103 Walnut St, La Crosse, VA 23950 Property Records

Mecklenburg County property record for 103 Walnut St, La Crosse, VA 23950

Property Summary

Property Type	Single Family Home
Details	3 bd · 864 sqft · built 1958
Owner	Individual Name on File
Last Sale	$72,500 (Dec 2025)
Tax Bill	$186 (2025)
Deeds & Mortgages	May 2022 Mortgage Dec 2025 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`098A01-01-008`

Property Details

APN / Parcel Number

Primary APN	`098A01-01-008`
Alternative APNs	`098A01_01_00_008` `R022824`

Interior

Bedrooms	3 Beds
Total Rooms	5 Rooms
Stories	1 Story
Building Area	864 sqft Heated Area
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1958
Effective Year Built	Effective 1970
Exterior Material	Aluminum/Vinyl
Foundation Type	Block
Roof Type	Gable
Roof Material	Composition Shingle

Utilities, Heating & Cooling

Cooling System	Central
Heating Fuel	Oil

Location & Zoning

Account Number	R022824
Street Address	103 WALNUT ST
City	LA CROSSE
State	VA
Zip	23950-5002
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	B1
Legal Description	LOT 8 & PT LOT 9 (103 WALNUT ST)
Legal Lot Number	8-9
Jurisdiction	MECKLENBURG VA
Township / Civil Division	3
Census Block Group	2
Census Block	2020
Census Tract	930101

Owner

103 Walnut St is owned by an individual who bought it in December 2025.

Source: Mecklenburg County records, as of January 6, 2026

Owner of Record	Individual Name on File
Co-owner	Co-owner on File
Mailing Address	238 COUNTRY CLUB RD, LA CROSSE, VA 23950-1746
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 18, 2022	Deed of Trust, Mortgage · Commercial Mortgage THE FARMERS BANK OF APPOMATTOX
Dec 22, 2025	Deed, Transfer · Conventional Mortgage BENCHMARK COMMUNITY BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 22, 2025 · Amount on File
Deed Sale	Dec 22, 2025 · Amount on File
Deed Document Number	250005416
Record Updated	Jun 8, 2026

May 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MECKLENBURG VA
Property Address	103 WALNUT ST, LA CROSSE, VA 23950-5002
Transaction Type	Mortgage
Record Updated	Jan 7, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0220002048
Date	May 18, 2022
Instrument	220002048

Lender

Name	THE FARMERS BANK OF APPOMATTOX

Agreement

Type	Commercial Mortgage
Amount	Amount on Record
Term	241 Months
Due	Jun 1, 2042

Interest

Rate Type	Fixed Rate

December 2025: Deed, Transfer

Document Type	Deed
Jurisdiction	MECKLENBURG VA
Recording Date	Dec 22, 2025
Property Address	103 WALNUT ST, LA CROSSE, VA 23950-5002
Document Number	0250005416
Map Reference	MB 172 PG 241
Instrument Date	Dec 18, 2025
Instrument	250005416
Transaction Type	Transfer
Record Updated	Jan 7, 2026
Title Company	CONSUMER ESCROW AND TITLE, CONSUMER ESCROW & TITLE INC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$72.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	238 COUNTRY CLUB RD, LA CROSSE, VA 23950-1746

Mortgage

Document Number	0250005417
Date	Dec 22, 2025
Instrument	250005417

Lender

Name	BENCHMARK COMMUNITY BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	181 Months
Due	Jan 1, 2041

Tax Assessment & Valuation

The 2025 property tax bill for 103 Walnut St was $186.

Source: Mecklenburg County assessment roll, as of January 1, 2025

Property Jurisdictions

Type	Name
State	Virginia
County	Mecklenburg County
Municipality	La Crosse Town
Unified School District	Mecklenburg County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$186.00	$51,900 Land $6,000 Building $45,900	$51,900 Land $6,000 Building $45,900
2023	$172.00	$43,200 (-) Land $6,000 Building $37,200	$43,200 (-) Land $6,000 Building $37,200
2022	$172.00	$43,200 Land $6,000 Building $37,200	$43,200 Land $6,000 Building $37,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 103 Walnut St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective May 25, 2016

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 103 Walnut St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 71% of Virginia
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF LA CROSSE serves 850 people · EPA ID VA5117400
Water Source	Purchased surface water from ROANOKE RIVER SERVICE AUTHORITY
Last State Inspection	Jan 2026
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 98 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Starlink Satellite	280 / 30

May also be available: Verizon.

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