Lafayette County property record for 103 W Pine St, Waverly, MO 64096
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 837 sqft · built 1974 |
| Lot Size | 0.193 acres (8,398 sqft) |
| Owner | 2 Individual Names on Record |
| Tax Bill | $663 (2025) |
| Deeds & Mortgages | May 2017 Mortgage Nov 2018 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 06-6.0-14-3-003-049.000 |
| Primary APN | 06-6.0-14-3-003-049.000 |
|---|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Stories | 1 Story |
| Building Area | 837 sqft Living Area |
| Flooring | Carpet |
| Interior Walls | Paneling |
| Year Built | Built 1974 |
|---|---|
| Effective Year Built | Effective 1974 |
| Exterior Material | Wood |
| Construction Type | Frame |
| Roof Type | Gable/Hip |
| Roof Material | Asphalt |
| Lot Area | 8,398 sqft (0.193 acres) |
| Lot Dimensions | 140 ft deep x 60 ft wide |
| Garage Type | Mixed |
| Garage Area | 445 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
| Porch Area | 8 sqft |
| Shed | 1 Shed |
| Cooling System | None |
|---|---|
| Heating System | HVAC |
| Street Address | 103 W PINE ST |
|---|---|
| City | WAVERLY |
| State | MO |
| Zip | 64096-8186 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | PT LOTS 9 & 11, ALL LOT 10 BLK 26 ST THOMAS 3RD ADDN; 779-411, 782-666, 809-870, 1177-991, 2015DR3239, 2017DR1878, 2018SU0038 |
| Legal Range | 24 |
| Legal Township | 51 |
| Legal Section | 14 |
| Legal Subdivision | THIRD ADD |
| Legal Block | 26 |
| Legal Lot Number | 9-10 |
| Jurisdiction | LAFAYETTE MO |
| Township / Civil Division | MIDDLETON |
| Census Block Group | 2 |
| Census Block | 2046 |
| Census Tract | 90300 |
Source: Lafayette County records, as of May 27, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 103 W PINE ST, WAVERLY, MO 64096-8186 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| May 22, 2017 | Deed of Trust, Mortgage LIFETIME INVESTMENTS LLC |
| Nov 20, 2018 | Deed of Trust, Mortgage EQUITY BANK |
| Apr 21, 2022 | Deed of Trust, Mortgage · FHA Mortgage FLAT BRANCH MORTGAGE |
| Apr 19, 2022 | Warranty Deed, Subdivision Related Transfer · FHA Mortgage FLAT BRANCH MORTGAGE |
| Deed Names | 2 Names on Deed |
|---|---|
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LAFAYETTE MO |
| Property Address | 103 W PINE ST, WAVERLY, MO 64096-8186 |
| Transaction Type | Mortgage |
| Record Updated | Apr 3, 2026 |
| Title Company | MULTIPLE |
| Name | Verified Name |
|---|---|
| Investor | Possibly a Property Investor |
| Document Number | 2017DR1879 |
|---|---|
| Date | May 22, 2017 |
| Instrument | 2017DR1879 |
| Name | LIFETIME INVESTMENTS LLC |
|---|---|
| Type | Non-Lending Institution |
| Address | BUCKNER, MO 64016 |
| Amount | Amount Recorded |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LAFAYETTE MO |
| Property Address | 103 W PINE ST, WAVERLY, MO 64096-8186 |
| Transaction Type | Mortgage |
| Record Updated | Apr 3, 2026 |
| Name | Verified Name |
|---|---|
| Investor | Possibly a Property Investor |
| Document Number | 2018DR4675 |
|---|---|
| Date | Nov 20, 2018 |
| Instrument | 2018DR4675 |
| Name | EQUITY BANK |
|---|---|
| Type | Bank |
| Amount | Amount Recorded |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LAFAYETTE MO |
| Property Address | 103 W PINE ST, WAVERLY, MO 64096-8186 |
| Transaction Type | Mortgage |
| Record Updated | Apr 11, 2023 |
| Name | Verified Name |
|---|
| Document Number | 2022DR2026 |
|---|---|
| Date | Apr 21, 2022 |
| Instrument | 2022DR2026 |
| Name | FLAT BRANCH MORTGAGE |
|---|
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | May 1, 2052 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | LAFAYETTE MO |
| Recording Date | Apr 19, 2022 |
| Property Address | 103 W PINE ST, WAVERLY, MO 64096-8186 |
| Document Number | 2022DR1988 |
| Instrument Date | Apr 14, 2022 |
| Instrument | 2022DR1988 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | Apr 3, 2026 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 103 W PINE ST, WAVERLY, MO 64096-8186 |
| Document Number | 2022DR2026 |
|---|---|
| Date | Apr 19, 2022 |
| Instrument | 2022DR2026 |
| Name | FLAT BRANCH MORTGAGE |
|---|
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | May 1, 2052 |
Source: Lafayette County assessment roll, as of October 28, 2025
| Type | Name |
|---|---|
| State | Missouri |
| County | Lafayette County |
| Municipality | Waverly City |
| Unified School District | Santa Fe R-X School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $663.00 | $8,949 (+14.01%) | $47,100 (+14.01%) Land $4,860 Building $42,240 |
| 2023 | $7,849 | $41,313 Land $4,263 Building $37,050 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective November 26, 2010
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 67% of the US · lower than 78% of Missouri |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | WAVERLY PWS serves 900 people · EPA ID MO1010839 |
|---|---|
| Water Source | Purchased groundwater from MARSHALL PWS |
| Last State Inspection | Oct 2025 |
| Lead | 5 ppb (2023–2025) action level 15 ppb |
| Water Quality | Total trihalomethanes resolved · Oct 2018 |
|---|---|
| Treatment and Procedure | No certified operator Nov 2024 |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 187 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Brightspeed Fiber | 2,000 / 2,000 |
| Verizon Fixed Wireless | 300 / 20 |
| Green Hills Technologies Cable | 250 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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