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103 W Main St, Sidney, IL 61877 Property Records

Champaign County property record for 103 W Main St, Sidney, IL 61877

Property Summary

Property TypeSingle Family Home
Details1.5 ba · 1,025 sqft · built 1920
Lot Size0.512 acres (22,291 sqft)
OwnerIndividual Name on Record
Last Sale$100,000 (May 2021)
Tax Bill$1,367 (2024)
Deeds & MortgagesMay 2021 Sale & Mortgage
Flood ZoneZone AE (high risk)
APN24-28-16-202-005

Property Details

APN / Parcel Number

Primary APN24-28-16-202-005

Interior

Full Baths1.5 Baths
Half Baths1 Half Bath
Stories2 Stories
Building Area1,025 sqft Living Area
Gross Area1,860 sqft
1st Floor Area374 sqft
Basement Area245 sqft
FlooringWood
Interior WallsPlaster

Exterior

Year BuiltBuilt 1920
Effective Year BuiltEffective 1920
Architectural StyleA-Frame
Exterior MaterialWood
Construction TypeFrame
Foundation TypeRaised
Roof MaterialOther
Lot Area22,291 sqft (0.512 acres)
Garage TypeAttached
Garage Area280 sqft
Parking Spaces1 Parking Space
PorchEnclosed Frame Porch
Porch Area406 sqft
Patio Area310 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Street Address103 W MAIN ST
CitySIDNEY
StateIL
Zip61877-7611
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOTS PT 1, PT 2 BLOCK 16 JONES, JOHN R.C., ADD AND OTHER LAND
Legal Range10E
Legal Township18N
Legal Section16
Legal SubdivisionJONES, JOHN R.C., ADD
Legal Block16
Legal Lot Number2
JurisdictionCHAMPAIGN IL
Township / Civil DivisionSIDNEY
Census Block Group3
Census Block3008
Census Tract10800

Owner

Source: Champaign County records, as of April 29, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address103 W MAIN ST, SIDNEY, IL 61877-7611
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleMay 20, 2021 · Amount on Record
Deed SaleMay 20, 2021 · Amount on Record
Prior SaleMar 26, 2013 · Amount on Record
Deed Document Number202111789
Prior Transfer DateAug 29, 2007
Prior Transfer Doc0000024742
Record UpdatedOct 29, 2026

May 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionCHAMPAIGN IL
Recording DateMay 20, 2021
Property Address103 W MAIN ST, SIDNEY, IL 61877-7611
Document Number0000011789
Instrument DateMay 14, 2021
Instrument2021R11789
Transaction TypeTransfer
Record UpdatedJun 1, 2021
Title CompanyATTORNEY ONLY, ATTORNEY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$100.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address103 W MAIN ST, SIDNEY, IL 61877-7611

Mortgage

Document Number0000011790
DateMay 20, 2021
Instrument2021R11790
Lender
NameFLAT BRANCH HOME LOANS INC
TypeMortgage Company
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term361 Months
DueJun 1, 2051
Interest
Rate TypeFixed Rate
Rate2.5%

Tax Assessment & Valuation

Source: Champaign County assessment roll, as of April 29, 2026

Property Jurisdictions

TypeName
StateIllinois
CountyChampaign County
County SubdivisionSidney Township
MunicipalitySidney Village
Unified School DistrictTolono Community Unit School District 7 (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$32,890 (+26.69%) Land $9,680 Building $23,210$98,670 (+26.69%) Land $29,040 Building $69,630
2024$1,367.00 (+15.26%)
2022$1,186.00 Homeowner's exemption$25,960 Land $7,640 Building $18,320$77,880 Land $22,920 Building $54,960

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective July 14, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone AE
high risk
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood ElevationVaries along the reach; see FIRM
Flood Insurance RequirementRequired
federally backed loans
Flood Insurance CostPremium on Record
median of 10 policies
Nearby Flood Policies10 in force
Nearby Flood Claims20 (1983–2026)
Claims Outside the SFHA4 of 20
Most Recent ClaimMar 2026 · rainfall accumulation
Claims by Event
  • Severe Storms And Flooding, May 1996 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.1% of the US · lower than 94% of Illinois
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemIL AMERICAN-CHAMPAIGN
private · serves 150,000 people · EPA ID IL0195300
Water SourceGroundwater
Last State InspectionSep 2025
Lead1 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 250 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Conxxus
Fiber		8,000 / 8,000
Xfinity
Cable		1,200 / 35
T-Mobile
Fixed Wireless		100 / 20
MF Wireless
Fixed Wireless		100 / 20

May also be available: Nextlink.

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