103 Walnut Ln, Elkton, MD 21921 Property Records

Cecil County property record for 103 Walnut Ln, Elkton, MD 21921

Property Summary

Property TypeSingle Family Home
Details1.5 ba · 1,410 sqft · built 1953
Lot Size0.351 acres (15,289 sqft)
OwnerIndividual on Record
Last Sale$240,000 (Mar 2022)
Tax Bill$3,296 (2025)
Deeds & MortgagesApr 2022 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN03-018547

Property Details

APN / Parcel Number

Primary APN03-018547
Alternative APNs
  • 3018547
  • 018547

Interior

Full Baths1.5 Baths
Half Baths1 Half Bath
Stories1 Story
Building Area1,410 sqft Total Area
1st Floor Area42 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1953
Effective Year BuiltEffective 1953
Exterior MaterialSiding
Roof MaterialComposition Shingle
Lot Area15,289 sqft (0.351 acres)
Garage TypeAttached
Garage Area264 sqft
Parking Spaces1 Parking Space
PorchPorch
Porch Area42 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemHeat Pump
SewerConnected

Location & Zoning

Account Number018547
Street Address103 WALNUT LN
CityELKTON
StateMD
Zip21921-5001
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR1
Legal Description.351 ACRE 103 WALNUT LANE GILPIN HEIGHTS
Legal SubdivisionRICKETTS MILL ROAD
JurisdictionCECIL MD
Township / Civil Division3, ELKTON
Census Block Group1
Census Block1032
Census Tract30503

Owner

Source: Cecil County assessment roll, as of August 12, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual on Record
Mailing Address103 WALNUT LN, ELKTON, MD 21921-5001
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleMar 30, 2022 · Amount on Record
Deed SaleMar 30, 2022 · Amount on Record
Record UpdatedSep 20, 2026

April 2022: Deed, Transfer

Document TypeDeed
JurisdictionCECIL MD
Recording DateApr 7, 2022
Property Address103 WALNUT LN, ELKTON, MD 21921-5001
Document Number0051410477
Book / Page5141 / 477
Map ReferenceMB RRC1 FO 11
Instrument DateMar 30, 2022
Transaction TypeTransfer
Record UpdatedAug 16, 2022
Title CompanyARDENT TITLE COMPANY LLC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants in Severalty
Address103 WALNUT LN, ELKTON, MD 21921-5001

Mortgage

Document Number0005141483
DateApr 7, 2022
Instrument5141/483
Lender
NameGUILD MORTGAGE CO
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueApr 1, 2052

Tax Assessment & Valuation

Source: Cecil County assessment roll, as of August 12, 2025

Property Jurisdictions

TypeName
StateMaryland
CountyCecil County
MunicipalityElkton Town
Unified School DistrictCecil County Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$208,367 (+21.4%)$226,200 (+30.98%) Land $70,100 Building $156,100
2025$3,296.00 (+44.18%)
2023$2,286.00$171,633$172,700 Land $70,100 Building $102,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 10, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 97% of the US · lower than 94% of Maryland
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemTOWN OF ELKTON
serves 15,625 people · EPA ID MD0070011
Water SourceSurface water
Last State InspectionSep 2025
LeadUnder 1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityTreatment failure
resolved · Dec 2025
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 167 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
Verizon
Fixed Wireless
300 / 20

May also be available: Talkie Communications.

Nearby Properties on Walnut Ln

Nearby Streets

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