103 Washington St, Poca, WV 25159 Property Records

Putnam County property record for 103 Washington St, Poca, WV 25159

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 2,251 sqft · built 1977
Lot Size	0.131 acres (5,706 sqft)
Owner	Individual Name on File
Tax Bill	$1,064 (2025)
Deeds & Mortgages	Sep 2017 Mortgage Sep 2019 Mortgage + 1 more
Flood Zone	Zone X (moderate risk)
APN	`08-195D-0019.0000`

Property Details

APN / Parcel Number

Primary APN	`08-195D-0019.0000`
Alternative APNs	`40-08-195D-0019.0000` `00009561`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	7 Plumbing Fixtures
Total Rooms	5 Rooms
Stories	1 Story
Building Area	2,251 sqft Living Area
1st Floor Area	3,307 sqft

Exterior

Year Built	Built 1977
Effective Year Built	Effective 1977
Architectural Style	Ranch
Construction Type	Frame
Foundation Type	No Foundation
Lot Area	5,706 sqft (0.131 acres)
Lot Dimensions	95 ft deep x 60 ft wide
Terrain	Rolling

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Electric
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	00009561
Street Address	103 WASHINGTON ST
City	POCA
State	WV
Zip	25159-7210
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOTS 19 & 18 MARGARET L GRASSIE SUBD
Legal Subdivision	GRASSIE SUB
Legal Lot Number	18,19
Jurisdiction	PUTNAM WV
Township / Civil Division	1
Census Block Group	5
Census Block	5015
Census Tract	20100

Owner

Source: Putnam County assessment roll, as of December 5, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	162 WOODLAND DR, NITRO, WV 25143-1016
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Et Ux (and Wife)

Deeds, Mortgages & Sale History

Date	Document
Sep 27, 2017	Deed of Trust, Mortgage FIRST SENTRY BANK INC
Sep 26, 2019	Deed of Trust, Mortgage · Conventional Mortgage PEOPLES CU
Jan 9, 2023	Deed of Trust, Mortgage · Conventional Mortgage WESBANCO BANK INC

Assessor's Deed Record

Deed Names	Verified Name on Deed
Record Updated	Sep 20, 2026

September 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PUTNAM WV
Property Address	103 WASHINGTON ST, POCA, WV 25159-7210
Transaction Type	Mortgage
Record Updated	Oct 19, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	001171/174
Date	Sep 27, 2017
Book Page	1171/174

Lender

Name	FIRST SENTRY BANK INC
Type	Bank
Address	HUNTINGTON, WV 25701

Agreement

Amount	Amount Recorded

September 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PUTNAM WV
Property Address	103 WASHINGTON ST, POCA, WV 25159-7210
Transaction Type	Mortgage
Record Updated	Oct 19, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	001224/311
Date	Sep 26, 2019
Book Page	1224/311
Instrument	004704760007

Lender

Name	PEOPLES CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	240 Months
Due	Sep 25, 2039

Interest

Rate Type	Fixed Rate

January 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PUTNAM WV
Property Address	103 WASHINGTON ST, POCA, WV 25159-7210
Transaction Type	Mortgage
Record Updated	Oct 19, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	001338/659
Date	Jan 9, 2023
Book Page	1338/659
Instrument	005373310014

Lender

Name	WESBANCO BANK INC
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Feb 1, 2053

Interest

Rate Type	Adjustable Rate
Rate	5.63%
Adjustable	Adjustable Rate Rider
Type Change Date	Feb 1, 2020
Min Rate At Change	3.63%
Max Rate At Change	7.63%
Index	1-Year CMT
Margin	3
Max Rate	11.6%

Tax Assessment & Valuation

Source: Putnam County assessment roll, as of December 5, 2025

Property Jurisdictions

Type	Name
State	West Virginia
County	Putnam County
Unified School District	Putnam County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,064.00 (+18.35%) Homeowner's exemption Disabled Person's exemption	$92,700 (+11.88%) Land $10,080 Building $82,620	$154,500 (+11.88%) Land $16,800 Building $137,700
2023	$899.00 (+3.45%) Homeowner's exemption Disabled Person's exemption	$82,860 (+2.37%) Land $10,080 Building $72,780	$138,100 (+2.37%) Land $16,800 Building $121,300
2022	$869.00 Homeowner's exemption Disabled Person's exemption	$80,940 Land $10,080 Building $70,860	$134,900 Land $16,800 Building $118,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective February 2, 2012 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 12 policies
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	12 in force
Nearby Flood Claims	4 (2003–2021)
Claims Outside the SFHA	2 of 4
Most Recent Claim	Mar 2021 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 65% of the US · above 44% of West Virginia
Wildfire Likelihood	0.04% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WVAWC-KANAWHA VALLEY DIST private · serves 209,283 people · EPA ID WV3302016
Water Source	Surface water
Last State Inspection	Nov 2023
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 213 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable · Fiber in parts of the area	2,000 / 250
Verizon Fixed Wireless	300 / 20

May also be available: Frontier, Optimum Communications, T-Mobile USA.

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