103 W Van Buren St, Philo, IL 61864 Property Records

Champaign County property record for 103 W Van Buren St, Philo, IL 61864

Property Summary

Property Type	Single Family Home
Lot Size	0.259 acres (11,288 sqft)
Owner	Individual Name on File
Last Sale	$167,000 (Dec 2019)
Tax Bill	$2,613 (2024)
Deeds & Mortgages	Mar 2021 Mortgage May 2017 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`19-27-23-302-006`

Property Details

APN / Parcel Number

Primary APN	`19-27-23-302-006`

Exterior

Lot Area	11,288 sqft (0.259 acres)

Location & Zoning

Street Address	103 W VAN BUREN ST
City	PHILO
State	IL
Zip	61864-9219
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 2 FRANKS SUB
Legal Range	09E
Legal Township	18N
Legal Section	23
Legal Subdivision	FRANKS SUB
Legal Lot Number	2
Jurisdiction	CHAMPAIGN IL
Township / Civil Division	PHILO
Census Block Group	1
Census Block	1033
Census Tract	10901

Owner

103 W Van Buren St is owned and occupied by an individual who bought it in December 2019.

Source: Champaign County records, as of April 29, 2026

Owner of Record	Individual Name on File
Mailing Address	103 W VAN BUREN ST, PHILO, IL 61864-9219
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 31, 2021	Deed of Trust, Mortgage · Conventional Mortgage CATLIN BANK
May 10, 2017	Deed of Trust, Mortgage · Conventional Mortgage FIRST STATE BANK
Jun 11, 2018	Deed of Trust, Mortgage · Commercial Mortgage FIRST STATE BANK
Dec 5, 2019	Warranty Deed, Transfer · Conventional Mortgage PRIME LNDG

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 5, 2019 · Amount on File
Deed Sale	Dec 5, 2019 · Amount on File
Deed Document Number	201920456
Prior Transfer Date	Sep 2, 2010
Prior Transfer Doc	0000031091
Record Updated	Oct 29, 2026

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHAMPAIGN IL
Property Address	103 W VAN BUREN ST, PHILO, IL 61864-9219
Transaction Type	Mortgage
Record Updated	Apr 19, 2021
Title Company	ALLIED CAPITAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000007217
Date	Mar 31, 2021
Instrument	2021R07217

Lender

Name	CATLIN BANK
Type	Bank
Address	CATLIN, IL 61817

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2051

Interest

Rate Type	Fixed Rate
Rate	2.75%

May 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHAMPAIGN IL
Property Address	103 W VAN BUREN ST, PHILO, IL 61864-9219
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000008112
Date	May 10, 2017
Instrument	2017R08112

Lender

Name	FIRST STATE BANK
Type	Bank
Address	MONTICELLO, IL 61856

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	May 1, 2032

Interest

Rate Type	Fixed Rate
Rate	3.37%

June 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHAMPAIGN IL
Property Address	103 W VAN BUREN ST, PHILO, IL 61864-9219
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000009457
Date	Jun 11, 2018
Instrument	2018R09457

Lender

Name	FIRST STATE BANK
Type	Bank
Address	MONTICELLO, IL 61856

Agreement

Type	Commercial Mortgage
Amount	Amount on Record
Term	120 Months
Due	Jun 1, 2028

Interest

Rate Type	Adjustable Rate
Rate	4.75%
Change Frequency	Monthly

December 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHAMPAIGN IL
Recording Date	Dec 5, 2019
Property Address	103 W VAN BUREN ST, PHILO, IL 61864-9219
Document Number	0000020456
Instrument Date	Oct 31, 2019
Instrument	20456
Transaction Type	Transfer
Record Updated	Dec 31, 2019
Title Company	NATIONAL TITLE CLEARING

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$250.50
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	103 W VAN BUREN ST PHILO IL 618649219, PHILO, IL 61864-9219

Mortgage

Document Number	20457
Date	Dec 5, 2019
Instrument	20457

Lender

Name	PRIME LNDG
Address	DALLAS, TX 75252

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Dec 4, 2049

Tax Assessment & Valuation

Source: Champaign County assessment roll, as of April 29, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Champaign County
County Subdivision	Philo Township
Municipality	Philo Village
Unified School District	Tolono Community Unit School District 7 (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$54,160 Land $4,220 Building $49,940	$162,480 Land $12,660 Building $149,820
2024	$2,613.00
2022	$2,370.00 Homeowner's exemption	$43,320 Land $3,380 Building $39,940	$129,960 Land $10,140 Building $119,820

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 103 W Van Buren St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective July 14, 2021

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 103 W Van Buren St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	AQUA ILLINOIS-PHILO private · serves 1,378 people · EPA ID IL0190600
Water Source	Purchased groundwater from IL AMERICAN-CHAMPAIGN
Last State Inspection	Mar 2025
Lead	Under 1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 183 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Pavlov Media Fiber	8,000 / 8,000
Conxxus Fiber	8,000 / 8,000
Xfinity Cable	1,200 / 35
Nextlink Fixed Wireless	500 / 100

May also be available: MF Wireless, Watch TV.

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