103 W Payne St, Marlow, OK 73055 Property Records

Stephens County property record for 103 W Payne St, Marlow, OK 73055

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,212 sqft · built 1979
Lot Size	0.246 acres (10,727 sqft)
Owner	2 Individual Names on Record
Last Sale	$55,000 (May 2009)
Tax Bill	$828 (2025)
Deeds & Mortgages	May 2009 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`26670`

Property Details

APN / Parcel Number

Primary APN	`26670`
Alternative APN	`3001-00-069-016-0-000-00`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,212 sqft Living Area

Exterior

Year Built	Built 1979
Effective Year Built	Effective 1979
Architectural Style	Traditional
Exterior Material	Brick Veneer
Construction Type	Brick
Foundation Type	Slab (Mat/Raft)
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	10,727 sqft (0.246 acres)
Garage Type	Attached
Garage Area	264 sqft
Parking Spaces	1 Parking Space

Exterior Amenities

Pool Type	Above-Ground Pool
Porch	Slab
Porch Area	208 sqft
Shed	1 Shed
Shed Area	168 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	26670
Street Address	103 W PAYNE ST
City	MARLOW
State	OK
Zip	73055-1638
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	BLK 69 E36 LOT 16 & W29 LOT 17 MARLOW CITY
Legal Range	07W
Legal Township	02N
Legal Section	8
Legal Subdivision	CITY OF MARLOW
Legal Block	69
Legal Lot Number	16,17
Jurisdiction	STEPHENS OK
Township / Civil Division	MARLOW
Census Block Group	3
Census Block	3024
Census Tract	902

Owner

Source: Stephens County records, as of September 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	103 W PAYNE ST, MARLOW, OK 73055-1638
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 21, 2009 · Amount on Record
Deed Sale	May 21, 2009 · Amount on Record
Prior Sale	Jul 9, 2003 · Amount on Record
Deed Document Number	200979-8486
Deed Book / Page	3871 / 80
Record Updated	Oct 29, 2026

May 2009: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	STEPHENS OK
Recording Date	May 21, 2009
Property Address	103 W PAYNE ST, MARLOW, OK 73055-1638
Document Number	003871/080
Book / Page	3871 / 080
Instrument Date	May 20, 2009
Instrument	79-8486
Transaction Type	Transfer
Record Updated	Feb 3, 2026
Title Company	STEWART ABSTRACT AND TITLE, STEWART ABSTRACT & TITLE OF

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$82.50
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	103 W PAYNE ST, MARLOW, OK 73055-1638
Investor	Possibly a Property Investor

Mortgage

Document Number	0000798487
Date	May 21, 2009
Instrument	79-8487

Lender

Name	JPMORGAN CHASE BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2039

Tax Assessment & Valuation

Source: Stephens County assessment roll, as of March 23, 2026

Property Jurisdictions

Type	Name
State	Oklahoma
County	Stephens County
Municipality	Marlow City
Unified School District	Marlow Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$8,236 (-) Land $1,116 Building $7,120	$74,878 (-12.98%) Land $10,149 Building $64,729
2025	$828.00 (+4.94%)	$8,236 (+10.24%) Land $1,116 Building $7,120	$86,046 (-4.88%) Land $11,922 Building $74,124
2024	$789.00 (+5.62%)	$7,471 (-) Land $1,013 Building $6,458	$90,464 (+10.47%) Land $11,922 Building $78,542
2023	$747.00	$7,471 Land $1,034 Building $6,437	$81,888 Land $11,922 Building $69,966

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 29, 2010 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (1990)
Most Recent Claim	May 1990 · Severe Storms, Tornadoes & Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 51% of the US · lower than 85% of Oklahoma
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MARLOW MUNICIPAL AUTHORITY serves 4,600 people · EPA ID OK2006907
Water Source	Groundwater
Last State Inspection	Oct 2023
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 293 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Dobson Fiber Fiber	10,000 / 10,000
Sparklight Cable	1,000 / 50
360 Broadband Fixed Wireless	400 / 50
Verizon Fixed Wireless	300 / 20

May also be available: AT&T, Nextlink.

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