Effingham County property record for 103 Warner Dr, Guyton, GA 31312 · Last verified April 2026
| Property Type | Single Family Home |
|---|---|
| Details | 2 ba · 1,666 sqft · built 1997 |
| Lot Size | 0.58 acres (25,265 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $147,500 (Nov 2012) |
| Tax Bill | $2,138 (2025) |
| Deeds & Mortgages | Dec 2025 Mortgage Nov 2021 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 0349A-022-000 |
| Primary APN | 0349A-022-000 |
|---|---|
| Alternative APNs |
|
| Full Baths | 2 Baths |
|---|---|
| Stories | 1 Story |
| Building Area | 1,666 sqft Heated Area |
| Utility Area | 112 sqft |
| Utility Room | Utility Room |
| Flooring | Tile |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1997 |
|---|---|
| Effective Year Built | Effective 2002 |
| Exterior Material | Brick Veneer |
| Roof Type | Shed Roof |
| Roof Material | Composition Shingle |
| Lot Area | 25,265 sqft (0.58 acres) |
| Garage Area | 484 sqft |
| Porch | Slab |
|---|---|
| Porch Area | 150 sqft |
| Deck Area | 144 sqft |
| Patio Area | 144 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Account Number | 7067 |
|---|---|
| Street Address | 103 WARNER DR |
| City | GUYTON |
| State | GA |
| Zip | 31312-4918 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | .58 AC LOT 22 |
| Legal Subdivision | WARNER FIELD |
| Legal Lot Number | 22 |
| Jurisdiction | EFFINGHAM GA |
| Township / Civil Division | GUYTON-SPRINGFIELD |
| Census Block Group | 1 |
| Census Block | 1004 |
| Census Tract | 30208 |
Source: Effingham County records · APN 0349A-022-000
Assessment roll updated December 22, 2025 · Last verified April 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 103 WARNER DR, GUYTON, GA 31312-4918 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Dec 01, 2025 | Deed of Trust, Mortgage · USDA Mortgage INDEPENDENCE HOME LOANS |
| Nov 08, 2021 | Deed of Trust, Mortgage · VA Mortgage UNITED WHOLESALE |
| Feb 13, 2020 | Warranty Deed, Transfer |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Nov 27, 2012 · Amount on Record |
| Deed Sale | Nov 27, 2012 · Amount on Record |
| Prior Sale | Jun 15, 1998 · Amount on Record |
| Deed Document Number | 20122722 |
| Deed Book / Page | 2150 / 101 |
| Last Transfer Date | Feb 13, 2020 |
| Transfer Doc | 002574/614 |
| Record Updated | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | EFFINGHAM GA |
| Property Address | 103 WARNER DR, GUYTON, GA 31312-4918 |
| Transaction Type | Mortgage |
| Record Updated | Jan 05, 2026 |
| Name | Verified Name |
|---|---|
| Address | 103 WARNER DR, GUYTON, GA 31312-4918 |
| Document Number | 0000003009/0000000385 |
|---|---|
| Date | Dec 01, 2025 |
| Book Page | 0000003009/0000000385 |
| Name | INDEPENDENCE HOME LOANS |
|---|
| Type | USDA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 348 Months |
| Due | Jan 01, 2055 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | EFFINGHAM GA |
| Property Address | 103 WARNER DR, GUYTON, GA 31312-4918 |
| Transaction Type | Mortgage |
| Record Updated | Dec 10, 2021 |
| Name | Verified Name |
|---|---|
| Address | 103 WARNER DR, GUYTON, GA 31312-4918 |
| Document Number | 0000002740/0000000938 |
|---|---|
| Date | Nov 08, 2021 |
| Book Page | 0000002740/0000000938 |
| Instrument | 013600 |
| Name | UNITED WHOLESALE |
|---|
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jan 01, 2051 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | EFFINGHAM GA |
| Recording Date | Feb 13, 2020 |
| Property Address | 103 WARNER DR, GUYTON, GA 31312-4918 |
| Document Number | 002574/614 |
| Book / Page | 2574 / 614 |
| Instrument Date | Feb 13, 2020 |
| Instrument | 2020-000434 |
| Transaction Type | Transfer |
| Record Updated | Nov 16, 2022 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 103 WARNER DR, GUYTON, GA 31312-4918 |
Source: Effingham County records · Assessment roll updated December 22, 2025 · Last verified April 2026
| Type | Name |
|---|---|
| State | Georgia |
| County | Effingham County |
| Unified School District | Effingham County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,138.00 (+10.89%) Homeowner's exemption | $106,507 (+10.91%) Land $22,800 Building $83,707 | $266,268 (+10.91%) Land $57,000 Building $209,268 |
| 2024 | $1,928.00 (+46.73%) Homeowner's exemption | $96,034 (+4.02%) Land $22,800 Building $73,234 | $240,085 (+4.02%) Land $57,000 Building $183,085 |
| 2023 | $1,314.00 (-26.59%) Homeowner's exemption | $92,321 (+9.55%) Land $17,600 Building $74,721 | $230,803 (+9.55%) Land $44,000 Building $186,803 |
| 2022 | $1,790.00 Homeowner's exemption | $84,270 Land $14,800 Building $69,470 | $210,676 Land $37,000 Building $173,676 |
Source: FEMA National Flood Hazard Layer, Effingham County (13103C), updated October 1, 2025 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 131030302081, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Flood Insurance Cost | Premium on Record median of 5 individual NFIP policies nearby |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 5 in force 5 of 5 on primary residences |
| Wildfire Risk | Low above 38% of the US · above 19% of Georgia |
|---|---|
| Wildfire Likelihood | About 1 in 1,449 per year |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
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