Caroline County property record for 103 Walnut St, Ridgely, MD 21660
| Property Type | Single Family Home |
|---|---|
| Details | 2.5 ba · 2,292 sqft · built 2004 |
| Lot Size | 0.242 acres (10,560 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $246,000 (Nov 2015) |
| Tax Bill | $4,159 (2026) |
| Flood Zone | Zone X (minimal risk) |
| APN | 07-018274 |
| Primary APN | 07-018274 |
|---|---|
| Alternative APN |
|
| Full Baths | 2.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 2,292 sqft Total Area |
| Year Built | Built 2004 |
|---|---|
| Effective Year Built | Effective 2004 |
| Exterior Material | Siding |
| Roof Material | Composition Shingle |
| Lot Area | 10,560 sqft (0.242 acres) |
| Garage Type | Mixed |
| Garage Area | 480 sqft |
| Parking Spaces | 2 Parking Spaces |
| Pool Type | In-Ground Vinyl Pool |
|---|---|
| Pool Area | 448 sqft |
| Porch | Slab |
| Porch Area | 72 sqft |
| Patio Area | 180 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Heat Pump |
| Sewer | Connected |
| Account Number | 018274 |
|---|---|
| Street Address | 103 WALNUT ST |
| City | RIDGELY |
| State | MD |
| Zip | 21660-1940 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-3 |
| Legal Description | 10,560 SF LOT 22 N/S WALNUT ST LISTER ESTATES |
| Legal Subdivision | LISTER ESTATES |
| Legal Lot Number | 22 |
| Jurisdiction | CAROLINE MD |
| Township / Civil Division | 7, RIDGELY |
| Census Block Group | 2 |
| Census Block | 2011 |
| Census Tract | 955201 |
103 Walnut St is owned and occupied by two individuals who bought it in November 2015.
Source: Caroline County records, as of October 20, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 103 WALNUT ST, RIDGELY, MD 21660-1940 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Nov 18, 2015 · Amount on File |
| Deed Sale | Nov 18, 2015 · Amount on File |
| Prior Sale | Apr 21, 2015 · Amount on File |
| Deed Book / Page | 1182 / 36 |
| Prior Transfer Date | Mar 26, 2015 |
| Prior Transfer Doc | 0011510440 |
| Record Updated | Oct 29, 2026 |
The 2026 property tax bill for 103 Walnut St was $4,159 with a homeowner's exemption, up 2.9% from the year before.
Source: Caroline County assessment roll, as of August 18, 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Caroline County |
| Municipality | Ridgely Town |
| Unified School District | Caroline County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $4,159.00 (+2.95%) Homeowner's exemption | $279,567 | $291,100 Land $50,000 Building $241,100 |
| 2025 | $4,040.00 | ||
| 2023 | $3,765.00 Homeowner's exemption | $248,033 | $256,500 Land $50,000 Building $206,500 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 103 Walnut St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective October 15, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 103 Walnut St is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 41% of Maryland |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | TOWN OF RIDGELY serves 1,600 people · EPA ID MD0050006 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | May 2025 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 162 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
May also be available: Choptank Fiber.
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