103 W Spring St, Somerville, NJ 08876 Property Records

Somerset County and Somerville Borough property record for 103 W Spring St, Somerville, NJ 08876 · Last verified July 2026

Property Highlights

Property Type	Residential > Single Family > Home
Year Built	Built 1915
Square Footage	1,212 sqft Living Area
Lot Size	7,000 sqft (0.161 acres)
Occupancy	Owner Occupied
Last Sale	$163,921 (2023)
Tax Bill	$10,112.00 (2025)

Property Details

APN / Parcel Number

Primary APN	`18-00145-0000-00003`
Alternative APN	`180014500003`

Interior

Building Area	1,212 sqft Living Area
Stories	2 Stories

Exterior

Year Built	Built 1915
Effective Year Built	Effective 1915
Construction Type	Frame Construction
Lot Area	7,000 sqft (0.161 acres)
Depth X Width	140 ft x 50 ft Depth x Width

Location & Zoning

Street Address	103 W SPRING ST
City	SOMERVILLE
State	NJ
Zip	08876-1535
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Block	145
Legal Lot Number	3
Jurisdiction	SOMERSET NJ
Minor Civil Division	SOMERVILLE
Census Blockgroup	2
Census Block	2012
Census Tract	50200

Owner

Source: Somerset County and Somerville Borough records · APN 18-00145-0000-00003

Assessment roll updated July 7, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	103 W SPRING ST, SOMERVILLE, NJ 08876-1535
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Jul 31, 2023 · Amount on Record
Deed Sale	Jul 31, 2023 · Amount on Record
Prior Sale	Nov 04, 2022 · Amount on Record
Deed Doc Number	202319474
Deed Book / Page	7517 / 359
Prior Transfer Date	Feb 27, 2015
Prior Transfer Doc	0000008516
Record Refreshed	Sep 20, 2026

November 2022: Deed, Transfer

Document Type	Deed
Jurisdiction	SOMERSET NJ
Recording Date	Nov 04, 2022
Property Address	103 W SPRING ST, SOMERVILLE, NJ 08876-1535
Document Number	0000044901
Book / Page	7478 / 2678
Instrument Date	Oct 31, 2022
Instrument	2022044901
Transaction Type	Transfer
Record Updated	Nov 16, 2022
Title Company	NEW ERA TITLE AND SETTLEMENT LLC, NEW ERA TITLE & STLMT LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$1,995.80
Amount Accuracy	Full Amount Stated
Additional	Arms Length Transaction

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2 STEEPLE DR, 2, HILLSBOROUGH, NJ 08844-2919

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenant/Joint Tenant w/ Right Of Survivorship
Address	103 W SPRING ST, SOMERVILLE, NJ 08876-1535

Mortgage

Document Number	0000044902
Date	Nov 04, 2022
Instrument	2022044902

Lender

Name	PANORAMA MORTGAGE GROUP LLC

Agreement

Type	Federal Housing Administration (FHA) Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 01, 2052

Tax Assessment & Valuation

Source: Somerset County and Somerville Borough records · Assessment roll updated July 7, 2026 · Last verified July 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Somerset County
Municipality	Somerville Borough
Unified School District	Somerville Borough School District (KG - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$247,900 (-) Land $121,000 Building $126,900	$247,900 (-) Land $121,000 Building $126,900
2025	$10,112.00 (+3.19%)	$247,900 (-) Land $121,000 Building $126,900	$247,900 (-) Land $121,000 Building $126,900
2024	$9,799.00 (+5.11%)
2023		$247,900 Land $121,000 Building $126,900	$247,900 Land $121,000 Building $126,900
2022	$9,323.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Somerset County (34035C), updated September 3, 2025 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No
Nearest Special Flood Hazard Area	Zone AE, within 500 ft

Wildfire

Wildfire Risk	Low above 7% of the US · above 18% of New Jersey
Wildfire Likelihood	Less than 1 in 10,000 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.