103 W State St, Modesto, IL 62667 Property Records

Macoupin County property record for 103 W State St, Modesto, IL 62667

Property Summary

Property Type	Single Family Home
Lot Size	0.4 acres (17,424 sqft)
Owner	Individual Name on Record
Last Sale	$53,998 (Jul 2022)
Tax Bill	$1,193 (2025)
Deeds & Mortgages	Nov 2023 Second Mortgage Jul 2022 Sale & Mortgage + 1 more
APN	`02-21-229-002`

Property Details

APN / Parcel Number

Primary APN	`02-21-229-002`
Alternative APN	`20-001-143-00`

Exterior

Lot Area	17,424 sqft (0.4 acres)
Lot Dimensions	132 ft deep x 132 ft wide

Location & Zoning

Street Address	103 W STATE ST
City	MODESTO
State	IL
Zip	62667-5416
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOTS 3 & 4 BLK 5 O P MODESTO 132 X 132 02-21-229-002
Legal Block	5
Legal Lot Number	3-4
Jurisdiction	MACOUPIN IL
Township / Civil Division	NORTH PALMYRA
Census Block Group	3
Census Block	3077
Census Tract	956200

Owner

Source: Macoupin County records, as of July 7, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	103 W STATE ST, MODESTO, IL 62667-5416
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 2, 2023	Deed of Trust, Mortgage · Stand-Alone Second Mortgage CHESTERFIELD STATE BANK
Jul 14, 2022	Warranty Deed, Transfer · Conventional Mortgage CHESTERFIELD STATE BANK
Nov 8, 2018	Quit Claim Deed, Transfer Quitclaim

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 14, 2022 · Amount on Record
Deed Sale	Jul 14, 2022 · Amount on Record
Prior Sale	Aug 27, 2015 · Amount on Record
Deed Document Number	2022599921
Prior Transfer Date	Oct 16, 2018
Prior Transfer Doc	571963
Record Updated	Oct 29, 2026

November 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MACOUPIN IL
Property Address	103 W STATE ST, MODESTO, IL 62667-5416
Transaction Type	Mortgage
Record Updated	Dec 4, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000608160
Date	Nov 2, 2023
Instrument	608160

Lender

Name	CHESTERFIELD STATE BANK
Type	Bank
Address	CHESTERFIELD, IL 62630

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	119 Months
Due	Oct 28, 2033

Interest

Rate Type	Adjustable Rate
Rate	8%

July 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MACOUPIN IL
Recording Date	Jul 14, 2022
Property Address	103 W STATE ST, MODESTO, IL 62667-5416
Document Number	0000599921
Instrument Date	Jul 14, 2022
Instrument	599921
Transaction Type	Transfer
Record Updated	Jul 27, 2022
Title Company	LANGE TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	103 W STATE ST, MODESTO, IL 62667-5416

Mortgage

Document Number	0000599922
Date	Jul 14, 2022
Instrument	599922

Lender

Name	CHESTERFIELD STATE BANK

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Interest

Rate	4.5%

November 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	MACOUPIN IL
Recording Date	Nov 8, 2018
Property Address	103 W STATE ST, MODESTO, IL 62667-5416
Document Number	571963
Instrument Date	Oct 16, 2018
Instrument	571963
Transaction Type	Transfer
Record Updated	Jul 22, 2021

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	PO BOX 71, MODESTO, IL 62667-0071

Tax Assessment & Valuation

Source: Macoupin County assessment roll, as of July 7, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Macoupin County
County Subdivision	North Palmyra Township
Municipality	Modesto Village
Unified School District	Northwestern Community Unit School District 2 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,193.00 (+4.1%)	$28,702 (+7%) Land $4,247 Building $24,455	$86,106 (+7%) Land $12,741 Building $73,365
2024	$1,146.00 (+10.19%)	$26,824 (+15.56%) Land $3,969 Building $22,855	$80,472 (+15.56%) Land $11,907 Building $68,565
2022	$1,040.00 Homeowner's exemption	$23,213 Land $3,435 Building $19,778	$69,639 Land $10,305 Building $59,334

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer

FEMA Flood Zone	Not on file

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MODESTO serves 182 people · EPA ID IL1170600
Water Source	Purchased surface water from PALMYRA-MODESTO WATER COMMISSION
Last State Inspection	May 2023
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Turbidity resolved · Oct 2021
Treatment and Procedure	Organic carbon removal Apr 2025
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 71 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Nextlink Fixed Wireless	1,000 / 500
Royell Communications Fiber	100 / 100

May also be available: T-Mobile.

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on W State St

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures