storms, Flooding, And Straight-line Winds, Sep 2010 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 61% of the US · above 83% of North Carolina
Wildfire Likelihood	0.2% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ONSLOW WTR AND SEWER AUTHORITY serves 156,755 people · EPA ID NC0467035
Water Source	Groundwater
Last State Inspection	Feb 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 28 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
T-Mobile USA Fixed Wireless	100 / 20