103 Warwick Neck Ave, Warwick, RI 02889 Property Records

Warwick City property record for 103 Warwick Neck Ave, Warwick, RI 02889

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,510 sqft · built 1925
Lot Size	0.187 acres (8,165 sqft)
Owner	2 Individual Names on File
Last Sale	$310,000 (Oct 2015)
Tax Bill	$7,443 (2025)
Deeds & Mortgages	Jan 2021 Refinance
Flood Zone	Zone X (moderate risk)
APN	`35802880000`

Property Details

APN / Parcel Number

Primary APN	`35802880000`
Alternative APNs	`WARW M:358 B:0288 L:0000` `700034155`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	1,510 sqft Living Area
Gross Area	2,926 sqft
1st Floor Area	838 sqft
Basement Area	624 sqft
Unfinished Basement	624 sqft

Exterior

Year Built	Built 1925
Effective Year Built	Effective 1925
Architectural Style	Colonial
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Asphalt
Lot Area	8,165 sqft (0.187 acres)
Deck Area	Deck Area

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Account Number	700034155
Street Address	103 WARWICK NECK AVE
City	WARWICK
State	RI
Zip	02889-5309
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	A40
Legal Block	288
Jurisdiction	WARWICK RI
Township / Civil Division	WARWICK
Census Block Group	4
Census Block	4005
Census Tract	21502

Owner

Source: Warwick City records · APN 35802880000

Assessment roll updated June 22, 2026 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	103 WARWICK NECK AVE, WARWICK, RI 02889-5309
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Oct 26, 2015 · Amount on Record
Deed Sale	Oct 26, 2015 · Amount on Record
Prior Sale	May 21, 2015 · Amount on Record
Deed Book / Page	8466 / 25
Record Updated	Sep 20, 2026

January 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WARWICK RI
Property Address	103 WARWICK NECK AVE, WARWICK, RI 02889-5309
Transaction Type	Mortgage
Record Updated	Apr 03, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	009730-195
Date	Jan 22, 2021
Book Page	9730/195
Instrument	1316

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	181 Months
Due	Feb 01, 2036

Tax Assessment & Valuation

Source: Warwick City records · Assessment roll updated June 22, 2026 · Last verified June 2026

Property Jurisdictions

Type	Name
State	Rhode Island
Municipality	Warwick City
Unified School District	Warwick School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$7,443.00 (+10.48%)	$586,100 (+23.44%) Land $228,200 Building $357,900
2024			$547,770
2023	$6,737.00 (+9.46%)	$474,800 (+44.49%) Land $198,200 Building $276,600
2022	$6,155.00	$328,600 Land $117,900 Building $210,700

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of December 26, 2025 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 42 policies
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	42 in force
Nearby Flood Claims	58 (1978–2024)
Claims Outside the SFHA	5 of 58
Most Recent Claim	Jan 2024
Claims by Event	Hurricane Sandy, Oct 2012 · 5 claims Severe Storms And Flooding, Mar 2010 · 9 claims Hurricane Bob, Aug 1991 · 6 claims

Wildfire

Wildfire Risk	Not rated no burnable land within ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 100
Verizon Fiber	980 / 880
Starlink Satellite	280 / 30

Based on FCC filings for 297 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	WARWICK-CITY OF serves 73,289 people
Water Source	Purchased surface water from several systems
Last State Inspection	Jun 2023
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them. The full violation and enforcement history is in the system's EPA record.